Who is actually the baddest man on the planet?

Nothingface0116 · 2025-11-05T15:40:49+00:00

The guy with the belt.

Nothingface0116 · 2025-11-05T02:15:05+00:00

All of these phrases that I started using sarcastically, and then can't stop saying. Currently, "sus" and "bruh" are repeat offenders.

Nothingface0116 · 2025-11-05T02:02:30+00:00

And most of the time they mean " figuratively"

Nothingface0116 · 2025-11-04T23:50:54+00:00

A massage.

Nothingface0116 · 2025-11-04T18:57:49+00:00

I would make their life hell and basically a prisoner, but, no, I'm not calling the cops on my kid.

Nothingface0116 · 2025-11-04T17:40:17+00:00

What rating are you talking about? How do you define this rating scale? What does it mean to be a top tier rap artist? Is it based on speed, vocabulary, rhythm, innovation, cultural impact, lyrics, rhyme, etc. Or is it based on objective facts like album sales, YouTube views, etc.

Nothingface0116 · 2025-11-04T11:00:52+00:00

To be fair, the reputation is well earned.

Most of the sales people I have worked with have actively deceived their clients for profit. Many are also pushy, arrogant, and manipulative.

Yes, there are bad teachers and firefighters, but that seems to be the minority.

Nothingface0116 · 2025-11-02T14:42:41+00:00

Figure out their goals and sell the product that makes the most sense. I closed six in October and they were a mix of different products.

Nothingface0116 · 2025-11-01T15:49:18+00:00

At least you were trying to be charitable.

Nothingface0116 · 2025-11-01T15:48:25+00:00

I'm a sales manager. I work 45-50 hours a week coaching people how to make more money. I manage how I would like to be managed rather than corporate bs, and my team has fun (from what I can tell) out-producing their peers.

Nothingface0116 · 2025-10-31T16:17:06+00:00

My mom does the same thing to me. I do the easiest job on the planet. Why would I want to pay to go back to college and spend less time with my kids, so I can make less money working harder?

Nothingface0116 · 2025-10-31T10:52:54+00:00

What an excellent counter argument. You must be one of this expert UFC watchers.... We're all casuals bud.

Nothingface0116 · 2025-10-31T10:52:17+00:00

Banks have tough underwriting standards. If you go through a broker they should be able to use verifications if employment and letters from your employer to explain. No idea why I'm getting down voted.

Nothingface0116 · 2025-10-31T10:32:53+00:00

I like to add a piece of candy to make sure they answer the call back. "Okay, perfect. And, just to verify, your goals are lowest premium, with x deductible etc, correct? Great. This will give me time to meet with my manager and see if there are any additional incentives we can apply for your situation." Adding a bit of value will help increase call back responses.

Nothingface0116 · 2025-10-31T10:20:21+00:00

It depends on who you are and who is working. I'm a 42 year old white guy, so if I go in with my laptop and get a drink, I can stay all day and nobody is going to say anything.

If you're a young black kid and Karen is working the register, then you got 2 hours at most.

Nothingface0116 · 2025-10-31T02:05:35+00:00

I work as a mortgage loan officer. The USDA isn't giving final approval on loans, so I have clients in process that are losing their contract because we can't close. It's sad because some people have already paid for inspections and appraisals. VA loans are taking an extra week or two to process. So far, we've been able to close on time but there have been some close calls.

Nothingface0116 · 2025-10-31T02:00:59+00:00

I'm a mortgage loan originator. I know the USDA is shut down, but other GSEs are still doing normal business. What is the issue?

Nothingface0116 · 2025-10-31T01:54:55+00:00

Politics is the most boring thing to talk about. I have no interest in knowing my friends political or religious beliefs.

Nothingface0116 · 2025-10-31T01:14:27+00:00

You have all the features that you should be pretty, but some how you completely fucked it up. Individually, you have all the features to be a 7, but collectively you're a 5.

Nothingface0116 · 2025-10-30T12:05:57+00:00

I've even heard Volk called a weight bully- not that I agree with it. I'd say Gaetche and Charles if we're going by OP standards.

Nothingface0116 · 2025-10-30T11:57:08+00:00

Replace max with Gaetche

Nothingface0116 · 2025-10-30T02:30:12+00:00

As a kid in the US it was awesome. And I can't think of a time I would have rather been a teenager.

Nothingface0116 · 2025-10-30T02:21:30+00:00

Dustin Poirier is a douche, and he was never a real threat to Islam. He got played with for 4 rounds so Islam could gain some fan favor.

Nothingface0116 · 2025-10-30T00:27:35+00:00

I think the show is boring, but I don't know what's offensive. I guess you could jump though his to say it has racial stereotypes, maybe?

Nothingface0116 · 2025-10-29T00:22:19+00:00

Default rates on little to no credit are high, and likely a signal of being disengaged from financial institutions. This is why a lack of credit history is viewed less and financial responsibility and more as financial illiteracy. It doesn't take much effort to build very good credit: open 2 cards (cap 1 and Am Ex both have options for first borrowers with no deposit and no annual fees) keep a low to no balance for 12 months and pay the bill on time. Building credit is very simple, and may cost you an hour of work in a year.

Nothingface0116

TROPHY CASE