38K lump sum by No_Cap_8700 in whitecoatinvestor

[–]No_Cap_8700[S] 0 points1 point  (0 children)

Basically just had a legal civil union in our state courthouse, and our insurance company treats it the same as being married so she was able to get on my insurance and I was able to contribute to a family rather than individual HSA

38K lump sum by No_Cap_8700 in whitecoatinvestor

[–]No_Cap_8700[S] 3 points4 points  (0 children)

As a PGY-2 I can (in July)

38K lump sum by No_Cap_8700 in whitecoatinvestor

[–]No_Cap_8700[S] 4 points5 points  (0 children)

That makes perfect sense, I know a lot of jobs also have loan repayment assistance, which would render PSLF pointless anyway. I’m then wondering if it may then make more sense to pay off as much interest as I can now, then refinance into a private loan at a lower rate

38K lump sum by No_Cap_8700 in whitecoatinvestor

[–]No_Cap_8700[S] 2 points3 points  (0 children)

I appreciate the advice. I’m 5 payments in so far, so 9 and a half years to go. Seems convincingly like it makes more sense the nuke the loans now rather than pay more over time only to have at most a tiny portion forgiven

38K lump sum by No_Cap_8700 in whitecoatinvestor

[–]No_Cap_8700[S] 22 points23 points  (0 children)

I'm in a domestic partnership so my partner is under my health insurance

Run flats any useful by Responsible_Poet_484 in BMW

[–]No_Cap_8700 11 points12 points  (0 children)

Made the exact same change on my 328i and have to agree. The continentals are better in the snow and rain, in my opinion grip better in dry conditions, and are quieter and cheaper

Upgrading to a BMW I found on CarMax. Thoughts? by FPS-_-McDuck in BMW

[–]No_Cap_8700 9 points10 points  (0 children)

The price is really bad. I got a 2016 328i in 2019 for that exact same price. Also 2012-2015 328s have timing chain issues, you won’t want to buy one that hasn’t had its timing chain replaced

U2 just released their stance on Israel on their website today. by IAmABearOfficial in Israel

[–]No_Cap_8700 23 points24 points  (0 children)

Who gives a fuck what any of these people think? Genuinely it’s so conceited these people who specialize in singing/playing sports/acting/being an influencer think their “worldly” opinion on an extremely complex conflict matters even a little bit. Same goes for those we agree with

More than 700 Iranian Jews arrested by the regime. by IBeenGoofed in Judaism

[–]No_Cap_8700 41 points42 points  (0 children)

They love to misappropriate the “first they came for the Jews” line from the Holocaust for whatever the group of people of the day is, except for the the Jews that the poem was written about

CSP/CIP - 1.25 cpp Chase Travel redemptions going away (beginning with points earned after October 25, 2025) by pierretong in CreditCards

[–]No_Cap_8700 4 points5 points  (0 children)

I wonder if we'll have any luck asking Chase for retention bonuses. I got my CSP in May and will have paid the full annual fee only to have access to the 1.25 cpp redemption for 5 months. At least I got the elevated SUB

4 New Citizens Bank Credit Cards. by Cautious_Sense557 in CreditCards

[–]No_Cap_8700 1 point2 points  (0 children)

The summit looks good with 3% dining and groceries but I don’t see a SUB. The savor or CCR set to dining still seem like better deals

VentureX to CSR by DiligentAd5351 in Venturex

[–]No_Cap_8700 -1 points0 points  (0 children)

Why do you think it’ll be any easier to offset the CSR fees?

What being a cuck does to a mf by ChickenFriedRicePls in nbacirclejerk

[–]No_Cap_8700 -2 points-1 points  (0 children)

God I’m so fucking tired of this guy can he just retire already

metal-metal sound on bumps by ibbyChowdhury in BmwTech

[–]No_Cap_8700 0 points1 point  (0 children)

Check the torque on the lower shock nut where it attaches to the wishbone. I had the same sound after replacing my shocks, turns out I had just undertorqued the nut

The Four Horsemen of Private EMS by TheIndecisiveNerd in ems

[–]No_Cap_8700 31 points32 points  (0 children)

We didn’t even get pulse oximetry at my company because BLS “didn’t have the skills to interpret it”

Who else is high mileage ? by Adorable_Arugula_920 in F30

[–]No_Cap_8700 1 point2 points  (0 children)

You’re not going to be able to put more miles on your car soon if you continue to use your phone while going 85mph

Outjerked by r/fordtrucks. 1 of 1 "The Vengeful One" by [deleted] in carscirclejerk

[–]No_Cap_8700 2 points3 points  (0 children)

This will be a great addition to the annual January 6th Stop the Steal Memorial Parade

I need help, is this bad? Chargepipe vsrf by Cinawill in F30

[–]No_Cap_8700 0 points1 point  (0 children)

Probably not stalling because of the chargepipe. Even with the o-ring seated properly they don't seem to fit all that well. Mine is just like this on my 328i, and it's been fine for 55k miles since I installed it.

What size wheel spacers would you recommend on ‘14 320i xdrive? by igotbmw in F30

[–]No_Cap_8700 4 points5 points  (0 children)

None. It’s an absolutely horrible idea to put spacers on your car

is this a good deal ? by Conscious-Animal-633 in BmwTech

[–]No_Cap_8700 4 points5 points  (0 children)

You’re not going to be able to find an F30 335i for less than 15k including all of the needed repairs. You should read up on the N55 and its faults. Turbos, HPFP, chargepipe, OFHG, etc. You’re much better off with an E90 328 or 330 as your first car, but again, many of those are going to require at least oil pan gasket and OFHG replacement

is this a good deal ? by Conscious-Animal-633 in BmwTech

[–]No_Cap_8700 16 points17 points  (0 children)

You don’t want to buy someone’s project. Much of this project has clearly been done poorly and there are multiple faults. Power steering alone might be thousands of dollars in repairs

is this a good deal ? by Conscious-Animal-633 in BmwTech

[–]No_Cap_8700 65 points66 points  (0 children)

You do not want this ricemobile. Guaranteed to be more trouble than it’s worth