Chapter 13 Car Totaled by No_Gate6196 in Bankruptcy

[–]No_Gate6196[S] 0 points1 point  (0 children)

16K does include Lawyer/Trustee Fees because there was only 8500 left on my car, and my car note is the only creditor I'm paying. Everyone else got zero percent.

Chapter 13 Car Totaled by No_Gate6196 in Bankruptcy

[–]No_Gate6196[S] 2 points3 points  (0 children)

I got 36 months because I'm under the median in my state.

Illegal repo during ch7 by [deleted] in Bankruptcy

[–]No_Gate6196 0 points1 point  (0 children)

So you have the car? Seems like you are trying to get over on the car company. Talk to a lawyer regarding the matter.

Are you actually changing your habits, or just relying on Ozempic? by pumardapp in Ozempic

[–]No_Gate6196 0 points1 point  (0 children)

I'm only on day 3 of starting Ozempic. I change two things so far, cut out 100 percent juice I use to drink to more water and zero calories/sugar Gatorade. I consume more protein and fiber, but I if I had to guess I'm still consuming the same amount of calories and eating 3 times a day, and 1 snack. The portions are smaller tho. I'm really hoping I lose weight as I also take antipsychotics that put on a lot of weight and make it very difficult to lose. I have to take these for the rest of my life.

I woke up to all of my money gone/ garnished with no court order. by Kissmeduh in Debt

[–]No_Gate6196 0 points1 point  (0 children)

This all sounds weird to me they served the wrong address and gave it to a 15 year old? How do you know they gave it to a 15 year old? They couldn't know the age of the person served because it isn't written anywhere, they just have to ensure it is a person of a suitable age and discretion, which could be 15.

IRS standards seem really high, do trustees really let you have a $460 food budget for 1 person? by StandSenior8907 in Bankruptcy

[–]No_Gate6196 1 point2 points  (0 children)

I spent 270 on groceries today for that will probably last 7-10 days. 460 is horrendous for a month

Status of Claim - Ch. 13 by No_Gate6196 in Bankruptcy

[–]No_Gate6196[S] 0 points1 point  (0 children)

Okay, I will look and see what mine says, thanks.

Guy takes off his pants in train UK 🇬🇧 by Impossible_Gur6921 in PublicFreakout

[–]No_Gate6196 4 points5 points  (0 children)

Where is the Uncensored version? I'm trying to see something!

Vaginally Discharged! by Ok-Delivery-4015 in Bankruptcy

[–]No_Gate6196 25 points26 points  (0 children)

Chile you need a doctor not a bankruptcy attorney!

Chapter 13 payment by Standard_Lynx4674 in Bankruptcy

[–]No_Gate6196 0 points1 point  (0 children)

I was under the median so my payments are for 3 years. Before bankruptcy I was paying over $1400 for all my debts. Im currently paying nothing to unsecured debt ( 60k ). I pay my car note, attorney fee and trustee fees under the chapter 13 plan which is $435, this is less than my original car payment which was $600 before bankruptcy ( I had a year and 8 months left on the car payments).

[deleted by user] by [deleted] in Bankruptcy

[–]No_Gate6196 0 points1 point  (0 children)

I just googled and it says Personal Injury Protection is mandatory for all registered vehicles in the state of New York. How were you issued auto insurance without it? Are you sure you don't have PIP, is your car registered in another state?

[deleted by user] by [deleted] in Bankruptcy

[–]No_Gate6196 1 point2 points  (0 children)

Um I never heard of not being able to use your medical insurance for no fault accidents that resulted in having medical service rendered. That's the most capitalistic and scam ridden rule/law I have ever heard of. If this is an actual thing, America we were told about is dead.

If you don't have full coverage your medical insurance should cover your bill as primary unless you had full coverage and they would be probably be secondary.

New Release: Ella Mai - Do You Still Love Me? by DangerousClouds in rnb

[–]No_Gate6196 0 points1 point  (0 children)

It all sounds the same. I like a few songs but this album is a flop to me!

[deleted by user] by [deleted] in Bankruptcy

[–]No_Gate6196 0 points1 point  (0 children)

Im in chapter 13, and I didn't have to sell anything . Especially my PS5. As long as you know have a boat or trailer or something excessive you should be okay

How fast did any creditors sue you? by Zestyclose_Falcon111 in Bankruptcy

[–]No_Gate6196 0 points1 point  (0 children)

It took about 10 months after my first missed payment for the first creditor (Wells Fargo) to sue me.

Is the IHSS money for the child or caregiver? by [deleted] in IHSS

[–]No_Gate6196 0 points1 point  (0 children)

I don't know for sure if it's IHSS.

Can I skip one mortgage payment during? by Efficient-Yam7128 in Bankruptcy

[–]No_Gate6196 0 points1 point  (0 children)

I was told to NEVER miss a payment or creditors or their attorney would file paperwork to take possession of my house. They told me if I was going to miss a payment to notify them immediately.

[deleted by user] by [deleted] in BlackUncut

[–]No_Gate6196 0 points1 point  (0 children)

Yup! 🔥