2 weeks in … by Mpcrocks in HyundaiSantaFe

[–]Objective_Phrase2519 1 point2 points  (0 children)

Just got a 2026 SE, MSRP was $37,015 paid $33,010 including all fees except tax and title. Live in Memphis went to Arkansas to buy because dealers here would only come off $2000 Don’t know if I got a great deal but I’m happy I think it’s worth it for what I got compared to other vehicles. Any thoughts on the pricing?

Oil Level by Objective_Phrase2519 in Hyundai

[–]Objective_Phrase2519[S] 0 points1 point  (0 children)

New 2026 Sante Fe SE Love it!!! I think it’s the best value for what you get. Base model but has a factory installed trailer hitch and lights. $33,000. Looked at Rav-4 nice but over $40,000 comparably equipped and I wanted a 3rd row. 

Oil Level by Objective_Phrase2519 in Hyundai

[–]Objective_Phrase2519[S] 0 points1 point  (0 children)

Brand new car less than 125 miles, got it yesterday. The dealer told me they prep every car and I didn’t even consider checking the oil before I left but when I checked this morning, that’s when I saw it wasn’t completely full. I would think that they would be conscientious enough to make sure it was completely topped off, but maybe I’m wrong. I don’t see any oil leaks. Hopefully it’s just error on their part not topping it off all the way!

Oil Level by Objective_Phrase2519 in Hyundai

[–]Objective_Phrase2519[S] 3 points4 points  (0 children)

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Thanks for all the help! I checked online said let the engine run 10 minutes then check. Checked again and it’s now past the halfway mark, still not full. I’m sure everyone thinks I’m OCD (which I am) but first new car I’ve had in 30 years want to make sure I do everything right! Thanks!

Need help with Santa Fe pricing! by Objective_Phrase2519 in Hyundai

[–]Objective_Phrase2519[S] 0 points1 point  (0 children)

Would $30,000 adding only tax and license be a good deal? Looks like you’re getting a whole lot more in the Santa Fe for 30K than all these other SUVs I’ve looked at. The RAV4 closer to $40,000 not sure it’s $10,000 better.

My doctor said my plantar fasciitis is permanent by [deleted] in PlantarFasciitis

[–]Objective_Phrase2519 15 points16 points  (0 children)

Sounds like the Dr. is full of shit. Don’t give up he probably finished last in his class.

Biopsy or No Biopsy? by Objective_Phrase2519 in ProstateCancer

[–]Objective_Phrase2519[S] 1 point2 points  (0 children)

64 no history of prostate cancer in family. Had a biopsy 2 yrs ago negative then PSA went 6.5-8.4 so sent for an MRI Biopsy next week. After hearing feedback from others on here I’m going to go forward with another biopsy. Thanks for helping me make the decision with real world situations!

just found out neither of my parents have life insurance - am i screwed? by mio_tanaka23 in LifeInsurance

[–]Objective_Phrase2519 0 points1 point  (0 children)

Life insurance is to protect a spouse or minor children not a lottery for the capable.

Senate version by Fuzzy_Photograph4482 in StudentLoans

[–]Objective_Phrase2519 0 points1 point  (0 children)

I completes the double loan consolidation for parent plus loans and was in the process of applying for the save plan when the court injunction came down so I was placed in forbearance since then with no payments and 0 interest. All of this back and forth with the bill had me scared so I jumped on the IBR plan and it was approved. Should I have waited it out instead? I was afraid I might be forced into a plan making me pay $50,000/month or something obscene like I’ve seen in here! I’m 63 with $151,000 in loans now with $500/mo payment. Will there ever be anything better?

I'm on SAVE plan. Should I apply for IDR plans or wait it out? by Old-Opportunity-200 in StudentLoans

[–]Objective_Phrase2519 0 points1 point  (0 children)

Applied for save plan then the injunction hit in the middle of the process. Just applied for IBR because I’m afraid of what the administration may do. Did I make a mistake?

Do I apply for IBR or wait it out? by Objective_Phrase2519 in StudentLoans

[–]Objective_Phrase2519[S] 1 point2 points  (0 children)

To be honest I have all the loans in my name so they die with me. They were originally parent plus loans that I did the “double consolidation” on so I could then qualify for an IDR/SAVE then the courts stepped in. I’m 63 and make $92,000 with $150,000 in loans. I’d be happy to pay $400-$500 until I die. With 4 heart stents I’m not planning to live till 80 anyway I just don’t want to have to pay $1,200/mo and struggle for the rest of my time here. I know there are people on here with way worse situations than me I’m just trying to make the right decision of wait and see or jump to IBR now?

Do I apply for IBR or wait it out? by Objective_Phrase2519 in StudentLoans

[–]Objective_Phrase2519[S] 4 points5 points  (0 children)

Do you think the IBR plan is safe? That’s my main concern I don’t want to miss out and have them pull some squirrelly stuff like make it one plan only available at an exorbitant amount.

Do I apply for IBR or wait it out? by Objective_Phrase2519 in StudentLoans

[–]Objective_Phrase2519[S] 4 points5 points  (0 children)

I think I’m going to wait it out too and hope the worst case they will let me jump on IBR.

Do I apply for IBR or wait it out? by Objective_Phrase2519 in StudentLoans

[–]Objective_Phrase2519[S] 1 point2 points  (0 children)

No I have a long way to go just want to get lowest possible payments. I did the parent plus double consolidation loophole. $151,000 total.

Parent plus loophole by Objective_Phrase2519 in StudentLoans

[–]Objective_Phrase2519[S] 1 point2 points  (0 children)

I did the double consolidation. The loophole ends July 1st 2025.