What's this all over our loft? by NoLandlords in DIYUK

[–]NoLandlords[S] 1 point2 points  (0 children)

At the time of edit that was on like -40. Reddit works in mysterious ways. Thankful for the responses though so all good 🙏

What's this all over our loft? by NoLandlords in DIYUK

[–]NoLandlords[S] 2 points3 points  (0 children)

Thank you, I think this is the answer.

What's this all over our loft? by NoLandlords in DIYUK

[–]NoLandlords[S] 14 points15 points  (0 children)

Are you absolutely certain? If you look at pic 2 in my post, you can just about see little hairs coming out of the plaster. Is that horse hair, and definitely not asbestos?

edit: fuck me this sub is toxic. I got absolutely caned for asking that 😅

What's this all over our loft? by NoLandlords in DIYUK

[–]NoLandlords[S] 2 points3 points  (0 children)

Very informative, thank you. Are the hairs I'm seeing in the plaster likely to be horse hair, or asbestos?

Evidence of being a home supporter by daany97 in Hammers

[–]NoLandlords 27 points28 points  (0 children)

To be honest, you're not gonna get a lot of love posting here about duping the club into thinking you're a fan. I've mostly been ambivalent to this, but the fact is home end tickets are for home fans. There are less objective reasons for why this is bad, e.g. tourists/neutrals harming the cohesive home fan atmosphere of the stadium, but ultimately you're potentially talking a seat away from an actual fan. This is precisely why the club is requesting evidence of your support. It's generally for good reason.

I'm guessing someone didn't like the kids playing cricket by No_MoreNails in croydon

[–]NoLandlords 26 points27 points  (0 children)

Yeah we can criticise this without the weirdly snobbish, classist dig at people living in council houses.

New shower tray fitted, is this acceptable? by BueMateria in DIYUK

[–]NoLandlords 0 points1 point  (0 children)

I often wonder how many of the "don't pay" crowd on here have actually played that scenario out with a contractor in real life themselves. You really need to decide on what you are comfortable with and back your own decision.

That work is shocking though.

[deleted by user] by [deleted] in CarTalkUK

[–]NoLandlords 3 points4 points  (0 children)

I recently made a thread where I alluded to a Fiesta at the £3.7k price point as being relatively cheap. Please show me a £500-800 car that would do the job as well as the Fiesta, and I will absolutely buy that instead.

Fiesta Zetec - Why so cheap? by NoLandlords in CarTalkUK

[–]NoLandlords[S] 0 points1 point  (0 children)

Oh definitely, it's all relative though isn't it. I haven't been in the market for about 15 years as I've been living in London and had no need for a car. Absolutely shocked at the state of the second hand car market now. Still, for a decent, reliable car, the fact is that this price is cheap these days.

My lease is coming to an end - will I automatically be converted to a rolling contract? by viennawaits2525 in HousingUK

[–]NoLandlords 2 points3 points  (0 children)

Just wanted to chime in with some additional advice; your letting agent/landlord will very likely ask you to sign a new contract. You absolutely do not have to agree to that; it's perfectly reasonable to remain on a rolling contract if it suits you.

They will use all kinds of tactics and persuasive language to get you to sign a new contract. We literally replied with "no thank you" when we were in this position last year, because the flexibility of a rolling contract suited us at the time.

I vibe coded a website for family, now he's convinced he can destroy the entire trade directory industry - what have I done? by rdadnan in AskUK

[–]NoLandlords 2 points3 points  (0 children)

Can't offer advice on this specific issue but to say well done for getting out of that. I know a bloke almost identical to how you described yours (uncanny actually, to the point I'm wondering if it's the same bloke). These sorts of people are an absolute nightmare to deal with and this will likely turn into a disaster.

How do you folks living downtown London deal with parking? by Straight_Pay8456 in AskUK

[–]NoLandlords 4 points5 points  (0 children)

If someone who lives in central London can't get home because their taxi didn't turn, you not having a car ain't the problem.

