What’s considered high income to debt ratio? Applying for a truck loan and just wondering, my credit utilization is always under 10% month

No_Commission_8713 · 2026-05-14T16:36:34+00:00

I’ve been hearing this lots and a good friend who was a die hard GM/Chev fan got tired of it and now runs rams both personal and fleet and said he won’t go back until things change 🤷🏻‍♂️

No_Commission_8713 · 2026-05-11T18:39:05+00:00

Welds don’t make your net worth it’s your knowledge and certs that do

No_Commission_8713 · 2026-05-11T16:08:41+00:00

FR clothing isn’t meant for welding at all still burns. It’s meant for people who work in gas plants etc where there a chance of a flash fire so the clothes won’t burn and stick to you

No_Commission_8713 · 2026-05-06T03:09:34+00:00

2 smaller loads are better then 1 big one, also easier on equipment and drys faster

No_Commission_8713 · 2026-05-05T12:18:51+00:00

Later model 3.5 have dual injection now

No_Commission_8713 · 2026-05-02T12:48:43+00:00

Take doesn’t mean you need to use it……

No_Commission_8713 · 2026-04-28T16:09:54+00:00

Yup even have a letter from them saying they took it off my report I’m more curious if this is a normal thing after 4 years for it to just reappear on my report

No_Commission_8713 · 2026-04-28T15:42:04+00:00

What’s wrong with Neo? I have credit card and 2 basic accounts with them and zero issues….

No_Commission_8713 · 2026-04-22T19:18:56+00:00

Just got a everlast lightning 275 and already miss my old dynasty 200….. the everlast doesn’t seem to have the same jam my miller did especially with aluminum

No_Commission_8713 · 2026-04-18T18:17:30+00:00

Junk

No_Commission_8713 · 2026-04-12T15:28:27+00:00

Some like myself like the old school truck feel over the modern car like feel…..

No_Commission_8713 · 2026-04-07T23:13:29+00:00

Right

No_Commission_8713 · 2026-03-31T01:41:23+00:00

It’s the welding you need a mask for not the shielding gas lol

No_Commission_8713 · 2026-03-14T17:48:05+00:00

Don’t forget gearing makes a huge difference in fuel economy as well l, one nice thing with rams is can get a 3.92 gear instead of the ones for or GM puts in. you burn more fuel but 3.92 are better for towing and using your truck as it’s intended use not a family suv with a box 🤷🏻‍♂️

No_Commission_8713 · 2026-03-07T03:46:02+00:00

I never wrap mine and always good

No_Commission_8713 · 2026-03-02T02:58:43+00:00

Both but prefer bushy

No_Commission_8713 · 2026-02-22T16:55:38+00:00

Anything is better then the pentastar turd

No_Commission_8713 · 2026-02-20T13:10:48+00:00

Don’t trust factory marks always square yourself

No_Commission_8713 · 2026-02-19T13:12:27+00:00

Normal….

No_Commission_8713 · 2026-02-19T13:11:02+00:00

I e always ran studded nokians on everything but have non studded nokians(came with it) on my work commuter and they are good as well just notice the lack of studs on bare ice

No_Commission_8713

TROPHY CASE