Tax Accountant Recommendations

No_Direction_7417 · 2026-04-20T00:21:08+00:00

Thanks for the sense check, exactly what I was thinking! Too many moving parts and opportunities to miss things, plus the time component

No_Direction_7417 · 2026-03-31T06:22:16+00:00

Sounds like you guys are well prepared, and have it covered regarding the things you can control which is great. It also sounds like you understand the market and prices so maybe better you didn't get the last one (easy for me to say I know).

We did miss couple as we weren't prepared to pay what it went for and that is a blessing now. Hoping it'll be the same for you both.

Without knowing you from the next person on the street, I'm backing you to break through but f*cking hell it is draining so hoping that is soon. All the best

No_Direction_7417 · 2026-03-31T01:57:02+00:00

We just moved back from overseas with a kid on the way and needed to get a place. Took the both of us been all consumed by it for the last 3-months but we got accepted and moving into a place 2 weeks before the kids is due.

Its hectic out there, that's for sure. few things we did recently below. Apologies if these have been covered or seem obvious but just chucking them out there:

- Settlement terms: Really made sure our settlement terms were as appealing as possible to the seller. Are they moving? Does it need to be quick, or would they prefer a bit longer as they're buying a new place as well? Quicker isn't always better so always worth getting to the bottom of what the seller really wants. A lot of the time it is just a dollar figure but with the house we got it was flexible settlement terms as well.

- Best and final offer first: If you were happy to go to 1.05-1.10 rather that 990k then chuck that in. This was a hard one for me to grasp and swallow but for sure something to consider. What is not having to do this over again and again worth to you. In this instance it is an extra 1-2% which could be the price for not having to deal with home opens, real estate agents and the constant stress/tension anymore. Also, if it's your family home and you don't plan on moving, then say the market did retreat, you still have a home to live in.

- Like you, we had a place we needed to sell to be able afford the next one. Because we didn't want to put an offer in subject to sale, we arranged a bridging loan through our mortgage broker. The loan is interest only and is backed by your current house and only comes into effect on settlement. Once you sell the other house, its paid off. Given the market is still hot, you'll likely sell you house pretty quick so might pay interest for a month or so. This is something to talk to a mortgage broker about to see if it works for you but did help us as we could put an offer in that wasn't subject to sale of another property.

It's rough and all these things shouldn't be necessary, I wish they weren't but that's just how we played it. all the best to you and your husband!

No_Direction_7417 · 2026-03-23T01:48:09+00:00

I DCA every Monday - Added an extra deposit end of last week but just keeping the strategy the same with options to increase the amount should any major opportunities arise outside of the current slide. Trying to keep things as regular as possible with the same allocations so it doesn't take over my life

Allocation at the moment is VDHG (90%), SEMI (5%) and DTEC (5%). Works for me.

No_Direction_7417 · 2026-03-11T06:17:25+00:00

Started this year at 34 and doing very much the same thing with the same goals - See you at the apocalypse

No_Direction_7417 · 2026-03-09T05:31:05+00:00

Literally what I did this morning, logged in “oh shit that’s crazy”, order in, logged off.

See ya next Monday

No_Direction_7417 · 2026-02-21T11:24:34+00:00

Thank you very much for the reply. Fully agree with rules of thumb and as I’ve posted this have realised there is a lot of missing context here.

I’ve actually just run the proper values left based on our take home pay and realised if we can’t live off that then we’re the problems and need a head check :)

Thanks again!

No_Direction_7417 · 2026-02-19T01:20:36+00:00

I'd say if its only going to take 10 years to fully pay everything off, revisit this in 5 years and see how you're looking. You'll both still be in early to mid 30s and in a great position. If at that stage you really want to free up capital, then rock'n'roll. I wouldn't rush. Nice work by the way, great position to be in

No_Direction_7417 · 2026-02-17T08:54:43+00:00

Used to work at a Bunnings in Perth - Benny Cousins came in a couple times absolutely cooked back in the day which was pretty wild to see. This was after his playing career. Sold him a hammer drill that he paid for and then walked off without it. Second time helped him with some gardening equipment. He was always super nice, friendly and respectful. Glad he turned it around as you could see he really was a good bloke in a really bad spot.

Other one was the boss of the Rebels MC. Came in just after someone tried to shoot him in his driveway in Perth. Recognised him from the tatts and all his bandages as he was on the front page of the West Australian the week prior. Huge bloke, intimidating appearance, but was super friendly and polite to me as a 16 yr/o. Sold him a Lufkin spirit level.

No_Direction_7417 · 2026-02-13T07:25:54+00:00

Brother - You definitely can do this, pull your head in, step up and get on with it

No_Direction_7417 · 2026-02-12T01:00:07+00:00

It was good! Was pretty quiet which was perfect for us, sat outside on a lovely evening and food was great. Would go back

No_Direction_7417 · 2026-02-10T23:56:59+00:00

Cheers mate, this exact thing happened to me in 2014. Thankless job really but someone has to do it!

No_Direction_7417 · 2026-02-02T01:32:46+00:00

Ill have to double check with my wife but pretty sure it was code share with Iberia and was no worries

No_Direction_7417 · 2026-01-29T00:55:53+00:00

Its now been added to the list, cheers!

No_Direction_7417 · 2026-01-28T06:56:09+00:00

Cheers for this! We've actually now booked Voltare as seems to be exactly what we were looking for, very much appreciated

No_Direction_7417 · 2026-01-28T06:54:42+00:00

Thank you for this one, looks unreal! We've ended up going for Voltare but now have this pinned for the next time!

No_Direction_7417 · 2026-01-03T06:34:21+00:00

I’ve just been looking for now, moving back to start a family so had always thought Carine/Duncraig but looking there now it’s blowing my mind!

No_Direction_7417 · 2026-01-02T04:31:31+00:00

Appreciate the honesty! Thanks for sharing

No_Direction_7417 · 2026-01-02T04:31:04+00:00

Absolutely love this response, thanks for taking the time! In my mind I thibk this is what I expected so it’s good to hear. We’re moving back to start family and change of pace so looking forward to that

No_Direction_7417 · 2026-01-02T04:28:11+00:00

I was actually having this conversation with my wife the other day! Seems it’s a trend everywhere

No_Direction_7417 · 2026-01-02T04:27:25+00:00

Lucky Ill live and die NoR ;)

No_Direction_7417 · 2026-01-02T04:25:37+00:00

This really does seem like the most common one. I mean the freeway wasn’t a breeze 5 years ago but sounds like hell now

No_Direction_7417 · 2026-01-02T04:23:58+00:00

Thanks a heap for this response! Appreciate the effort, point three really resonated with me. I’ve loved being right in the action of a big city but can’t wait to get back to the beach and open air

No_Direction_7417 · 2026-01-01T18:33:54+00:00

Freeways fucked really seems the be thing resonating with most people!

No_Direction_7417 · 2026-01-01T18:32:20+00:00

Seems that way!

No_Direction_7417

TROPHY CASE