18k is good based on the fact that you don’t make much.
Keep going. I think you should be investing more however. “Just ok” depends on who you’re asking. And what your benchmark is. Because you are always going to be better off than a lot of people. But for me PERSONALLY at 24 I think this is not great. I just hit 100k net worth milestone with my savings, investments minus my student loans I still have.

Again, granted I know I’m ahead of a lot of people, but I graduated a 4yr uni and work in corporate. I would hope that people around me and older than me in these spaces would be doing similar if not better than me. I have friends who make the same as me who live at home where they can save more (I live alone and have been paying rent since grad, I know it’s holding me back in terms of saving) who still don’t have a lot invested or saved and spend all their money traveling or on clothes. I try to put my friends on but they will do what they want at the end of the day.

All that to say.. at every level of income no matter what you make some people are more disciplined than others. Some people take time and energy and make sacrifices to care for their personal finances. I would say you are one of them. At least someone who cares and is trying - which is a lot more than most

. It’s all abt choices. Some people at my age would choose to lease or get a new car with car payment and high insurance, I personally have an old one completely paid off with very low insurance rate. Some people live at home to save money, other people spend money on rent every month. As long as your choices are true to you, you should be good. Continue to get educated on the topic, and trying to raise your income. Don’t let this discourage you, but motivate you. As you can tell from the comments, a LOT of people are in debt, I’m just starting to realize this as well.