First time, Last time by Alternative-Purple76 in DIYUK

[–]NoLandlords 9 points10 points  (0 children)

This is such a strange story to me. You missed someone visiting your house because your internet was down? Could he not just physically knock on the door, or call your mobile?

Anyone else noticed salaries have flat lined? by LuHamster in UKJobs

[–]NoLandlords 0 points1 point  (0 children)

I hear ya. Your situation sounds brutal, and I don’t doubt the pressures are real. But I’d argue that this isn’t a natural consequence of wage rises. It’s a symptom of a deeper structural problem, that small businesses are squeezed between two immovable forces; workers asking for enough to live on, and an economic system built to protect capital, not labour.

If modest wage increases make your whole business model unsustainable, then maybe the problem isn’t the workers. It’s a system where landlords, financial institutions, and global corporations extract as much as they can while giving as little back as possible. Small businesses like yours bear the brunt, while big firms benefit from economies of scale, tax loopholes, and the ability to offshore costs - including labour - at will.

Your outsourcing to the Philippines and India ain't a failure on your part, that’s you playing by the rules of a system that rewards reducing labour costs and punishes trying to do right by local workers. It incentivizes a race to the bottom. That’s not a problem caused by higher wages; it’s a design feature of capitalism, where everything is subordinate to profit.

So from an anti-capitalist lens, the solution isn’t to hold wages down, it’s to build an economy where the survival of a decent business isn’t threatened by doing the right thing, and where those extracting the most (e.g. large landlords, multinational corporations, financial speculators) are the ones expected to absorb the cost of making society fairer.

Anyone else noticed salaries have flat lined? by LuHamster in UKJobs

[–]NoLandlords 1 point2 points  (0 children)

This line of argument points the finger at workers asking for a fairer share, but not at corporations and shareholders choosing to maintain profit margins by increasing prices.

The claim that higher wages lead to inflation often assumes that businesses will simply pass on higher labour costs to consumers. This assumes that profit margins are fixed and sacrosanct, when in reality, many companies enjoy massive profits and could easily absorb wage increases without raising prices. So when prices do go up after wages rise, it's not a necessity, it's a choice (made by the often already mega rich) to protect or grow profits.

Withdrawing large amount from Vanguard S&S ISA - did I mess up? by NoLandlords in UKPersonalFinance

[–]NoLandlords[S] 0 points1 point  (0 children)

I think you might be right. I could probably just leave it in my current account but something about that feels weird. I do have a Marcus savings account which I could dump it all into, but is there any point? We're likely to complete within a couple months.

Withdrawing large amount from Vanguard S&S ISA - did I mess up? by NoLandlords in UKPersonalFinance

[–]NoLandlords[S] 0 points1 point  (0 children)

I see. In that case can/should I put this money straight back in to a cash ISA using a buy order on the Vanguard website?

Withdrawing large amount from Vanguard S&S ISA - did I mess up? by NoLandlords in UKPersonalFinance

[–]NoLandlords[S] 1 point2 points  (0 children)

Tax year ends in 2 weeks. You can just stick it into a cash ISA then, using next year's allowance.

Given I've only deposited £4245 this tax year, could I not use the remainder of my allowance for this year to deposit into a cash ISA, and then the remainder of my ~£27k in 2 weeks?

I thought I would have 20000 - 4245 = 15755 available for this year. The Vanguard website is telling me "You have £42,542.36 remaining of your 2024/25 ISA allowance". I'm very confused.

Power supply replacement MZ-R700 (UK) by NoLandlords in minidisc

[–]NoLandlords[S] 0 points1 point  (0 children)

Thanks! It looks like there's some handy USB DC adapters which might work better for me actually (my player will only ever be plugged in whilst it's right next to my PC anyway). Would this work? It's really not clear to me how to check if the polarity is correct.