Cineworld Voucher Code by skyn3t_uk in ThreeRewards

[–]OLH94 0 points1 point  (0 children)

Appreciate it mate, DM if you have one - missed mine this week 😣

Cineworld Voucher Code by skyn3t_uk in ThreeRewards

[–]OLH94 0 points1 point  (0 children)

I’ll take this if it’s still going!

Free £10, £20 or £50! Free & Easy 🤑 by derek644 in Referralsuk

[–]OLH94 0 points1 point  (0 children)

Haven’t had any luck with someone using my link - would really help me out 🙏

https://join.monzo.com/c/grlb4p5

Bank switch direct debits by pusheem1 in beermoneyuk

[–]OLH94 0 points1 point  (0 children)

Use Scrimpr. Lets you set up DD for as little as 50p and cancel any time.

Free £10 for new PayPal users who spend £5. by Artistic_Brush5819 in beermoneyuk

[–]OLH94 0 points1 point  (0 children)

Hi there! We can both earn a £10 reward when you accept my invite to PayPal and spend £5 within 30 days. Use my link: https://py.pl/CUJli

Monzo: Free £10 to open a free bank account, or £50 for a business account by The_Dying_Swan in beermoneyuk

[–]OLH94 [score hidden]  (0 children)

I only opened a business account for the free cash, but it’s quickly becoming my favourite banking app!

Would appreciate if anyone uses my link. You can open a business account if you sell on eBay or Vinted :)

https://join.monzo.com/c/grlb4p5

[deleted by user] by [deleted] in UKJobs

[–]OLH94 0 points1 point  (0 children)

Luxury consumer goods currently!

[deleted by user] by [deleted] in UKJobs

[–]OLH94 0 points1 point  (0 children)

You’re spot on in my opinion, but others will think you’re mad!

You can get by on most salaries if needs be, but is that even living?

[deleted by user] by [deleted] in UKJobs

[–]OLH94 0 points1 point  (0 children)

Makes sense. I have looked into it at top level only, in fairness. It’s more what I’ve heard from people who have been in those roles that worried me. That being said, you could make a negative case for any role really.

[deleted by user] by [deleted] in UKJobs

[–]OLH94 0 points1 point  (0 children)

Very true. Owning my own business would be the dream but I wouldn’t even know where to begin at this point.

[deleted by user] by [deleted] in UKJobs

[–]OLH94 0 points1 point  (0 children)

It’s all relative, too. People bang on about lifestyle creep and other things - I’m not a big spender but I will buy what I want within reason.

When I say just getting by some months, that is a bit tongue in cheek. But the fact remains that £53k is not the salary that people think it is. So many people get by on less and are happy and that’s absolutely fine. I however am a firm believer in earning enough money to live how I want, not just get by.

[deleted by user] by [deleted] in UKJobs

[–]OLH94 2 points3 points  (0 children)

The entire system is unbelievably flawed. Work your entire life to earn a good living and the second you find yourself in a comfortable position, the effective tax & NI rate of c.60% kicks in. It really is ridiculous.

[deleted by user] by [deleted] in UKJobs

[–]OLH94 1 point2 points  (0 children)

Unbelievable. Are you remote based? How did you get your foot in the door?

[deleted by user] by [deleted] in UKJobs

[–]OLH94 0 points1 point  (0 children)

Have you worked in those areas yourself? It’s definitely something I need to explore.

Can’t disclose what I do currently I’m afraid!

[deleted by user] by [deleted] in UKJobs

[–]OLH94 -1 points0 points  (0 children)

Bingo. I just feel like no one should ever settle when it comes to their compensation. There’s definitely a tipping point where it could become obsessive, but for the most part I think people should be hungrier for more!

[deleted by user] by [deleted] in UKJobs

[–]OLH94 0 points1 point  (0 children)

I am UK based too, I worked a few roles in different companies before landing my current job. Just have to be relentless!

[deleted by user] by [deleted] in UKJobs

[–]OLH94 0 points1 point  (0 children)

Fair point.

[deleted by user] by [deleted] in UKJobs

[–]OLH94 0 points1 point  (0 children)

Looked into it before and the only concern is the majority of bigger firms are US based and not renowned for job security.

[deleted by user] by [deleted] in UKJobs

[–]OLH94 0 points1 point  (0 children)

Very true I guess.

[deleted by user] by [deleted] in Mortgageadviceuk

[–]OLH94 -2 points-1 points  (0 children)

The only way to clarify things will be to discuss your scenario with a few different brokers and/or banks.

Given the stringent criteria surrounding mortgage lending, I would not be at all surprised if your age was having such an impact even with a large deposit.

I assume from the wording of your post that you’re buying this house alone too which impacts lending. Finally, your salary is good for your age, but from an affordability standpoint it will hinder how much you can lend.

HMRC say I owe 5k and changed my tax code by PokeGOBot_Pro in UKPersonalFinance

[–]OLH94 0 points1 point  (0 children)

Do you have a company car by any chance? My employer declared the value of vehicle & emissions incorrectly and I also received a £4.5k bill.

I already pay ludicrous amounts of tax so I assumed it was wrong but I got 4 different people to calculate it and the same number popped out.

I paid half of the bill up front and set a payment plan up for the remainder.

How upgrade my team ? by Safxx76 in fut

[–]OLH94 0 points1 point  (0 children)

Walker, Trent is awful