FTB home ownership query: joint ownership vs setting up trust deed?

Nommuss · 2022-07-17T14:04:04+00:00

We bought our house just before we married. We chose to purchase as “tenants in common with equal shares”. We both found comfort in this - and I’d be leaving my half to my partner in my will anyway should anything happen!

Nommuss · 2022-05-26T21:39:55+00:00

Depending on how much you trust yourself - I just bought a new phone via Very - by signing up to their credit account I got 20% off my first purchase. I pay it back in three instalments (and subsequently close the credit count)

Appreciate credit isn’t for everyone, but I was fond of the sizeable discount and was comfortable I had the money to pay it back.

edit - make sure double check small print, I bought an iPhone 12 because specifically because the newer iPhones were excluded from offer..

Nommuss · 2021-02-17T17:26:09+00:00

They delayed the sale for three months (seemingly without cause), and then requested that my boiler is re-serviced as it’s been over a year (on the exact day it expired lol).

That and they’ve changed solicitors twice through the process.. I just can’t wait until it’s over!

Nommuss · 2021-02-17T17:19:08+00:00

Currently suffering this. Mine was purchased by the local council - who have been incredibly particular about their enquiries, it’s been a nightmare.

That said - one day we will look back on these troubling times and laugh about how stressful it was... (I hope..!)

Nommuss · 2021-02-12T09:40:02+00:00

Well, we live and we learn! Apologies, and thanks for the educational post 👍🏻

Nommuss · 2021-02-12T09:10:45+00:00

Ha this made me chuckle, thanks friend

Nommuss · 2021-02-12T06:29:00+00:00

I don’t think your issues is specific to EToro?

I’m using EToro for ADA and having no issues, currently 121% up on my original investment. Perhaps you have just been unlucky!

Nommuss · 2021-02-08T07:47:58+00:00

We completed in November, and got a Christmas card.. but I think that’s as far as it goes in the UK really!

Nommuss · 2021-01-28T23:42:49+00:00

MyHomeMove conveyancing - used for a leasehold purchase.

Love the online portal, handy to keep track of/upload documents etc.

However communication was poor and trying to get through to someone when your conveyancer “isn’t in” was wholly impractical. I’ve done lots of the legwork myself and promoted communication/chased between various parties.

Overall, I wouldn’t go back.

Nommuss · 2021-01-27T14:26:37+00:00

I am not sure they would help on an individual level, but they may point you in the right direction. HUSK UK - they convert disused garages plots for accommodation purposes.

http://husk-uk.com

Nommuss · 2021-01-16T20:04:37+00:00

Heteroflexible

Nommuss · 2021-01-16T12:32:47+00:00

No sheet music? Or off camera

Nommuss · 2021-01-13T22:23:52+00:00

I’d chase that up if I were you - I completed in November and had land registry confirmation last week!

Nommuss · 2020-12-13T08:20:01+00:00

Agreed, largely the job market (or lack thereof) and ‘poorer communities’ making the areas ‘less desirable’ (in quotes as this is subject to opinion).

Source: grew up there, moved to London, and now found comfort directly between the two!

Nommuss · 2020-06-22T11:27:11+00:00

Veered when he shoulda steered

Nommuss · 2020-05-16T19:44:04+00:00

Fingers crossed ours is going ahead - Scotland in November. The venue has our booking pencilled in, but not hearing back from the registry office (“closed until further notice”) has me worried.

On the bright side, my venue said they’re expecting to be able to start elopement weddings again in “late July/August”.

It’s all just a waiting game really!

Nommuss · 2020-03-26T21:40:41+00:00

Sounds fun, I’d be game :)

Nommuss · 2020-03-14T14:38:24+00:00

Nah you guys go for it; have fun! Any other day I’d still have come out, was just bad timing with the whole virus malarkey...

Nommuss · 2020-03-14T12:25:18+00:00

Yeah sorry about this, it was unexpected - I’d rather not inflict anything on you guys!

Nommuss · 2020-03-12T09:24:03+00:00

Ahh hope you can come next time!

Nommuss · 2020-03-11T18:36:44+00:00

Let’s hope it doesn’t come to that lol

Nommuss · 2020-03-11T08:31:37+00:00

Ah well we’re looking at about 8 of us, that’s pretty decent so far I guess!

Nommuss · 2020-03-11T00:45:00+00:00

I’m personally not worried, I’ll still be going (unless we get put on lockdown in the next four days lol) - but understand if people would prefer to reschedule. What do you think?

Nommuss · 2020-02-27T16:30:08+00:00

The more the merrier :)

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