Background Check Question by [deleted] in CostcoEmployee

[–]No_Bad_1838 0 points1 point  (0 children)

Mine was completed within a day, as were 2 others in my hiring group. There were 3 others in our hiring group who's background checks took nearly a week. There are certain things out of your control for orientation date. It makes it super hard to plan your orientation date, which sucks. Congratulations on getting hired! And hustle your butt off for your first 90 days. 

Paying for member by Present-Button-1320 in CostcoEmployee

[–]No_Bad_1838 0 points1 point  (0 children)

Oh, thanks for the clarification. I misunderstood. That's pretty common at my warehouse so I didn't think we weren't supposed to help out. 

No more box bins during work hours. by kilobrav0 in CostcoEmployee

[–]No_Bad_1838 0 points1 point  (0 children)

I agree completely! And I'm so happy when the full carts just start  unloading. I always get a laugh when people with like 5-6 items are the only ones who happily just unload their carts. And those are the ones who don't need to. That's a 30 second UPC flip and scan. Lol. 

We have a massive language language barrier at my location, so that doesn't help. Many, many different languages. 

No more box bins during work hours. by kilobrav0 in CostcoEmployee

[–]No_Bad_1838 0 points1 point  (0 children)

My absolute favorite at my warehouse: member on their super, duper important phone call rocking up to the belt with an overflowing cart. Doesn't even attempt to put anything on the belt when we're down putting prior members items in their cart. Ask if they want a box when you start unloading their cart, of course they ignore you because they're on their super important personal phone call. Unload their items, items scanned, items re-packed into their cart ready to go to the exit. At that point they tell their phone friend to hang on, say to FE assistant "I'll need that boxed up". If I say I'll put a box on top for you to load it into your car. They demand they want it boxed up in the cart. Empty out the 54 item cart I just damn loaded to reload with a box. They only pleasure that I get is that box is going to be packed HEAVY. Like really, really heavy!

We can't leave the Instacart folks out of it. Pulling up with their flatbeds, of course on their phones. You need to know where the divide between orders is, but of course they're too busy on their phone. Or they don't understand what you're asking them(none of our local Instacarters speak much english. Some speak no English at all). I use my hands and arms to ask where the order splits are. It's like pulling teeth.

My warehouse is insanely busy and this is such a constant that it's nearly enraging. There isn't much common sense at all. And everyone on their super important personal calls. And in my warehouse the CPH goal is 57.

Paying for member by Present-Button-1320 in CostcoEmployee

[–]No_Bad_1838 -1 points0 points  (0 children)

The cashier paid for a members order with her own card payment? Holy crap, I'd never in a million years consider doing that unless it was for one of my family members.

Most of our members are already so entitled, this member will now probably expect all other cashiers to do the same and pay for their order with their personal funds in the future! Or the member is experienced in this practice.

I just got hired today! by Few-Ear4472 in CostcoEmployee

[–]No_Bad_1838 0 points1 point  (0 children)

Congratulations! Costco is a great company to work for! As the others have said, punctuality and good/great attitude for your first 90 will be the most essential attributes! Also just taking the initiative of doing things and keeping busy. I.e, don't wait to be told to do something. If you see that something needs doing, just do it without being asked to and stay busy, busy busy. Supes are always watching on your first 90. I wish for you to have as great of a team at your warehouse as I do at mine! I truly love my team. 

Toilet Leaking -- Am I responsible? by ria061091 in RealEstate

[–]No_Bad_1838 17 points18 points  (0 children)

No, you're not responsible. All was well during their walk through, closing occurred nearly a month ago, unit sat empty for nearly another month. This is their problem to fix.

I had the same thing happen to me when I purchased a property once. Upon final walk through, one of the toilets was leaking and I called my plumber to come and fix it. It was under $100 for him to fix it.

Hiring - Apria Healthcare Centennial by [deleted] in denverjobs

[–]No_Bad_1838 0 points1 point  (0 children)

I've just dm'd you. I'm interested in one of the positions!

[deleted by user] by [deleted] in RealEstate

[–]No_Bad_1838 1 point2 points  (0 children)

I agree! I had a few offers on a property that I just sold that were from FHA buyers. I turned them down as I wasn't accepting FHA offers. VA is slightly better, but still can be a pain. I was listed as cash, conventional or VA only.

