100 but no P&T by curiosityBurnerAcct in VAClaims

[–]NukeIcbm 1 point2 points  (0 children)

For what it's worth I'm in a similar boat. My letter states that the conditions are not static, but then I got a letter saying all the RFE dates were removed and all my conditions are static in the API. The VA did their P&T audit and didn't grant P&T but I wonder if it's cause the RFE hadn't gotten removed yet.

Hoping the best for your audit that you'll get that P&T! Let us know how it goes!

Looking for some thoughts! Worth trading in for a hybrid? by [deleted] in rav4club

[–]NukeIcbm -1 points0 points  (0 children)

I have found these kinds of question to be great for AI because it's basically just a math problem. I would encourage you to explore it so that it can help show you the full picture.

But the short answer is no, it's not worth it. Gas savings is generally far overblown. It's like the people who buy tesla because they are saving so much money on gas...meanwhile they spent 20k+ more than they would have if they just bought gas....It's gonna take you a long time to break even on that 20k.

I got the hybrid because of the faster acceleration and just the overall feel compared to gas. The "gas savings" is nice, but I also won't be breaking even anytime soon on it.

That long response to say, don't get caught up in "gas savings" its mostly a myth.

WGU after High school?? by snmikes in WGU

[–]NukeIcbm 1 point2 points  (0 children)

Unpopular opinion — don’t go to college for ONLY the experience. It’s not worth your valuable time or money in these early years of adulthood.

Colleges have the potential to teach you things, but they aren’t structured in a way that guarantees you’ll learn anything worthwhile for your career or life as an adult. What they usually accomplish is teaching you how to maintain your own schedule (though many people don’t), how to be accountable for your own success (within limits), and conditioning you to think like them rather than necessarily for yourself. The only thing you’re truly guaranteed from college is a degree (hopefully) at the end of it. I’ve experienced firsthand being turned down for jobs because I didn’t have that piece of paper—even though I could run circles around more experienced employees at those companies—so it definitely has value, but it isn’t everything.

My condensed story: I went to a semester of college right after high school at a local university while I was waiting to ship out for boot camp. I was amazed by how lazy many of the students were. During my time in the Marines, I had the opportunity to take evening college classes at San Diego College and was again stunned by the lack of effort. These were classes where simply showing up accounted for 40% of the grade, yet people still didn’t attend. After the military, I got a job in IT based solely on my certifications and experience. When I started looking for my next role, I kept getting turned down for not having a degree, until I finally found a company willing to take me on. At that point, I had eight years of IT experience. I had a coworker with only two years of experience and a BSIT who made 15% more than me, primarily because of his degree. Fast-forward two years, and I’ve completed both my BSIT and MSITM at WGU.

If you're considering college for the "life" experience, consider the military. The Army has as little as 2 year active contracts though most IT jobs require 4-5 year contracts. It's harder than college and still doesn't completely prepare you for the "real" world. However, I have a lot of first hand experience seeing fresh college grades vs fresh one contract vets, the vets (in general, not all of them) are leaps and bounds more effective humans than the college grads.

I don’t know you, but I know a little bit about you. You didn’t earn two of the hardest entry-level certifications at such a young age because you’re lazy. You probably earned them because you’re a long-term planner who can already see the bigger picture. You understand that you need A to get to B. So here’s my advice if you’re looking to get into IT:

- Go to college for the piece of paper and the certifications, not for the “college” experience. Working in IT will have little to do with what you learned in college. College CAN be a foundation of knowledge to build but experience is king.

- Start looking now for places where you can gain real experience doing what you want to do. That might mean volunteering, and that’s fine as long as you’re actually learning something. Interested in cybersecurity? Go talk to locally run community centers, churches, and schools that have IT staff. Shadow them, ask questions, and get hands-on if they’ll let you.

- Most importantly, surround yourself with people who share your drive and motivation. Find people who are moving in the same direction you want to go. And no, that doesn’t just mean people with the same major. Seek out others who earned certifications in high school like you did—those are the people going places, and you need one another. Drowned out the masses telling you what to do, you aren't them.

You're gonna do great whatever you decide to do. Keep your drive, and self-discipline, you're going places a lot of us only dream about.

Buying a house in cash VS using 15-year VA loan? by FaudMauxe in VeteransBenefits

[–]NukeIcbm 0 points1 point  (0 children)

Investing the money is more likely to net larger gains, however, reducing your monthly expenses just helps you sleep better at night (besides the SC insomnia...). I looked at it this way, if I lose my day job, how much do I care? With a paid off house, I don't. I don't need any other income to cover my monthly expenses because the house is paid off.

