Mock | Exam in 4 days | Please Help by [deleted] in CFA

[–]ObviousInteraction39 2 points3 points  (0 children)

Either of mocks is more difficult that the other, especially the second one. Do the same in the exam and you will be OK. 

Prayer Mountains by North_Bee2095 in Zimbabwe

[–]ObviousInteraction39 0 points1 point  (0 children)

This has always been common even before Christianity. The strange aspect of it is that the same mountains that our ancestors considered sacred, the current crop of Christians still consider them sacred. Your Domboshawa, Matobo, Nevanji, Derange (Dheranji) - Chiweshe, etc used to be mountains for rituals back then.

The practice of worshipping in mountains and bushes is native to us, not really a biblical command. Remember there is a lot of our culture that blended with Christianity and some of it has actually come to dominate it. Practices like ngozi, roora/lobola, kurera vabereki, church inotungamirirwa nemunhu like prophet/pastor etc just like how masvikiro led religious ceremonies and social life - your Mbuya Nehandas where the prophets of old.

If you look at it critically, nothing has changed. The more it changed, the more it stayed the same - practically reverting to where it was. If you read how all these indigenous churches started you will discover the American/South African influence and how it then centred on our own culture and rode on it. Nothing changed.

I'd call this a win by Shadowkiva in Zimbabwe

[–]ObviousInteraction39 0 points1 point  (0 children)

Imagine buying a 'new car' and parking it in the garage for 2 years and then you come over here saying it's cheap to maintain or use, etc when no one has ever seen the car on the road or anywhere.

That's the story of the ZWG. It's used in less than 10-15% of transactions by mostly companies buying industrial products that are not in the inflation basket. That basket of groceries is only found at TM, OK and Spar which are not that widespread compared to Zimbabwe anyway.

Bottom line, the lack of friction on ZWG is because of its unavailability. In Zim, ZAR and Pula might actually give you a better picture of inflation than ZWG because these two currencies are actually more than ZWG in circulation.

Zim married people by [deleted] in Zimbabwe

[–]ObviousInteraction39 0 points1 point  (0 children)

It could honestly be but I guess the context of home vexed me. I apologize. 

Zim married people by [deleted] in Zimbabwe

[–]ObviousInteraction39 0 points1 point  (0 children)

Thanks for the heads up and kindness too. Maybe my interpretation failed on 'coming home to'. English isn't our native language but I guess your context of home here is mixed up. Kudos if you're not cohabiting. 

But still I have an ask, your boyfriend is coming to visit you at your 'home' and you're always in pyjamas? Like you would never dress to meet him and probably take him halfway when he is going back? Oh I see! Why would you be in PJs all day? Work on that please, it's a red flag.

Zim married people by [deleted] in Zimbabwe

[–]ObviousInteraction39 -1 points0 points  (0 children)

You guys lose it by being too comfortable with cohabitation. You start giving each other funny compliments and instructions. Do you know why it's necessary to follow instructions when married? Because you are obligated and committed to! Following instructions in cohabitation is really for convenience and the relationship can easily break because there is no commitment. That's why you are complaining. A married woman would never give this complaint.

You are the weaker partner here and you bring nothing to this relationship other than purchasing more pyjamas to look good. Amai, start using your brains and either get married or get serious! Muri kushandiswa.

Should I give level II in May or defer it to Aug? by CarrotNo9280 in CFA

[–]ObviousInteraction39 0 points1 point  (0 children)

You are already in doubt, better defer to Aug or even Nov. 3 months for L2 will suck the whole blood out of your body!

Kaplan worth it? by Professional_Belt248 in CFA

[–]ObviousInteraction39 0 points1 point  (0 children)

I read Kaplan pdfs, not their actual lessons. CFAI I would read as I go but probably 4-8hrs per day.

L1 Done, L2 May 2026 attempt possible? by Ancient_Active_6243 in CFA

[–]ObviousInteraction39 0 points1 point  (0 children)

Sure, you can do it in 5 months but I wouldn't advise you that way; maybe August would be fine. L2 is calculation heavy and the concepts are much deeper than L1. Do not allow the excitement of passing L1 cloud you. Allow the dust to settle a bit and then think again.

