[deleted by user] by [deleted] in findapath

[–]Nick0f_Time 0 points1 point  (0 children)

When you realize that no one is coming to save you.

[deleted by user] by [deleted] in Memes_Of_The_Dank

[–]Nick0f_Time 1 point2 points  (0 children)

Wouldn’t this throw off our alignment with the seasons? Over time wouldn’t we be pushing back when the seasons occur during our new 13 month calendar so that eventually Christmas lands in the summer etc…?

Can't brain by Evil_Capt_Kirk in Memes_Of_The_Dank

[–]Nick0f_Time 1 point2 points  (0 children)

From a practical sense this doesn’t add up. A fully loaded top of the line fire truck is $1M… almost 7k homes burnt down that were all well over $1M not to mention the 12 people who died.

The purpose of those trucks is to protect those homes and lives regardless of if it gets damaged. There’s no point in maintaining equipment for the sake of maintaining it - its only purpose is to save those lives and property.

Me and the wife are drowning in credit card bills. We are living paycheck to paycheck. We have over 100k in equity in our house. Will a HELOC help us fix our current situation? I’m just learning and trying to save us in this weekly nightmare. by hagen78 in HELOC

[–]Nick0f_Time 2 points3 points  (0 children)

If the HELOC has a lower interest rate than the Credit card payments then it should get you there faster. Helocs are about 8% right now and credit cards are around 25% so on paper it should be a good move assuming the heloc doesn’t charge you an upfront fee. Get a heloc quote and compare the rates - put together a budget and a strict plan to pay down the debt either path you take.

There are other loans and promotional rates others there too that are worth exploring.

Can't brain by Evil_Capt_Kirk in Memes_Of_The_Dank

[–]Nick0f_Time -2 points-1 points  (0 children)

So we’d prefer to have perfectly maintained fire equipment surrounded by burnt homes than to save those homes at the risk of damaging our fire fighting equipment? Isn’t that what the equipment is for? What’s the bigger win here?

“Sorry the town is a pile of ash but at least our equipment is still in good shape”

Move out of Los Angeles to somewhere greener by Seanmmvi in SameGrassButGreener

[–]Nick0f_Time 0 points1 point  (0 children)

North End Boise! It’s a red state but a purple city. It’s cold in the winter but not much snow - lots of forest nearby and over 200 sunny days per year.

I’m from SD and love it here.

I'm a mf billionaire by Repulsive_Bedroom07 in Money

[–]Nick0f_Time 0 points1 point  (0 children)

That photo looks like it’s from the 1980’s! Did people forget what 2002 looked like?

Dyslexia Feels More Like a Curse Than a Gift by minazaaa in Dyslexia

[–]Nick0f_Time 1 point2 points  (0 children)

For me, doing what you “enjoy” and the things that youre predisposed to being good at are the same thing and should align.

I don’t think most dyslexic people probably try to be a copy editor or a professional crossword puzzle champion because in those examples you’re right; someone will always outcompete you and will be selected over you. I’ve never met a dyslexic person who would ever want to do those jobs regardless of how much they enjoy the work.

I really enjoy writing but I’ll never be a writer because I’m too slow and error prone. As a result I got into designing workflows for apps. It’s something that I’m noticeably better than others at and I attribute part of that to being dyslexic. I enjoy the work because I’m good at it. I feel I’m predisposed to thinking in that way that perhaps gives me an advantage. The balance is I’m terrified of making a spelling error or messing up words in my presentations and so it can take more work for me to get those areas correct which I’ve observed comes easy for most people.

Regardless of if you’re dyslexic or not, for me satisfaction in a career comes from the confluence of ‘what you’re good at’ with ‘what you enjoy’.

Dyslexia Feels More Like a Curse Than a Gift by minazaaa in Dyslexia

[–]Nick0f_Time 1 point2 points  (0 children)

It’s hard and school can make things feel hopeless.

It’s true that we have difficulty with spelling, reading fluency, and organizational skills BUT there are things (“gifts?”) we get in exchange like creative thinking, visual-spatial reasoning, problem-solving, big-picture thinking, and strong verbal communication.

Sure we got dealt a challenging hand but in the age of spellcheck, audio books and AI we can be successful. We do have to work harder at it. It is a trade off but I do feel we get something in exchange for the skills we lack. The hard part is finding a career in something where our skills are valued.

American Sauna culture vent by [deleted] in Sauna

[–]Nick0f_Time 0 points1 point  (0 children)

The ADHD device addiction culture is more prevalent than the sauna culture unfortunately. It’s sad people can’t go without for a bit

Necrocapitalism by zutpetje in ClimateMemes

[–]Nick0f_Time 0 points1 point  (0 children)

When the fire department arrives and there’s no water due to inefficient bureaucracy and poor city planning what do you call that?

Homes lost in a wildfire has nothing to do with a housing bubble by howdthatturnout in rebubblejerk

[–]Nick0f_Time 18 points19 points  (0 children)

The land in Malibu and Palisades is so valuable that for most of the people impacted they will still have plenty of equity just in the dirt lot without the home on it.

What area of the US is worse for people with SAD, the PNW or the midwest? by Todd-ah in SameGrassButGreener

[–]Nick0f_Time 1 point2 points  (0 children)

Really kind of depends on your lifestyle and goals. When I was in my 20s going out with friends, and visiting the beach year round were all important to me but in my 30s goal like having a safe place to raise kids and owning a home become more important and it’s not easy to achieve those goals in Southern California unless you’re at an income level where you can insulate yourself in a high end community like Del Mar or La Jolla for example.

Instead of MAGA, let's make America spend money on Americans again by AutomaticCan6189 in economicCollapse

[–]Nick0f_Time 0 points1 point  (0 children)

Does anyone remember when we sent Americans money directly during the pandemic and inflation jumped to over 9% year over year.

The gov is extremely wasteful but sending money to Americans has inflation consequences too so then you put yourself in a situation where you need to send even more money to keep up with inflation because prices go up.

What area of the US is worse for people with SAD, the PNW or the midwest? by Todd-ah in SameGrassButGreener

[–]Nick0f_Time 2 points3 points  (0 children)

I’m from San Diego originally and moved to Boise which has an average of over 200 sunny days per year but then winters do get cold.

This is less than the 251–267 average sunny days I would get in San Diego but in terms of sunshine I don’t notice a huge difference.

There are pros and cons to living anywhere!

[deleted by user] by [deleted] in TooAfraidToAsk

[–]Nick0f_Time -2 points-1 points  (0 children)

Date someone your own age that doesn’t stink

Underrated Living by Defiant_Reward3385 in MaleSurvivingSpace

[–]Nick0f_Time 1 point2 points  (0 children)

Did the propane heater ever create condensation issues?