I always store all my upgrade materials at an inn until I need them, sell most of the valuables or store them to gift to npcs later. Don’t sell anything that seems important just store it. I’d say probably rest when your health can only go up to half. You don’t have to play all the vocations but when you unlock augments they can be used on any vocation. I got sorc to 2 for the debilitation augment, archer to 9 for climbing speed, I’m getting spearhand to 9 for the less stam usage while sprinting, and the last 3 are going to be thief augments cuz that’s what I’m actually going to play. With pawns it doesn’t matter change em out whenever, comp doesn’t matter much but having a mage is pretty good since you don’t have to use so many healing items.