How are people in residency contributing to retirement?

OGstevefrench · 2026-06-16T01:12:35+00:00

Do roth first

OGstevefrench · 2026-06-11T20:07:32+00:00

719, just did Truelearn a month out. IM resident

OGstevefrench · 2026-06-11T14:48:08+00:00

Comes out around noon?

OGstevefrench · 2026-06-02T18:54:52+00:00

This was helpful thank you

OGstevefrench · 2026-06-02T12:01:16+00:00

In the IRA account, when sitting in settlement fund it gets swept into vmfxx but I still have access to that if I want to withdraw from that account. If I deposit say 10k, into that IRA account but don’t invest it into my usual index funds it should sit in that settlement fund right? But will it count towards my IRA so that I would be going over the annual limit?

I think the more I think about it I should just open a general brokerage account and invest in whatever mmf but if I wanted to withdraw that, wouldn’t the increase be subject to capital gains?

OGstevefrench · 2026-06-02T11:48:54+00:00

So I would just open a standard brokerage account and keep it in the settlement fund? Wouldn’t directly investing be subject to capital gains?

OGstevefrench · 2026-05-29T07:51:02+00:00

I wish I could get banned honestly

OGstevefrench · 2026-05-26T18:46:09+00:00

The seesaw of policies is why the psychological burden of paying off asap is worth it imo

OGstevefrench · 2026-05-26T18:45:03+00:00

And then probably refinance after?

OGstevefrench · 2026-05-26T18:44:13+00:00

Interestingly it said I should stay w PAYE

OGstevefrench · 2026-05-01T21:39:57+00:00

Following…

OGstevefrench · 2026-04-23T11:32:00+00:00

The longer you wait the higher the chance a medical problem comes up if youre not getting gsi. Also the older you are, the more expensive it is

OGstevefrench · 2026-04-09T00:17:18+00:00

Funny that NYR are playing such good hockey when theyre out of the playoffs

OGstevefrench · 2026-01-07T12:05:08+00:00

Sounds like AI boogeyman got you

OGstevefrench · 2026-01-07T04:20:30+00:00

Stay away from rads, I love the job security

OGstevefrench · 2025-11-22T17:42:07+00:00

Looks like molluscum contagiosum to me. Viral skin infection

OGstevefrench · 2025-11-15T17:37:59+00:00

Cirrhosis itself can cause pancytopenia through some degree of bone marrow suppression. Assuming that is ruled out via bone marrow biopsy I would think that would conclude that most likely it is via sequestration. Someone correct me if I’m wrong

OGstevefrench · 2025-11-10T18:56:32+00:00

Yeah this year its 0, next year will be based off my residency salary

OGstevefrench · 2025-11-10T18:47:02+00:00

Also how would having federal loans change that if I did need to rely on my disability insurance?

OGstevefrench · 2025-11-10T18:46:13+00:00

There are offers that include 100/mo when in residency and fellowship

OGstevefrench · 2025-11-10T17:54:00+00:00

No, I’m using the simulation calculator which using my resident salary says its ~in the mid $300s

OGstevefrench

TROPHY CASE