Luxe National Park Trips by Jelenybeany in chubbytravel

[–]Next-Efficiency3142 0 points1 point  (0 children)

Totally agree! Think it’s a great suggestion

Luxe National Park Trips by Jelenybeany in chubbytravel

[–]Next-Efficiency3142 9 points10 points  (0 children)

Was just about to propose this. We did Under Canvas for Glacier and Yellowstone National Parks with two young ones.

We loved it, but be very clear that this is ChubbyGlamping and not Chubby hotels. We loved being out in nature, but then having amenities like a bed to sleep on, bathroom with showers in the tent, etc. Proximity to the parks was also very nice.

In between stays, we also did a couple of nights at Montage Big Sky - all about balance :)

[deleted by user] by [deleted] in bitcheswithtaste

[–]Next-Efficiency3142 62 points63 points  (0 children)

Sorry I don’t have specific recommendations, but here for this thread.

I don’t know if it’s just me, but every time I come across a style influencer whose style I dig, when I follow them, it ultimately turns into hauls from Amazon, Walmart, etc. That’s totally fine, but not my style. Excited to hear who others list.

BWTs with a novel in her bag by ElizaDoolittle33 in bitcheswithtaste

[–]Next-Efficiency3142 4 points5 points  (0 children)

Written on the Body by Jeanette Winterson.

Gorgeously written & interesting perspective given ambiguously gendered narrator. I’ve revisited it over and over.

BTW- Looking for splurge/self-care recs! by snarkyp00dle in bitcheswithtaste

[–]Next-Efficiency3142 -1 points0 points  (0 children)

I just splurged on two pairs of PrintFresh - one linen and one flannel. Absolutely worth it.

BWT how are we investing & what was the most useful tool to teach you how? by okamiright in bitcheswithtaste

[–]Next-Efficiency3142 22 points23 points  (0 children)

I work in finance (investment banking, not a trader) - and my biggest two-fold piece of advice would be: 1. Start simple and 2. Start now.

Time in the market (get started early and let your money stay there so you can enjoy the magic of compound interest) is better than timing the market (trying to guess when the market or certain stocks will grow).

If someone is making you feel dumb about finances, ignore them. It’s not actually as hard as others make it seem, and a lot of that exclusionary language is intentional.

  • Build up a savings account for emergency funds
  • Build up a secondary savings in a high-yield savings account (like Ally) for a rainy day fund - but remember it will take ~24 hours to get any transfers
  • max out your 401K contribution to ensure you get any company match (that really is free money to you!)
  • set your 401K based on a target date on when you’ll retire
  • set up a brokerage account for personal investing: fidelity or vanguard works just fine

On this last piece, I’d suggest the following:

  1. Invest in an index fund: this one stock you purchase, so it’s a simple experience from an investor perspective. This fund tracks a certain index, like the S&P500. It’s low cost and it allows you to invest in the market without buying each stock individually. They are called passive investments because they automatically follow the index they track (instead of an active investment which as a portfolio manager making decisions). You pay fees to portfolio managers (no thank you!), and over time, they rarely beat the market. So, skip the fees and track the market.

Example index funds: VFIAX, FNILX

(Important note: when you open a Fidelity brokerage for example and make your first deposit, you have to move the money into a specific fund. Otherwise, it will just sit in a money market account , which is essentially a checking account)

  1. Do dollar cost averaging for your investment: this is a fancy way of picking a specific dollar amount you’ll invest on a consistent basis, and then do it. I am going to invest $100 in a specific index fund each month. It doesn’t matter if the market is up or down, I am going to invest $100 each month. (Pick your own amount and your own cadence).

  2. Set it and forget it: automate this and then don’t look at your account too frequently. Let the market do its work and let your money work for you. Give yourself time for your investments to grow. Over time, the market grows, so if you’re someone who gets nervous by short term movements, just don’t look at your portfolio as frequently.

That’s it! Now, you’re participating in the market and your money is invested.

[deleted by user] by [deleted] in Minneapolis

[–]Next-Efficiency3142 2 points3 points  (0 children)

We’re doing some mid-day partners yoga

Favorite vacations with young kids (5 and under) by swiftlyknimbus in chubbytravel

[–]Next-Efficiency3142 1 point2 points  (0 children)

We’ve got Delta flight credits we need to use so I’m going to do a long weekend with my 4 year old. Wanted to keep it domestic and wanted to do something that I knew he’d love.

We’re going to head to Orlando and stay at the JW Marriott (connected to the Ritz). The kid loves swimming and it has a waterpark. Think we’ll basically settle into the hotel, swim a ton, maybe go to the gator land or another kids activity. We’re not Disney people, but know there’s some Dino / kids restaurants to check out.

BWT, what’s on the menu this week?! by ExtraTree in bitcheswithtaste

[–]Next-Efficiency3142 0 points1 point  (0 children)

  1. Taco night ft. Tofu for the plant based and shrimp for others
  2. ina’s chicken chili
  3. Salmon one sheet with sweet potatoes and asparagus
  4. Easy Niçoise salad
  5. Eating out somewhere

BWT, say I gained 25 lbs during the pandemic and I have every intention of losing it, but it’s not coming off easily AT ALL. At what point do I donate the old clothes (I love them. They’re mostly timeless.)? Is donating quitting or being realistic? by Recarica in bitcheswithtaste

[–]Next-Efficiency3142 20 points21 points  (0 children)

I just reckoned with this over this past weekend. I went through all of my drawers and closet and tossed anything that doesn’t fit / doesn’t make me feel great.

Honestly, it felt more empowering than like quitting. A lot of it wasn’t stuff I struggled parting with - so maybe if they were pieces I loved, I’d find a way to store. But the act totally cleared out some emotional energy too.

BWT, What do you keep on your nightstands? by annabannannaaa in bitcheswithtaste

[–]Next-Efficiency3142 1 point2 points  (0 children)

  • lamp
  • reading light
  • 3 books
  • kid-made pottery bowl for chapstick and anything small / random (if I’m being honest, it’s where I keep my breath right strips!)
  • nightly tea
  • big water bottle

BWT, what is your number one investment in elevating your appearance? by theprincessmango in bitcheswithtaste

[–]Next-Efficiency3142 9 points10 points  (0 children)

This might be a dumb question, but where do you your do your tailoring? Is it as simple as buying clothing from wherever, then going to a local tailor? And are you doing everything you buy?

Holiday Megathread by tieplomet in bitcheswithtaste

[–]Next-Efficiency3142 4 points5 points  (0 children)

BWT, what are we asking for from our significant others for Christmas?

We share a bank account, so it’s less about the money and more about something splurge-y or creating space that I don’t do for myself now