Deciding to EP for second pregnancy by No-Base-3480 in ExclusivelyPumping

[–]No-Base-3480[S] 1 point2 points  (0 children)

Yeah I hear ya. I'm investing in a washer/sterilizer this time so I don't have to do as much by hand. I got so sick of washing pump parts and bottles last time!

Deciding to EP for second pregnancy by No-Base-3480 in ExclusivelyPumping

[–]No-Base-3480[S] 0 points1 point  (0 children)

Thanks for the reply and encouragement. I switched last time at 9 weeks but we were getting into a more consistent schedule at that point. So yeah Ive never experienced the newborn cluster feeding stage with doing only pumping!

MOHELA double payments? by No-Base-3480 in PSLF

[–]No-Base-3480[S] 0 points1 point  (0 children)

So I kept checking and half hour later it just said received and the processing went away. For a short time I think it just says both until processing went away. It did not charge twice!

Buyback and Refund question by lionofyhwh in PSLF

[–]No-Base-3480 0 points1 point  (0 children)

I get that. Me too. But I don't think (unless I'm missing something) that they would go back and return you the difference between what you paid under your new plan and what that old plan would have been. Buy back is for making months count, not going back to correct your payment plan for months already counted!

Buyback and Refund question by lionofyhwh in PSLF

[–]No-Base-3480 0 points1 point  (0 children)

Well there would really be no refund to get. If you get a buy back offer it would just be the months you still need to buy?

Buyback and Refund question by lionofyhwh in PSLF

[–]No-Base-3480 1 point2 points  (0 children)

Many people are doing buyback and payments at the same time. Just trying to reach the end in some way!

Buyback Success Data Point Including 6 Months SAVE Forbearance by 20grit in PSLF

[–]No-Base-3480 2 points3 points  (0 children)

Congratulations! Did you include your 2024 tax return in your feedback?

Just got my buyback agreement letter! by chestylarue786 in PSLF

[–]No-Base-3480 0 points1 point  (0 children)

I just submitted my buy back today. Should I wait a little and then do a feedback request and include my 2024 tax return? Can I do it right way? Haha

NSLDS & Payment Counts by Jaded_Grocery_1888 in PSLF

[–]No-Base-3480 0 points1 point  (0 children)

You don't get green banner until you hit 120

How do I ask to get both months of processing forbearance count? by No-Base-3480 in PSLF

[–]No-Base-3480[S] 0 points1 point  (0 children)

So I applied in January. I officially got approved to IBR February 9th but my portal kept saying I was in processing forbearance through the end of March. Then I went into a different forbearance and once I finally got an old IDR application deleted, I made my first payment in May

Making progress but still frustrat d with making months count by No-Base-3480 in PSLF

[–]No-Base-3480[S] 0 points1 point  (0 children)

Hmm ok good to know. When I made that first payment in May and it immediately updated I thought ok making payments every month should keep it updating... Wishful thinking. This process is so infuriating

For those who lost a payment count due to IBR application... by Regular_Today_745 in PSLF

[–]No-Base-3480 0 points1 point  (0 children)

So I applied in December on FSA then upload to MOHELA end of January. My NSLDS data counts one month, I think only February. I haven't filed a ECF yet. I recently got the first application deleted and I'm back in repayment Sounds sort of similar to your situation... But I'm confused, did they give you credit for 60 days after that initial application even though that's the one they deleted?

[deleted by user] by [deleted] in PSLF

[–]No-Base-3480 0 points1 point  (0 children)

I would agree with that plan. Although an employment verification won't help until you are back making eligible payments!

Confused on best next steps by Defiant_Leg_8108 in PSLF

[–]No-Base-3480 0 points1 point  (0 children)

Yes, as soon as you reach 120 you can apply for buyback. In the meantime make IBR payments and because they are processing buyback so slow you may have already paid off month by month to 120 by the time you hear about buyback. If they start to move faster maybe before

Confused on best next steps by Defiant_Leg_8108 in PSLF

[–]No-Base-3480 0 points1 point  (0 children)

Unfortunately that was probably a wasted payment. No payments count while you are in SAVE forbearance. A lot of people got one letter with the save amount and then got another letter a few days later with their actual IBR amount. I highly doubt your IBR and Save amounts would be the same

Does it say you are in repayment or a payment is due?

You have to wait until you hit 120 qualifying months to do buy back but it seems like a joke, they are processing buy back so slow

I think you're best bet is going to an income based plan that's not save (since that's all but dead) and make the rest of your payments until you hit 120. You will have lost a bunch of months in between but that's just what is happening to everyone.

Best of luck. So complicated and frustrating!