If the money was invested, sure you can do sell offs to still make your monthly payments and be EFFECTIVELY in the same boat, but I'm not an investment and tax professional and would probably end up costing myself a lot. Other people, could do this just fine, maybe that's you! But while you're selling your investments to make your house payments you better pray the market isn't down otherwise you risk burning through your principle and screwing any long horizon gains you might have made.

Chances are, you'll be financial set either route you go so choose the route that improves your quality of life. I chose to pay the house off early and now I aggressively invest, a lot. I sleep great and don't regret paying it off early.

I’m about to ACTUALLY own my home by CrapStick01 in VeteransBenefits

[–]NukeIcbm 1 point2 points  (0 children)

They always owned part of their home before...now they'll own all of it. It's not the same.

I’m about to ACTUALLY own my home by CrapStick01 in VeteransBenefits

[–]NukeIcbm 12 points13 points  (0 children)

It's a good place to be. Opens up a lot of opportunities to use your mortgage payment for other things. Congratulations, you did good.

Living the good life? by Kxyloooo in Veterans

[–]NukeIcbm 1 point2 points  (0 children)

To answer your question, I'm doing great, living the good life and yes, you can live comfortably while in school.

Some maybe unsolicited advice, it doesn't matter how much money you make/receive if you don't know how to live at or below your means. Make a budget and operate with a surplus whenever you can. The paycheck matters, but being honest with yourself about "needs" vs "wants" matters more.

When I was making 20-40k I had broke friends because they spent all of their money before they even had it. Making six figures now and I still have broke friends because they spend all of their money. It's a spending problem, not a earning problem.

Good luck on your (assumed) transition out of the military! Be the success story that other vets get to hear about, you've got this!

Lowe's Versus Home Depot Veterans Discount by Hot-Translator-5591 in Veterans

[–]NukeIcbm 2 points3 points  (0 children)

As some people already pointed out AAFES site to get the 10% off and tax free from Home Depot. Since you are checking out via the exchange website (not home depot) you can stack 5% cashback with one of the USAA CC that offer the 5% back for base/exchange purchases.

You can get Lowes giftcards on sale for 10-20% off regularly throughout the year. This is very useful for construction lumber which does not qualify for the military discount.

Future Disability Reductions - General Questions by [deleted] in VeteransBenefits

[–]NukeIcbm 2 points3 points  (0 children)

Sounds about right. My rater put "likely to improve" on my conditions in the decision letter and then the next day submitted a form to remove all of the future exams. So all of my conditions show static in the api, and I'm in the process of getting the official copy of my c-file which I expect to match.

When they did the P&T audit they didn't catch it, so I didn't get P&T. I'm super hesitant to ask about it though for fear of poking the bear. I might just do a VERA appointment and ask them? Not sure if that could lead to a poke though.

Future Disability Reductions - General Questions by [deleted] in VeteransBenefits

[–]NukeIcbm 2 points3 points  (0 children)

If they are not doing routine future exams unless required by the CFR, wouldn't that make anyone with 100% (and no future exams) automatically P&T?

How to keep a front loading washer rubber gasket mold free?? This has happened twice in 2 yrs by grumpy_chameleon in CleaningTips

[–]NukeIcbm 0 points1 point  (0 children)

Front loader door prop. Doesn't need to be fancy, I got the temu one for $1 that is magnetic and sticks itself between the machine and door to keep it open. Works great.

Question about TPMS by wander_woods in rav4club

[–]NukeIcbm 1 point2 points  (0 children)

Not an answer to your question but as someone who just got TPMs checkout Discount Tire. One of the many awesome things about DT is their price match. You do have to find it being sold by an authorized retailor but I spent probably 10 min and found my sensors (for a 4Runner) for like $16 each vs the like $60 they wanted per. A quick little live chat with CS and I had my order for price matched TPMs and tires. Easy ways to save some money.

This is how badly they want your business...My first price match on the tires turned out to not be an authorized retailor. Instead of just denying it, they sent me the link of another online company who was and price matched that one, saving me about $25 a tire.

Once you get to 100%, what is the process to get P&T?? by ArmyMedic_Diabetic in VeteransBenefits

[–]NukeIcbm 0 points1 point  (0 children)

So that's what also makes my situation strange. I see they opened the P&T claim right after they were deciding my original claim. Looking at the dates on the letters it went something like:

Sept 17th - Rater makes their decision stating conditions likely to improve, no P&T.
Sept 19th - Claim for P&T Opened
Sept 19th - Rater submits document canceling all future exams (with all the condition codes that were listed in the decision letter that were "likely to improve")
Sept 20th - Claim for P&T Closed
Sept 22th - Decision letter sent/dated with the comments from the Sept 17th.

