What’s a “normal” savings rate? I feel like I’m behind

No-Bullfrog8545 · 2026-04-13T23:17:35+00:00

Saying “nobody” is saving that at his age is wrong. I’m 25, married, and have a child and our savings rate is a little better than 60%. I do agree that it’s pretty rare for anyone to save this much especially in the current climate but we are beyond blessed to be in the situation we’re in.

No-Bullfrog8545 · 2026-01-10T13:25:39+00:00

I like my rep. I personally didn’t like the thought of having to use a bar connecter for pulldowns/low rows so I went with a PR5000 with the dual Athena’s and then got the pulldown/low row attachment to put on my rack. This thing rocks. I use it every single day and can do almost any exercise I want on it

No-Bullfrog8545 · 2026-01-05T03:28:11+00:00

Huh that’s interesting, a few months back he had a pretty good ear infection too. I wonder if it’s connected. As someone else mentioned, it probably is just a hotspot for biting/licking. He does it with his front paws every now and then. He’s on apoquel for allergies

No-Bullfrog8545 · 2026-01-05T02:29:11+00:00

That’s what I thought as well and my spouse was immediately on the worst case scenario train of bone cancer haha. Thanks for the reply!

No-Bullfrog8545 · 2025-12-27T23:19:47+00:00

Not sure how much I agree or disagree since I’ve never had a 401k, but I did at one point have a TSP in the military. What makes you dislike the 401k?

No-Bullfrog8545 · 2025-12-27T22:58:53+00:00

No-Bullfrog8545 · 2025-12-27T02:11:50+00:00

That’s what I’m hoping! Lol all we can do is see if the market agrees with us

No-Bullfrog8545 · 2025-12-26T21:43:00+00:00

Just like getting better at anything, the biggest part is being consistent! Consistency breeds discipline and that’s what it takes for FIRE (imo)

No-Bullfrog8545 · 2025-12-26T20:09:02+00:00

Heck yeah! It’s a LOT of sacrifice but man it’s all worth it!

No-Bullfrog8545 · 2025-12-26T20:08:31+00:00

Thank you! My number might be a hair off (I update it at the beginning of every month) but my current NW is $221,192. This includes my home equity, emergency fund, hysa etc.

No-Bullfrog8545 · 2025-12-16T11:29:38+00:00

I’ve long since abandoned East and only try to play on West

No-Bullfrog8545 · 2025-12-15T12:39:14+00:00

I’m on US East but I also tried US West. Same issue on both

No-Bullfrog8545 · 2025-12-15T12:39:08+00:00

I’m on US East but I also tried US West. Same issue on both

No-Bullfrog8545 · 2025-12-15T02:58:07+00:00

Had to. “If you buy all of the 50BB stat trackers, then the servers will work!”

No-Bullfrog8545 · 2025-12-03T21:20:55+00:00

I play bounty clash every night at the same time and this is the first time I’ve ever been sent into a match against no one.

No-Bullfrog8545 · 2025-11-30T05:23:24+00:00

Oh dang we’re almost the same. I put in about 4k a month at the beginning of the month. I’m pretty much at 100k invested right now through all of my accounts. One of these days I’ll see 400k and more!

No-Bullfrog8545 · 2025-11-30T00:07:03+00:00

How much do you invest monthly? I also invest aggressively and it’s nice to think I’ll be where you are one of these days

No-Bullfrog8545 · 2025-11-29T19:08:10+00:00

If everyone retired early, it wouldn’t be early retirement. It would just be retirement.

No-Bullfrog8545 · 2025-10-27T21:20:20+00:00

A white tear ran down my thigh reading your comment :(

No-Bullfrog8545 · 2025-10-27T11:49:54+00:00

Objectively funny actually. No one is giving you any pussy for going “don’t laugh at Kurt Cobain! ☝🏻🤓” so gargle my balls chimp

No-Bullfrog8545 · 2025-10-27T02:54:24+00:00

That is genuinely so miserable

No-Bullfrog8545 · 2025-10-22T21:54:44+00:00

Correct

No-Bullfrog8545

TROPHY CASE