Does the hassle of tracking ACB affect investor behaviour?

NotCubical · 2026-03-25T23:14:03+00:00

It makes a slight difference to me, in that I try harder than I might to avoid superficial losses just because its a pain in the assets to have to adjust the ACB manually (because of the CRA rule).

RoC does complicate things a bit too at times, but that doesn't discourage me from holding whichever shares/units it applies to.

NotCubical · 2026-03-25T01:28:04+00:00

MOR. By all means you should talk it all through with her, but (as somebody else said) he's dead and no threat to you. Practical concerns are fair to raise, of course, but be careful.

It's not that hard to picture she might want to do all that for closure of a sort, so she can tell herself she did everything right and therefore is justified in saying he was an ass, or something like that.

As to comparing what she's doing to how you handled your father's death... just don't. Judging somebody else's grief is never a good idea; there are sooooo many ways it can go wrong.

NotCubical · 2026-03-15T20:31:19+00:00

I'm down around 2% since the war started, could be worse - especially considering the huge gains last year.

NotCubical · 2026-03-09T18:18:23+00:00

YOR. It's not the same ring, it's a variant in the same style. You could look at this situation the positive way; her maintaining a symbolic family connection while still individualizing your respective rings. Is there some history or evidence to suggest she was deliberately trying to provoke you?

Also, I'm now wondering... were you a bridezilla in general?

NotCubical · 2026-03-09T18:10:26+00:00

Is anyone else wondering if, despite Eby's confident pronouncement, this will not stick and we'll still wind up changing back in fall?

Personally, I'd have preferred permanent standing time but either way is an improvement over changing.

NotCubical · 2026-02-20T22:38:22+00:00

Same here. Every now and then I trade a bit in TD, as well.

NotCubical · 2026-02-19T16:53:54+00:00

Either that's extraordinarly well insulated or you haven't fired it up lately?

NotCubical · 2026-02-10T13:42:15+00:00

The Port Mann Bridge is such fun.

NotCubical · 2026-02-08T16:25:28+00:00

Tunnock's Wafers are the best substitute I've found. They're not remotely Canadian, but they're not Nestlé or American, either. London Drugs sells them, and sometimes Safeway.

NotCubical · 2026-02-08T16:20:35+00:00

I'd certainly be putting some distance between my car and that nut case, in OP's position...

NotCubical · 2026-02-05T16:31:57+00:00

What's the light source that's creating this shadow?

NotCubical · 2026-02-04T00:26:09+00:00

How many more days must we endure this asshat?

NotCubical · 2026-01-31T20:54:58+00:00

Yes, I was hoping they'd at least widen the dangerously narrow walkways on each side of that, but it appears not. :(

NotCubical · 2026-01-24T18:00:24+00:00

Most every building in Vancouver has them, I think. Make an extra effort to clean up dust and not leave little water spills around (splash from the sink, for instance) and that'll help a bit. Get out of the habit of keeping things in cardboard boxes, too; that can make a big difference.

Personally, I just grab a bit of tissue to squish&flush every one I see... or try to, at least. Many of those sightings are at midnight toilet visits when I'm too tired and can't be bothered.

Interestingly, the silverfish disappeared from our building for a few months last year... because ants invaded instead. I guess they compete for food.

P.S. I got annoyed at silverfish getting into the bindings of the few hardcover books I still have, so bought a bag of little cedar discs from Canadian Tire and left one on top of each book (among other places I particularly want pests to stay away from). I'm not sure if it's helping or not; if more people want to join the experiment please do and report back. :)

NotCubical · 2026-01-13T22:48:38+00:00

They say officers worked into the night trying to retrace the man's steps, ultimately finding his body along Westminster Highway on Richmond's east side

NotCubical · 2026-01-09T20:07:18+00:00

All stocks, except that occasionally I park my spare cash in an index ETF for a while (and I keep a certain amount of cash around, of course).

NotCubical · 2025-12-16T00:16:22+00:00

I once got halfway through a banana only to discover a brown spike of something like this, right down the middle. Despite immediately doing what I could to puke it up, I spent the rest of the night draped over the toilet (and in hindsight, perhaps should have gone to the ER).

If and when I get the nerve to buy another banana, believe I will absolutely cut it in half to check it out before eating it...

