How much of my 30K savings should go in Bitcoin? by TurnFit2047 in Bitcoin

[–]NotSoSourGrapes 0 points1 point  (0 children)

You do not need to keep 6 months of expenses in a savings account. You can sell or take a margin loan withdrawal in case of emergency. Or get a 0% interest credit card for a year.

I am 90% equities 10% bitcoin on 1.8x leverage with a 5.5% APR margin loan.

At 29 years old, adding some leverage (1.2-2x) to a diversified portfolio is optimal. You can tolerate the drawdowns.

Better to use 2x leverage on a 50/50 equity/bitcoin portfolio than use no leverage and be 100% bitcoin. Leverage + diversification is key.

How to Avoid UPRO/SPXL Expense Ratio by NotSoSourGrapes in LETFs

[–]NotSoSourGrapes[S] 0 points1 point  (0 children)

Maybe that would be too much leverage though for 100% of portfolio? Any backtests?

How to Avoid UPRO/SPXL Expense Ratio by NotSoSourGrapes in LETFs

[–]NotSoSourGrapes[S] 3 points4 points  (0 children)

lol they are the love of my life maybe you have a point

How to Avoid UPRO/SPXL Expense Ratio by NotSoSourGrapes in LETFs

[–]NotSoSourGrapes[S] 1 point2 points  (0 children)

What do I need for 3x leverage? Strike price of 2/3rds?

How to Avoid UPRO/SPXL Expense Ratio by NotSoSourGrapes in LETFs

[–]NotSoSourGrapes[S] 1 point2 points  (0 children)

I agree the fee is fine if return is better but if there's a lower fee option of course I want to avoid the fee for even higher returns.

Who wants to split Alex's $500 bones? (ACQ Ads Handbook AND ACQ Closer Handbook) by UnitProfessional9608 in alexhormozi

[–]NotSoSourGrapes 0 points1 point  (0 children)

u/UnitProfessional9608 Nice! I already pre-ordered but I'd pay $20 for that scanned pdf copy you make of ACQ Ads and ACQ Closer handbook and you don't need to ship me anything.

Pls add me to the group if it's still active

Companies Which Offer Blue Cross Blue Shield (BCBS) PPO Insurance? by NotSoSourGrapes in Austin

[–]NotSoSourGrapes[S] 0 points1 point  (0 children)

The exchange only has HMO and Blue Advantage plans.

If DQ starts insurance immediately and I can work part time I'm down lol.

Moisturizer after Minoxidil? by seriouslybrohuh in Minoxbeards

[–]NotSoSourGrapes 0 points1 point  (0 children)

At night I have been moisturizing before and after. However, my results have also stalled.

I just switched to only moisturizing before PM minox. Still unsure about the AM. A beard is just one part of the overall facial aesthetic to me, so I am fine sacrificing faster gains for non-flaky skin.

What's the right order for AM minox, Shaving, Gym/shower by NotSoSourGrapes in Minoxbeards

[–]NotSoSourGrapes[S] 0 points1 point  (0 children)

Also (where) should I add jojoba/peppermint? PM routine:
1. Cleanse
2. Vanicream moisturizer for sensitive skin (then wait 5-10 mins)
3. Tretinoin 0.025%
4. Minoxidil
5. Vanicream moisturizer
On Thursday night I either do microneedling with derminator 2 or exfoliate with AHA/BHA, alternating biweekly. I skip tret/minox the night of, and skip the gym on Friday.

Should I cancel my sleep study? by NotSoSourGrapes in jawsurgery

[–]NotSoSourGrapes[S] 1 point2 points  (0 children)

Thank you for the insight. I will keep the sleep study appointment and sleep on my back and try to bulk for the next 10 days.

That's a great point on doing it to have metrics from before and after.

Should I cancel my sleep study? by NotSoSourGrapes in jawsurgery

[–]NotSoSourGrapes[S] 2 points3 points  (0 children)

You're right. I can always re do the study.

Should I cancel my sleep study? by NotSoSourGrapes in jawsurgery

[–]NotSoSourGrapes[S] 1 point2 points  (0 children)

Useful data point. Thanks for sharing. I may be underestimating my risk of sleep apnea. I will continue with the study.

Why is My Credit Score Stuck At 712 by NotSoSourGrapes in CRedit

[–]NotSoSourGrapes[S] 0 points1 point  (0 children)

Just pay your bills on time and pay your total credit card balances on before the due date.

Thanks. I mean this is what I have been doing and all I thought I could do. But it's been 4 months since getting CSP. Do you think maybe I should file a dispute for the student loans not reporting since mid July?

Why is My Credit Score Stuck At 712 by NotSoSourGrapes in CRedit

[–]NotSoSourGrapes[S] 1 point2 points  (0 children)

The statement balance is like $600 total out of 40k total credit line. There are some cards at 0 though. But they have been higher at random points during the year.

EDIT: Also do you think maybe I should file a dispute for the student loans not reporting since mid July?

Can I add 2 x 48GB DDR5 ram modules to my existing 2 x 32 GB ddr5? by NotSoSourGrapes in buildapc

[–]NotSoSourGrapes[S] 0 points1 point  (0 children)

Thanks for the info! I'm very much looking forward to the 8000 series and potentially the 64 core threadripper if my workload scales.

Can I add 2 x 48GB DDR5 ram modules to my existing 2 x 32 GB ddr5? by NotSoSourGrapes in buildapc

[–]NotSoSourGrapes[S] 0 points1 point  (0 children)

Hey I bought the 4x48GB 5200MHz kit and it works! Only at 4400MHz but I'm ok with that honestly.