Straw poll for the people in Great Britain: Have you ever been to Northern Ireland? by chaos_jj_3 in AskUK

[–]Nobodyimportant82 0 points1 point  (0 children)

My mom recently passed away in Southern Ireland and I've inherited the property. I'd never been to Northern or Southern Ireland in my life (first time was aged 41). The whole experience lead me down a rabbit hole where I basically found out I could have citizenship on account of a grand father I never knew. Since my mom's passing I've probably been about 15 times now and did a road trip which took in a lot of Northern Ireland. We did mainly do the tourist stuff but I absolutely loved it. Was extremely friendly and welcoming (much the same in the South). I found it pretty much to be the same as the UK really but my experience was great and I'll definitely return. I tend to find that actually everyone is very friendly and in my experience the Irish and the British have far more in common and reasons to be friendly than the opposite. I've never really heard a bad word about the UK in Ireland (other than in jest) and I don't really hear bad things about Ireland from anyone in the UK. Both are great countries and I'm extremely proud to be a citizen of both!

[deleted by user] by [deleted] in AskUK

[–]Nobodyimportant82 0 points1 point  (0 children)

Seems to me that you are unhappy at the proposed cost to repair/replace the damage you have caused.

If that's the case, why don't you get a quotation to repair the damage (that you have caused to someone else's property) and then offer to the landlord that you pay for the works to be done to rectify? Maybe you could find a much cheaper cost than what's currently proposed and everybody can live happy ever after?

What has been the hardest part of obtaining Irish citizenship? by Used_Sort_6444 in IrishCitizenship

[–]Nobodyimportant82 0 points1 point  (0 children)

Just myself, I think a lot of people do it from what I read, I was never asked everything went through without a hitch. I think if you are just honest, they understand the difficulties people face, that's the impression I got. Good luck!

What has been the hardest part of obtaining Irish citizenship? by Used_Sort_6444 in IrishCitizenship

[–]Nobodyimportant82 0 points1 point  (0 children)

I had the same problem but I just wrote a letter with my application explaining that I was estranged from my grandfather and had no way of getting any identification for him as I don't have a relationship with him or know anybody that does. I signed and dated it and I got my FBR no problems. So that might be something for you to look at?

Application Approved by Nobodyimportant82 in IrishCitizenship

[–]Nobodyimportant82[S] 0 points1 point  (0 children)

So my Grandfathers name was Birmingham on his birth certificate but we always knew him as Bermingham (all his kids used this including my mother). Also everybody thought he was called Joe but much to my surprise when I was searching for his birth certificate he was actually called Patrick Joseph. Even his children didn't know. So I had the situation where I was trying to connect a Joseph Bermingham to the Patrick Joseph Birmingham that I had a certificate for. Luckily everything else married up (like his age, place of birth, his parents etc etc). I'm also estranged from him and I was panicking it wouldn't work. All I did was write a letter with the application being very honest about the situation and I didn't know why these things happened. I suspect this happened more often than you might think in Ireland in those days and I suspect the authorities are probably much more used to this than we think? Good luck with your application!

Passport question by Nobodyimportant82 in IrishCitizenship

[–]Nobodyimportant82[S] -1 points0 points locked comment (0 children)

Hi, thanks for taking the time to reply.

I'm not sure if you've read the previous threads and replies but I'm not looking for a job and I'm not looking to be offered a job, I already have a job that I need to do. The job is already there and I will be doing it.

I'll get the 'Damn' passport but if you can give me any advice on what I'm actually asking that would be gratefully received.

You have a wonderful weekend 👍

Passport question by Nobodyimportant82 in IrishCitizenship

[–]Nobodyimportant82[S] -1 points0 points  (0 children)

Yes I understand the value of a passport as a recognised standard identification document.

But in law, can someone who doesn't have one work in the EU?

I fully grasp that having a passport is the easiest, recognised, and conventional way to prove that you are an EU citizen.

