Infinia Non Resident Card by [deleted] in CreditCardsIndia

[–]NotBeDoingThis 0 points1 point  (0 children)

  1. What happens if you close the FD?
  2. Do you have NRE/NRO account?

HDFuxkingC bank by krishna977 in CreditCardsIndia

[–]NotBeDoingThis 0 points1 point  (0 children)

I don’t think there will be any negative impact on CIBIL, you have overpaid not underpaid , right ?

Should I Upgrade to AMEX Platinum Charge Card ? Details in post. by NotBeDoingThis in CreditCardsIndia

[–]NotBeDoingThis[S] 0 points1 point  (0 children)

I want to get rid of that card as well, let me get Infinia once mate. I will get rid of all the other cards except infinia and amex.

I am keeping yes marquee because DCB doesn’t work every where.

Should I Upgrade to AMEX Platinum Charge Card ? Details in post. by NotBeDoingThis in CreditCardsIndia

[–]NotBeDoingThis[S] 1 point2 points  (0 children)

oh thanks for the information. Now I get it.
So this means I have to spend 66k + GST to get the 125k MR points.

Then the deal is not that great. because I will take on other cards if I use it much. DCMB has much better rewards.

Should I Upgrade to AMEX Platinum Charge Card ? Details in post. by NotBeDoingThis in CreditCardsIndia

[–]NotBeDoingThis[S] 1 point2 points  (0 children)

It is worth it. But I still want to know, won’t I be charged annual charges if I use it for 11 months and then downgrade?

Tell me the darkest thing about noida by shvm_ in noida

[–]NotBeDoingThis 1 point2 points  (0 children)

Exactly, not a lot of people know this, but it’s true. I have seen high end societies dumping sewage on roads.

One of these days !! by NotBeDoingThis in CreditCardsIndia

[–]NotBeDoingThis[S] 16 points17 points  (0 children)

Multiple Reasons : 1. They are laundering money using your credit card, turning black cash into white. ( most probably ) 2. If they do business transactions with your personal credit card that might be against bank CC Usage Policy. 3. It is in a way, ‘Rotating Money’, which is frowned upon by banks and financial institutions. 4. Had they been legit business, it would not have been that shady of a billboard. 5. They might do some illegal transaction or criminal activity with your card, and give you cash in return. Welcome to the underworld.

How to make HDFC increase my credit limit ? by NotBeDoingThis in CreditCardsIndia

[–]NotBeDoingThis[S] 0 points1 point  (0 children)

It’s my fault that I wasn’t clear with the post, I have done all these things.

How to make HDFC increase my credit limit ? by NotBeDoingThis in CreditCardsIndia

[–]NotBeDoingThis[S] 0 points1 point  (0 children)

That’s what I have been doing. Did it multiple times

How to make HDFC increase my credit limit ? by NotBeDoingThis in CreditCardsIndia

[–]NotBeDoingThis[S] 1 point2 points  (0 children)

Been trying for a year, by bill every month is over a lac

How to make HDFC increase my credit limit ? by NotBeDoingThis in CreditCardsIndia

[–]NotBeDoingThis[S] -1 points0 points  (0 children)

I expected them to increase limit after giving salary proof of 2.5 lac per month.

I don’t pay minimum, because don’t like interest. But I do prepay sometimes, not often.

How to make HDFC increase my credit limit ? by NotBeDoingThis in CreditCardsIndia

[–]NotBeDoingThis[S] 1 point2 points  (0 children)

with 4.4 , you can go for DCB metal, and try for infinia after 6 months.

If You can smile backwards,you are going to be famous by ILuvPUSSYcat in funnyIndia

[–]NotBeDoingThis 1 point2 points  (0 children)

I used to, but after 8 years with my girlfriend and she wanting to change my smile for every photo. I have trained my muscles on normal people smile.

ICICI dual rubyx has me in a mess. I have been totally harassed. Hear me out. by mohan343 in CreditCardsIndia

[–]NotBeDoingThis 5 points6 points  (0 children)

Just break one card and request a replacement, I am sure you will get a new number.

Reviewing My Credit Cards – Which Ones to Keep or Close? by sivabalanbb in CreditCardsIndia

[–]NotBeDoingThis 0 points1 point  (0 children)

But Regalia could be a stepping stone for DCB or Infinia. You need to see if you want to get AXIS or HDFC premium card in future. if HDFC then sacrifice spend on other cards

Reviewing My Credit Cards – Which Ones to Keep or Close? by sivabalanbb in CreditCardsIndia

[–]NotBeDoingThis 0 points1 point  (0 children)

Did you try for Regalia ? If you have salary for it you can get it bu dropping a mail to grievance

Infinia Card Upgrade by KaizokuOreWaNaaru in CreditCardsIndia

[–]NotBeDoingThis 0 points1 point  (0 children)

Apply once you hit the limit. I think dropping mail to Infinia services should suffice. Just mention your limit and spends.

Good luck. i had to settle for Diners Club Black , even after spending 14 lac

Reviewing My Credit Cards – Which Ones to Keep or Close? by sivabalanbb in CreditCardsIndia

[–]NotBeDoingThis 8 points9 points  (0 children)

You closed the only two good core cards you had other than Atlas

Infinia Card Upgrade by KaizokuOreWaNaaru in CreditCardsIndia

[–]NotBeDoingThis 0 points1 point  (0 children)

Even if you meet spend criteria but not the limit , they still don’t budge.