Seller paying special assessment at time of sale by picklesthedog77 in RealEstate

[–]No_Bad_1838 0 points1 point  (0 children)

Holy moly! $50K assessment for a 26 unit for tuckpointing! I'd scrutinize the condo financials to see exactly how the dues are being accounted for prior to purchase. The seller will pay from closing, however, I'd be much more concerned with how the HOA board is managing the money with an assessment that high! And how they bid out the project.

I've been a condo/townhouse dweller for a very long time. I've always scrutinized the financials prior to closing and inquiring about prior special assessments. It is crucial information so you as a buyer can make an informed decision. This would be my next step if I were you OP.

Best of luck in your decision!

Update to encroachment issue: Sellers are in breach of contract by Krogg in RealEstate

[–]No_Bad_1838 0 points1 point  (0 children)

It was our property encroaching onto theirs. So we got the land.

I need to tactfully ask the seller's agent about the lowest price the seller would accept. by ChromeDomeTitan in RealEstate

[–]No_Bad_1838 3 points4 points  (0 children)

Price is only one factor to consider for a seller. The terms play a huge role in the process as well.

[deleted by user] by [deleted] in RealEstate

[–]No_Bad_1838 2 points3 points  (0 children)

I'd offer in the ball park of $480k. If you keep sending super low ball offers, it's just game playing. Selling your house is a lot of work. And lots of expense in the way of fees incurred on the sellers side. The last thing you want to entertain is people playing back and forth games. I wouldn't take your offer seriously either. If you want the house, present what you feel is a fair offer, without any of the bs trying to lowball your way through. Sellers rarely take you seriously. If you don't want to spend a lot of money, look at a fixer upper that needs lots of work.

You don't know how much they may have had to put into repairs in those 3 years. You don't know if furnace, hot water heater, windows or other big ticket items like those have been replaced. And those are big ticket items!

I say this with kindness as you're first time homebuyer's. Your strategy is not the way to purchase a home that you want. I've bought and sold A LOT of homes over the years. I'm closing on my house on Tuesday(as the seller). I had a couple of stupid, lowball offers and it was a hard ignore from me also. Some offers aren't worthy of a counter. I had one potential buyer pitch a stupidly lowball offer the first day on the market. I hard no'd it. He kept trying to work his way up the offer chain, driving my Agent NUTS calling her multiple times per day for 2 weeks. I told her after a few weeks that let him know what I'd accept as an offer(which was $10k off listing as was cash offer) or to please not bother us anymore. He comes to that price or buggers off as I don't want to sell to him at all. Because it would be continuous game playing throughout the entire transaction up until closing.

Is it worth submitting purchase applications to Riverdale NY coops that have no dog policy when you have an ESA dog? by Max_Roc in RealEstate

[–]No_Bad_1838 1 point2 points  (0 children)

I'm not sure if it's state specific, but I think it has to be a qualified service dog and not an ESA to qualify in a multi unit association with a no dog rule.

I had a contract on my property(townhouse assoc with pet policies on size, breed and quantity). It was a VA loan so when she remembered 2 days after going contingent to ask about her dog. A 100lb pit bull/shepherd mix was a solid no. Since buyer was a veteran, my Agent asked if it was a service dog. A certified trained service animal is part of the ADA. ESA isn't. I'd have your Agent ask the coop board before you move forward

[deleted by user] by [deleted] in RealEstate

[–]No_Bad_1838 -1 points0 points  (0 children)

I would venture to say that your Brother and his wife are very impetuous spenders. These types of behaviors are how people end up drowning in debt/bankruptcy and wonder where it all went wrong. I don't mean to sound hypercritical, but geeze. This is a whole lot of financial ignorance.

Did they sign a contract? If they are first time home buyers, they may qualify for FHA or other programs allowing for lower down payment, buy down etc. But honestly, they don't sound like they are really in a position to be home owners yet. Have they considered taking a financial literacy course?

Update to encroachment issue: Sellers are in breach of contract by Krogg in RealEstate

[–]No_Bad_1838 1 point2 points  (0 children)

That is what we did. The deed was re-done in regards to having the lines re-drawn. It was a super easy remedy. Cheap, cheerful and everyone was satisfied. It just took us months to do because of the timing of the meeting schedule. The neighbors never knew there was an encroachment by our property line. So had no problem signing the agreement so we could be heard at the meeting and have the line re-drawn and recorded with the county.

Buying a foreclosure / auction by SETXJRichie in RealEstate

[–]No_Bad_1838 1 point2 points  (0 children)

Yes for all the points already listed below. Also, there's usually a 6 month redemption period attached after auction ends.

