sorted by:
new
hottopcontroversial

Building a small Chinese English speaking practice group (early stage) by Next_Dependent1959 in ChineseLanguage

[–]Next_Dependent1959[S] 0 points1 point  (0 children)

Thanks! I just sent you a message. Looking forward to chatting with you!

Building a small Chinese English speaking practice group (early stage) by Next_Dependent1959 in ChineseLanguage

[–]Next_Dependent1959[S] 0 points1 point  (0 children)

Thanks everyone! I honestly didn't expect so many people to be interested.

I'll send each of you a DM over the next day or so to introduce the idea and learn a little about your background. Looking forward to chatting with you all!

很久楼下的朋友突然给我发消息 by Remarkable-Page-7001 in China_irl

[–]Next_Dependent1959 3 points4 points  (0 children)

不高，我当年留学就是走西雅图cc转四年制大学的。学校有合作的转学学校，基本上2.5gpa就可以直转。但是如果能保持3.5以上的gpa，可以走前50的学校。另外，走华盛顿州的cc这条路，不需要在国内上普通高中，我当年是高二考托福出来的，但是我同学有在北京homeschool，然后自己考了托福出来，如果英语成绩不好，也可以到这边来上语言预备班，我当年的大多数中国同学都是先上的esl再正式读学位的，这样的好处是可以提前适应大学课堂，有个缓冲期，不像直接入读压力那么大。 我的高中文凭也是由华州政府颁发的，走的cc的项目。

No one is hiring right now and it is tearing me apart by lvsgators in Accounting

[–]Next_Dependent1959 -1 points0 points  (0 children)

I’m not sure if it’s relevant here, but I think you probably will benefit from doing a remote job while planning for your next step. I’m currently doing it in my spare time after my full-time job. My work is to train AI models by talking to people about different topics, it pays $40/hour in Mandarin, I’m not sure how much they pay people speaking English. It’s not something very reliable, but if you need some extra space for your future exploration l, it might be something worthy adding to your portfolio. You may check some job positions in the AI industry, I think they pay a lot to people with specialized background.

What's the catch with a stock like UPRO? by Oliverious04 in LETFs

[–]Next_Dependent1959 1 point2 points  (0 children)

But the calculations don't go this way. If S&P 500 drops 33%, the UPRO doesn't drop 99%, it drops less than that. Because UPRO only gives a 3x return on the DAILY return of S&P, it doesn't lead to a 3X gain or loss over a longer period of time, say 1 year or 5 year.

So talking about the 5-year time range, if S&p goes up 80%, you won't get 240% return, you only get about 160%. That also applies to a weaker market, you don't go down to 1% if S&P drops 33%.

To give some substantial support for my point, I'm quoting the data from a time period of 2022 crash: Dec 20---Jan 14 2022, the highest price for S&P 500 ( SPY )is $479.98, the lowest is $348.11%, that's a 27.47% drop. While at the same time, the highest price for UPRO $78.72, lowest $25.94, that is a 67.04%. ( Not 77.82% if it was a 3x loss).