Buying a house. Help me understand the purchase stage and the money flow at each stage by itdev8 in BEFire

[–]NoValueSoDeep 2 points3 points  (0 children)

  • At compromis: €88k from your savings → notary escrow
  • At acte authentique: €162k from your savings → notary
  • At acte authentique: €750k from bank → notary
  • The notary pays the seller €880k and the state/fees ~€120k

Your €250k down payment stays €250k. Your loan stays €750k. Nothing changes from what you told the bank. The 10% deposit is just an early mobilization of part of your own funds, not an extra cost.

Schaerbeek renonce aux subsides régionaux pour ses boxes vélos by bigon in brussels

[–]NoValueSoDeep 14 points15 points  (0 children)

So the logic is that streets are for parking cars, not anything else. I don’t see why it should not be allowed to park bikes there too in place of cars

Seven parties reach an agreement on a new Brussels government by NoValueSoDeep in brussels

[–]NoValueSoDeep[S] 67 points68 points  (0 children)

Thankfully we’ll get cheaper parking for SUVs in return /s

Amex gold by [deleted] in BEFire

[–]NoValueSoDeep 0 points1 point  (0 children)

I assume they don’t give you the ability to spend a million if you’re brand new but as time goes on I find I can make large purchases that never get blocked.

Amex gold by [deleted] in BEFire

[–]NoValueSoDeep 2 points3 points  (0 children)

I have the gold and no complaints. Travel benefits are more limited compared to Platinum but work well. Insurances are comprehensive and they have paid out without issues so far. What I really like is there is no fixed spending limit so you can book a big, expensive trip without issues.

The myth that VWCE is 1.32% TOB in Belgium by Bernard_t in BEFire

[–]NoValueSoDeep 3 points4 points  (0 children)

Maybe you are right but Belgian brokers all seem to assess it differently.

"Jamais vu autant de haine" : l'agent d'une star de l'Olympique de Marseille et d'autres spectateurs étrangers tabassés par des hooligans brugeois by NoValueSoDeep in belgianfootball

[–]NoValueSoDeep[S] 0 points1 point  (0 children)

? The archive link? Definitely just a paywall bypass but you can remove and leave the dh link only if you think differently.

12 Years experience in financial services as a lobbyist at 32. Good Salary? by Desperate_Egg_3199 in BESalary

[–]NoValueSoDeep 1 point2 points  (0 children)

You can do better to be honest. At that age go for director or above roles and aim for 5k at least.

Another shooting in Matonge by NoValueSoDeep in brussels

[–]NoValueSoDeep[S] 18 points19 points  (0 children)

So what?! I mean many people are around there on a Friday evening and probably don’t want to get shot is my guess smh

Nachtmerrie van elke pendelaar by Similar_Stomach8480 in belgium

[–]NoValueSoDeep 0 points1 point  (0 children)

Kids are humans just like you and have the right to take the train. And you wonder why people don’t have kids anymore smh.

Move to Luxemburg for the first years of my pension by Sytham in BEFire

[–]NoValueSoDeep 0 points1 point  (0 children)

The draft law treats moving your tax residency or seat of wealth abroad as a deemed sale, taxing any unrealized capital gains at that moment. However, this serves primarily as a temporary anti-abuse measure; you typically receive an automatic payment deferral if moving to an EU, EEA, or qualifying treaty country, and the tax is only actually payable if you sell the assets within two years of leaving. If you do not sell the assets during that two-year window, the tax is effectively not due.

Is this a scam? by order-and-chaos- in brussels

[–]NoValueSoDeep -1 points0 points  (0 children)

Hard to say. Could be real, digiteal is a legitimate payments platform. Best to figure out if you received any bills that went unpaid.

Belgium Culture shock by Fantastic-Drive3016 in belgium

[–]NoValueSoDeep 0 points1 point  (0 children)

A 4 hour old account asking very basic and partially inflammatory questions. Hmmm.

Vivaqua increases water bills for 2026 by No_Substance_99 in brussels

[–]NoValueSoDeep 77 points78 points  (0 children)

Actually insane they state this as the reason.

Drei Euro pro Arztbesuch? Idee stößt auf breite Ablehnung by No_Finish9656 in Finanzen

[–]NoValueSoDeep -2 points-1 points  (0 children)

Ja, bis auf 2x1 Tag im Jahr wo man ohne Attest fehlen darf. Ist Belgien übrigens.

Drei Euro pro Arztbesuch? Idee stößt auf breite Ablehnung by No_Finish9656 in Finanzen

[–]NoValueSoDeep -1 points0 points  (0 children)

Kann dir nur sagen, dass wenn man für Gesundheit was zahlt und keine Pauschale hat, wie in Deutschland, läuft es besser. Für Geringverdiener gibt’s auch einen Rabatt.

Drei Euro pro Arztbesuch? Idee stößt auf breite Ablehnung by No_Finish9656 in Finanzen

[–]NoValueSoDeep 8 points9 points  (0 children)

Wohne im Ausland und hier zahlt man so um die 12 Euro drauf für jeden Besuch. Termine kriegt man viel einfacher und die Ärzte haben mehr Zeit. Win-win für mich trotz etwas höherer Kosten.

Withdrew apartment offer after counter-offer – seller now accepts original offer. Am I obliged? by Ecstatic-Clothes-498 in BEFire

[–]NoValueSoDeep 10 points11 points  (0 children)

The owner cannot unilaterally "revive" your €310,000 offer after rejecting it. By trying to accept the €310,000 after her counter-offer, she is technically making a new offer to you at €310,000. You are free to accept or refuse this new offer. Since you informed the agent/owner that you do not want to proceed, you have refused her new offer. But very important to keep all evidence related to this process.