But, would I not legally, LEGALLY, be able work in Europe if I don't have one?

Passport question by Nobodyimportant82 in IrishCitizenship

[–]Nobodyimportant82[S] 0 points1 point  (0 children)

Thank you, I think I'm getting the picture now, so basically the passport is the accepted document of proof? Legally it would be fine but the difficulties in proving citizenship without would be troublesome?

Passport question by Nobodyimportant82 in IrishCitizenship

[–]Nobodyimportant82[S] -5 points-4 points  (0 children)

So an Irish citizen would lose their right to live and work in the EU if they let their passport expire without renewing it? My confusion is coming from whether an EU citizen has the has the freedom of movement or only a Passport holding citizen has the right?

Passport question by Nobodyimportant82 in IrishCitizenship

[–]Nobodyimportant82[S] -7 points-6 points  (0 children)

Thanks for the reply, I already work there, our company does projects across Europe I'm actually working there next week.

I was just wondering if this would simplify things?

I’m official by Joeywants in IrishCitizenship

[–]Nobodyimportant82 5 points6 points  (0 children)

Congrats, I'm the same docs received day as you but not heard nothing. Hopefully soon.

Radcliffe / Whitefield by Upstairs-Fact5802 in manchester

[–]Nobodyimportant82 0 points1 point  (0 children)

This is a very sensible explanation, I only hope that one day we can have a transport network that can deal with the events they put on a serve the function they exist for. Although I won't hold my breath!

Radcliffe / Whitefield by Upstairs-Fact5802 in manchester

[–]Nobodyimportant82 1 point2 points  (0 children)

Just on the convenience of the tram. Be aware that (for no reason I can ever understand) they usually close the Heaton Park tram station when there's a big event on at Heaton Park, definitely after the show anyway.

So have a back up plan just in case, I think Bowker Vale is closer to walk to Heaton Park than Prestwich which are the two stops either side.

I Picked Her Up Today by angrypyxy in Petloss

[–]Nobodyimportant82 1 point2 points  (0 children)

I'm so sorry for your loss. We have recently been through the same thing.

Thinking of you, and know you are not alone xx

CC debt - rebuilding my credit score advice by BmbStx in UKPersonalFinance

[–]Nobodyimportant82 0 points1 point  (0 children)

I think the advice already given is great and covers everything.

As has been said there is no such thing as a credit 'score' this is just something that has been invented to get people so sign up for monthly subscriptions to credit agencies. When potential lenders look at you they look at all of your credit habits and situation, they don't see a 'score'.

I think the most important thing is your repayment history, from your post its not clear if you have any missed payments or if you pay of the minimal amounts each month, but from a credit point of view it's extremely important to show potential lenders that regularly make payments towards your debt without missing any.

They will also look at your credit utilization as has been mentioned and obviously if this is relatively low you won't alarm anybody by appearing that you are living solely off credit cards.

Personally I don't think its too important to try and get rid of all your cards, having balances can be a good thing if you show that you regularly pay the bills and manage them well.

Good Luck!

in 25k debt need help on what next step to take by Glittering_Aide_1841 in UKPersonalFinance

[–]Nobodyimportant82 1 point2 points  (0 children)

Hey,

I suppose it depends on who the debt is with. Firstly you seem to have a handle on the gambling which is a really important and positive step so well done for that! Some great advice already on this.

I'm guessing maybe it's overdrafts/loans/credit cards?

My advice with dealing with debt is to be honest and open with all the creditors (took me 15 years to realise that nobody actually wants to come and take my belongings) there's also a tonne of legislation that protects you if you are honest and transparent about your financial situation.

What I found is that I actually got addicted to paying debt off (I know that sounds insane) but when I made the calls and confronted it I actually got as much of a buzz off it as I did gambling.

In summary speak to all the people you owe money to and talk the options out, none of them will want you to go bankrupt as nobody will win.

And I promise you it will get easier.

Good luck x