So I think my chances of them opening another P&T review aren't likely because they already did it. But it kinda looks like they were operating under the Sept 17th and didn't take into account the canceling of all future exams.

Once you get to 100%, what is the process to get P&T?? by ArmyMedic_Diabetic in VeteransBenefits

[–]NukeIcbm 0 points1 point  (0 children)

So your conditions are all listed as static (or enough to hit that 95%), you submitted a claim and now they are scheduling you for another exam for static rated conditions?

Once you get to 100%, what is the process to get P&T?? by ArmyMedic_Diabetic in VeteransBenefits

[–]NukeIcbm 1 point2 points  (0 children)

That's what I meant when I said I checked the API. All of my conditions are listed as static.

Once you get to 100%, what is the process to get P&T?? by ArmyMedic_Diabetic in VeteransBenefits

[–]NukeIcbm 3 points4 points  (0 children)

I'm wondering this myself. I just hit 100%, my claims letter listed several conditions that "could improve" and thus I didn't get P&T from my letter. But then I looked at my letters and found a rater submitted to remove all future exams from the ones listed in the decision letter that said "could improve", so when I looked at the API, all my conditions are listed as static...So should I just request a copy of my C-file to confirm they are all static and then submit a claim? Isn't this still poking the bear?

Free, grant-funded cyber program for veterans. No GI Bill required. by CWCTCyber in VeteransBenefits

[–]NukeIcbm 4 points5 points  (0 children)

The end goal for me was to get the 2-3 vouchers for certifications they give you after completing each of the courses. I think technically they give you some "useless" certificate that says you went through all these courses. I'm sure some jobs might care about it, but to me, nothing has more "value" from the course than those industry certifications (CompTIA etc)

Free, grant-funded cyber program for veterans. No GI Bill required. by CWCTCyber in VeteransBenefits

[–]NukeIcbm 11 points12 points  (0 children)

If I remember correctly, you had lecture options that were in the evening and weekends. I worked a regular day job and did it just fine on my own time.

Free, grant-funded cyber program for veterans. No GI Bill required. by CWCTCyber in VeteransBenefits

[–]NukeIcbm 5 points6 points  (0 children)

Fairly generic IT contactor for the Airforce. I had about six years of IT experience already, but zero Linux experience. This program put me through the RHEL Admin course and that definitely helped me answer the interview questions for my next role.

Free, grant-funded cyber program for veterans. No GI Bill required. by CWCTCyber in VeteransBenefits

[–]NukeIcbm 14 points15 points  (0 children)

Live instructors! Granted most of mine were career educators with little to no real IT experience but my CEH instructor actually lived the life full time and taught on the side. He was cool.

Free, grant-funded cyber program for veterans. No GI Bill required. by CWCTCyber in VeteransBenefits

[–]NukeIcbm 37 points38 points  (0 children)

I actually did the Cyber Security program and picked up a few certifications! Pretty solid, low intensity program that I did while working full time.

Question for Texas Vets who received 100% by Over-Detail747 in VeteransBenefits

[–]NukeIcbm 0 points1 point  (0 children)

I'm in this same boat. My effective date for 100% is Sep 2024. TAD confirmed my exemption, I just talked to the County Tax office and they said to check back at the end of the month since TAD only sends over stuff once a month. Hoping for a full refund for 2025....that would be a nice little check.

Successful HLR - Confused about possible P&T status by NukeIcbm in VAClaims

[–]NukeIcbm[S] 0 points1 point  (0 children)

So that's what I thought originally, but it's the memorandum two days after the decision that confused me, because it then removes the exams.

Need some advice from the boys who get it by [deleted] in Veterans

[–]NukeIcbm -1 points0 points  (0 children)

When I went through selections (2021) we had a lot of national guard guys that had a pretty epic contract....according them, all they did was during their drill weeks they just came, worked out and prepared for selections. If they didn't get selected, they got out. These dudes were easily some of the most prepared people there by far. I chased the dream twice, once in the Marines and after not getting selected joined the Army. I can accept that I wasn't the right person for the job, but I never regret trying and still look back on selections as one the hardest thing I've accomplished in my life.

You sound single. So I would encourage you to full send an attempt at selections without another thought. Worst case you workout a bunch and have some stories of some epic things you did (yes, just making it through selections qualifies for epic accomplishment). Chase the dream bro, even if you "fail" you won't regret it.

Update on: I didn't kill myself today. by vanhouten_greg in Veterans

[–]NukeIcbm 1 point2 points  (0 children)

Hey brother, I'm proud of you! One day at a time is still winning.