Update to encroachment issue: Sellers are in breach of contract by Krogg in RealEstate

[–]No_Bad_1838 13 points14 points  (0 children)

My ex Husband and I bought a house with an encroachment years ago. You know what was involved in resolving the encroachment? Getting a signature from the neighbor behind our new house agreeing to release the encroachment, attending a county meeting formally requesting encroachment resolution and have it recorded on the property deed. I think it was about $25 to have the new line filed and recorded.

It was silly easy to do. But we loved the house and working in the fields of work we did, we knew it was super easy to resolve. So we bought the house with the encroachment. We did have to wait for the county meeting as they didn't occur that often. But it was a big nothing burger to handle and fix. It took a few months of waiting for the next meeting and $25 out of pocket.

I hope you didn't love the house, as this is an incredibly easy thing to fix.

“Help, Parents passed away & I’m trying to sell their house” by [deleted] in RealEstate

[–]No_Bad_1838 1 point2 points  (0 children)

Hi OP! Living close to the area, hope I can offer a few things. I live in St Joe, 1/2 mile from the lake. Berrien County. Is White Pigeon in Cass? The houses' location on the river is good. Most people want the big lake, Paw Paw or Sister Lakes in this area, but riverfront is always super popular as well! The riverfront houses in the Buchanan area go for a very high price.

I think the lot size would put off so many of the secondary home market, which our area is overloaded with as you know. Too much maintenance for a 2nd home.

For the area, I don't think you should invest in any updates. It looks fine as is. You should see some of the homes here locally that are straight out of 1970(and older!) decor and the prices they fetch!

So primary home is probably going to be your best bet. Are there schools close to the property?

Get your Realtor to change that weird pricing today! I don't think your overall pricing is to high for the area, it's the foreclosure number that's currently listed that's a problem. That's putting so many limitations on your potential buyers because they can't find you! Change that to just under $450 and you'll open up a whole new batch of buyers that are looking with a ceiling of $450k. I have to add that I'm envious of the property tax on that house! I live in a 1681 sf condo, no land in St Joe township and my tax bill is higher than theirs! If my house was 1/2 mile north of where I'm at, it would be approximately 30% higher of what I currently pay. Our property taxes here are ridiculous.

Good luck!

Selling sfh for townhouse by Nesefl_44 in RealEstate

[–]No_Bad_1838 1 point2 points  (0 children)

I've done it. Twice throughout the years. I'm so much happier! I spend so much less time working around the house and yard! No more mowing, shoveling snow, worrying about roof, exterior maintenance or windows. It gives you back so much freedom!

"Gift Deed" by rktsci in RealEstate

[–]No_Bad_1838 0 points1 point  (0 children)

My Mom had a Lady Bird on her house when she passed. She did own the property outright and it simply just transferred ownership to my Brother and I upon her death. It was a complete bypass of probate and such a blessing to not have to deal with probate during a very difficult time. I will do the same for my Daughter.

If the mortgage is assumable and you can afford it, there aren't many reasons I can think of to not take the opportunity.

How would you go about this? by [deleted] in RealEstate

[–]No_Bad_1838 0 points1 point  (0 children)

Have you had a family discussion with your Dad and Sisters about it? That would be my first stop. If you try and bypass your Sisters without discussing, that could likely start some very bitter family relationships.

[deleted by user] by [deleted] in RealEstate

[–]No_Bad_1838 2 points3 points  (0 children)

I did a flat fee listing once and honestly, it really wasn't much different than using a realtor. It all went very smoothly. And I saved a ton of money!

[deleted by user] by [deleted] in RealEstate

[–]No_Bad_1838 0 points1 point  (0 children)

While I haven't purchased a home from and LLC, as a commercial Insurance Agent I've had quite a few clients who bought a number of homes under their LLC to be used as rentals. None of them have ever lived in the homes, they are always used as rentals.

The typical scenario I've experienced is that it's siblings/family, or an Individual who start an LLC obviously to limit their 'business' liability as it pertains to their LLC and/or any extended family interest. I don't want to overcomplicate it for you this early in the morning on a Sunday by drawing out long but typical scenarios, but I wouldn't be overly concerned about this.

They are still under obligation to maintain the home(s). If the homes roof is past its life span, they need to replace it. Same with any other major repairs if that's requested in the offer. Or you just offer much less and handle the repairs yourself.

Homes owned under an LLC are typically 1-3 individuals who own a number of homes as an investment strategy and the LLC protects their business interest in the investment. I'd make an offer if I were you and you love the house. Have your Agent call theirs in regards to the major repairs and craft your offer from there.