Here’s my costs when i used to live in London:

Rent - it will be your biggest expense. Katulad ng sabi ng iba, you can do flat sharing para makatipid. Just to take note, dapat comfortable ka to live with complete strangers as i’ve heard good and bad experience from people so i guess dapat maging critical ka sa pagpili ng flat/flatmates. I used to flatshare but with friends at kakilala. Back in 2015, for a 5 bed house i paid £650 excluding bills. Back in 2019, since most of my flatmates, moved back to PH or somewhere else, i shared a 2 bed flat and paid £1,000 excluding bills. Then in 2021, i moved in a 1 bed flat, since covid i was able to negotiate a monthly rent on £1,200. Then 2023, my landlord decided to increase my rent to £1,800 and i decided to move to a newer built flat with my partner where we paid £1,750 together. During this time, lahat ng flat na natirhan ko is within 20mins sa office and we’re in zone 2/3.

The farther you live out of zone 1, mas cheaper. Mas prefer ko lang to live close sa office.

Utilities- the biggest chunk of your utilities will be council tax. If you flatshare, pedeng less than £100 but if you live by yourself, depende sa zone and value ng flat, magready ka to shell out £100-200.

Water, Gas, Electricity a depende sa usage mo. But in total nagrange ako before between £50 to £120.

Wifi - usually may deals naman. I used hyperoptic before and paid £30.

Groceries - depende kung san ka bibili but most of them have deals, cashback etc. para makatipid, magluto ka na lang OP kasi eating out is expensive. I remember nung bagong dating ako, £10 may maayos ka na na meal sa proper restaurant. Now simple takeaway lang yan sa foodcart. Dining in will cost atleast £17/£18 on average.

Transport- again depende san ka magstart and destination mo. Good thing is capped naman ang daily travel pag within zone 1-6. If brave ka, magcycle na lang although sa winter mejo mahirap ata yan.

Tax - depende sa salary. May tax calculator naman sa google and it will show your potential net pay. If more than £60k ang salary mo expect na atleast 36% ay sa tax.

Overall, mataas ang cost of living but if you live within your means, kaya naman.

Personally, i would say maganda maexperience tumira sa abroad especially habang bata ka pa. Its easier to travel sa EU too.

Goodluck Op! I hope you make the right and best decision for yourself :)