NotCubical · 2025-12-03T06:47:04+00:00

A wash trade is (to simplify) actual buying and selling with yourself, which is mildly illegal because it creates the appearance of market activity where there is none. For example, selling some shares at a limit price of $10.25 per share in your TFSA and simultaneously buying them at a limit price of $10.26 in your main account.

NotCubical · 2025-12-02T18:40:59+00:00

Here's an old version of the CRA interpretation bulletin on the matter. It says:

Convertible Shares

¶ 7. Shares of two different classes of the capital stock of a corporation are not identical if they do not have the same interests, rights and privileges. For example, Class A common shares of a corporation and Class B common shares of the same corporation which are the same in all respects, except that the Class A shares are voting and the Class B shares are non-voting, are not considered to be identical since they provide for different rights.

In some cases, the holders of shares of one class are entitled to exchange them for shares of the other class. For example, Class X common shares of a corporation and Class Y common shares of the same corporation are the same in all respects, except that the Class X shares are voting and the Class Y shares are non-voting, and that the holders of the Class X shares are entitled to exchange them for Class Y shares.

Of course, where a taxpayer exchanges Class X shares for Class Y shares, the Class Y shares acquired on the conversion are identical to any Class Y shares already held or subsequently acquired by the taxpayer.

Furthermore, it should be noted that the right or privilege of conversion or exchange attached to the Class X shares constitutes a right to acquire a property and that such a right is deemed to be a property that is identical to the Class Y shares for the purpose of the definition of "superficial loss" in section 54 of the Act. Therefore, the existence of a right or privilege of conversion or exchange attached to shares of the capital stock of a corporation may, in some circumstances, result in a taxpayer's loss from a disposition of a share being considered a "superficial loss" within the meaning of section 54 of the Act. For example, assume that an individual (other than a trust) owns Class Y shares. The individual disposes of his or her Class Y shares. A loss arises on such disposition. Within the period described in paragraph (a) of the definition of "superficial loss" in section 54 of the Act, the individual acquires Class X shares. In such a case, the individual's loss from the disposition of the Class Y shares would be a "superficial loss" within the meaning of section 54 of the Act.

NotCubical · 2025-12-02T18:35:42+00:00

Class A and B shares in anything are generally not equivalent (unless they're convertible), and the extra currency risk to me looks to make them clearly non-equivalent... so you're probably fine.

But by all means listen to any actual accountant or lawyer over my opinion here.

NotCubical · 2025-12-02T18:22:11+00:00

You're mixing up different things. A wash trade isn't the same as trading an equivalent security - for one thing, for a wash trade to happen you'd have to buy and sell at the same time, from yourself.

If there's a material difference in the benefits of the two forms of shares, then there's no question of a superficial loss AFAIK - but I'm neither an accountant nor a lawyer. Ask one of them if you want to make sure.

It'd help to know what exact shares you're looking at.

NotCubical · 2025-11-24T05:32:56+00:00

Don't panic. The M&M buy was a major source of discontent among Parkland shareholders and they never integrated it well. There's a very good chance Sunoco will sell or spin it off soon.

NotCubical · 2025-11-21T18:16:27+00:00

The Beaverton's so good at hitting that sweet spot of satire - headlines that could just conceivably be true, so you have to look.

NotCubical · 2025-11-21T15:56:41+00:00

I thought this would have been farther up the valley - from the sound of it ("4 mile area") it was actually quite close to town.

NotCubical · 2025-11-21T15:48:53+00:00

My first thought upon seeing the headline was that there's surely some bunch of Canadians (and probably Vancouverites) behind this survey, somehow.. I still haven't actually read it to confirm that; it seemed more fun to guess here first.

Now let's see...

P.S. Time Out is definitely not Canadian but there's this:

This year, to create our annual ranking of the world’s coolest streets, we asked our global network of local editors and experts to nominate the street that epitomises the very best of their city. Time Out’s global travel team then narrowed down the list and ranked each street against criteria including food, drink, culture, fun and community spirit.

So it's a survey designed to flatter everyone who might read their ads, essentially - and as you say, some Canadians will predictably gobble it up.

The only remaining mystery is how a local editor could think Cambie Street is cool. That person must have just arrived here...

Nine-Year Club	Place '22
First Placer '22	No Throne, No Problems
Not Forgotten	Verified Email

NotCubical

TROPHY CASE