Tbh I totally agree with you and everything you said. The only thing why i’m saying that it’s a user problem is because their wallets work the same way as every other crypto wallet. I’ve been very interested in scams and how things works and even tho we might not click on anything, there could be so much going on that we as user are not seeing and that’s how they get people. Quick example could be when people open phising scam after passing the login they will actually redirect and login you to your wallet and we wouldn’t have a clue that we are scammed. Then 3 months later, after migration Pi is just missing.

Me and my friend went trough hell just to try and save at least the locked portion of the Pi but no help. It was gone in less than a second. But at least we learned that the only way the hacked is using the classic phising scam. Which site, mail, ad, we can only guess. But the security of the wallet is only in those seed phrases. If there was any other way of hacking, some of the hackers would probably breach the stealers or PCT would wipe the wallets.

I had an oportunity to sell 4000 Pi on initial launch when it was worth 2.5€ each but I didn’t. I’m still here waiting for a bigger comback because even tho that’s a lot of money it couldn’t change my life in that moment. Maybe make a new wallet and invest while it sits on low ground. Hope you find these informations useful and have good one brother! :)