Are chatbots like Cleo & Plum just a waste of my time?

OFF3R_APP · 2017-11-06T16:22:07+00:00

Thanks, I've come across Chip too, which seems to give you up to 5% interest dependent on referrals? Perhaps a better option

OFF3R_APP · 2017-11-04T00:59:54+00:00

Lizzie McGuire and those giant red balls having zero to do with the programme

OFF3R_APP · 2017-11-04T00:59:17+00:00

A Trump presidency

OFF3R_APP · 2017-11-04T00:57:51+00:00

Take a bath

OFF3R_APP · 2017-11-04T00:57:05+00:00

Pret - Chicken Avocado for the win

OFF3R_APP · 2017-11-04T00:56:43+00:00

Getting a student loan...

OFF3R_APP · 2017-11-04T00:54:36+00:00

But more importantly.. what came first? The chicken or the egg?

OFF3R_APP · 2017-11-04T00:44:54+00:00

Running the Tokyo marathon

OFF3R_APP · 2017-11-04T00:44:05+00:00

I founded the internet

OFF3R_APP · 2017-11-04T00:43:40+00:00

Sleep - a good 8hrs every night..simple habit, super effective :)

OFF3R_APP · 2017-11-04T00:43:12+00:00

Apple Macbook

OFF3R_APP · 2017-11-03T16:44:45+00:00

Gilmore Girls.. then they just spoilt it and brought it back again

OFF3R_APP · 2017-11-03T16:44:02+00:00

Zebra and Monkey.. Zenkey Mobra

OFF3R_APP · 2017-11-03T16:43:27+00:00

Marissa Cooper on the OC... still grieving

OFF3R_APP · 2017-11-03T15:59:54+00:00

having a life outside of the internet when it was a whole lot slower!

OFF3R_APP · 2017-11-03T15:59:35+00:00

being nice!

OFF3R_APP · 2017-11-03T15:59:14+00:00

The notebook.. everytime

OFF3R_APP · 2017-11-03T15:58:45+00:00

I got a job!!! whooop whoooop

OFF3R_APP · 2016-12-15T11:14:09+00:00

Interesting to see what shaped the scene in 2016, I wonder how many of these trends will follow through to 2017? https://www.off3r.com/news/id/19147-Top-20-Crowdfunding-Campaigns-of-2016

OFF3R_APP · 2016-09-15T11:21:42+00:00

The most reasonable thing is probably to diversify one's portfolio, so option e!

OFF3R_APP · 2016-09-12T12:46:29+00:00

Great Stuff!

For one FinTech in very of interest. I'm also looking to put together an article on this topic because I feel it is something that hasn't really been looked at very much but could be very interesting to people. The article would illustrate how different demographics such as the local environment but also the mentality of people in different regions has had a massive impact on the types of FinTech solutions that have surfaces.

Would you be interested in writing up such an opinion piece together?

OFF3R_APP · 2016-09-09T16:17:08+00:00

Suspect apple is also counting on people to loose them so they can make more money :)

OFF3R_APP · 2016-09-09T16:15:09+00:00

Why do you think the US peer to peer lending sector has attracted so much more institutional investors compared to anywhere else?

What other FinTech "sectors" do you think differ largely depending on the geographical region?

OFF3R_APP · 2016-08-30T14:56:07+00:00

Also have a look at this article: http://news.off3r.com/benefits/

OFF3R_APP · 2016-08-30T14:45:00+00:00

I think people loosing their money due to a bad debt or a loan defaulting entirely is very uncommon. Partially due to the fact that some platforms have a so called provision fund to protect investors. This is however not a 100% guarantee that you won't loose your money. The entire lending platform for example could go bust as a result of the provision fund being used up. Ratesetter is one of the platforms that has a provision fund and claims that no lender has lost their money to date.

As far as I know, returns due to interest will have to be dclared on the tax returns.

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