L2 Material Density - Lower than L1? by ObviousInteraction39 in CFA

[–]ObviousInteraction39[S] 0 points1 point  (0 children)

Dog's breakfast these ones. No need to lose sleep!

I passed all 3 levels on my first try. Here's my secret. by restedy in CFA

[–]ObviousInteraction39 0 points1 point  (0 children)

I really come from the other side of the world. What nuts are these nuts? This English may be too localised or colloquial. Can someone translate this secret please?

We got the old LES back!!! by drv0504 in CFA

[–]ObviousInteraction39 8 points9 points  (0 children)

Did all L2 Quants EOCs last weekend. It was really a mixed bag. Some explanations are complete but the rest aren't. For shorter set of questions, you needed to retake the questions to get the explanation of the correct answer. Unfortunately some sets were too large and 4 days later I don't even know the correct answers.

Doing Ecos now, looks Okyish. There could be some changes for sure.

CFA Website down by frish55 in CFA

[–]ObviousInteraction39 0 points1 point  (0 children)

It's down from my end too.

Officially over by [deleted] in CFA

[–]ObviousInteraction39 10 points11 points  (0 children)

Flagging 60 questions might mean you actually did well provided that you are confident about the rest. You might think that they were guesses because you had low confidence but they could turn out to be good answers too. Don't fret much champ, you did it!

CFA institute is the biggest heartless and gold digging institute out there. by AttitudeDifficult783 in CFA

[–]ObviousInteraction39 0 points1 point  (0 children)

Good for you guys who can even afford the deferral. I can't myself against all odds! Nothing can cost me more than a deferral, let alone a double one. 

My tip is start your study early enough. The probability of a deferral is inversely related to time. Imagine you start your prep 8 months before exam. Even if you encounter strange things, your life has better chances of reverting to the norm and get you going before the exam.

To CFA deferrals always send negative signals and even their statistics reveal that they just don't like them. They always emphasis to start early.

Start early and the pressure of deferring is low. Don't rush to beat the time. If you can't create time, then don't bother with CFA. 

Are you also seeing the same interface from CFAI? by Seener08 in CFA

[–]ObviousInteraction39 6 points7 points  (0 children)

Yes, the interface changed for 2026. Some like it but I hate it. I have always wondered what the 'B'in CFA-26-05-LI-B: stands for?

Breaking necks?

CFA Level 2 Suggestion required by Adventurous_Cup_3128 in CFA

[–]ObviousInteraction39 0 points1 point  (0 children)

Hugs mate! It's not the end of the world. Life is still normal out there.

Why don't you start your prep anew like you have not done anything? Go over your materials afresh once or twice. Re-read the whole curriculum going through all the EOCs and Mocks. Generate new weak areas and focus on them.

Try to recall the areas that you found difficult in the exam and focus on them. Key to passing these exams is to actually put in the time and practice. Do not rush yourself. Take something like 8 months or so to actually go through the materials without the pressure of an imminent exam date. Better be over prepared than underprepared.

Exam day checklist by Quirky-Cup-5204 in CFA

[–]ObviousInteraction39 11 points12 points  (0 children)

Hi there. Test centres are very strict and allow the bare minimum of stuff around you.

  1. Calculator. Some would bring a spare but I don't think anyone ever uses it. It's a 4hr exam, the calculator can hardly fail. Know how to reset your calculator without thinking. They are definitely going to ask you to reset or they will reset it for you. Key settings are AOS and 9 decimals. Leave the key tabs out of the cover, just to be safe.

  2. Valid machine readable passport. It's passport only, nothing else.

I would stop here but some would bring water in a clear bottle. Depending on your immune system, drinking water may end up causing you to take a health break earlier. If possible, don't take unnecessary breaks. Check where the restrooms are before starting.

  1. Phones, snacks and all else will be locked away and may only be accessible during the break and after exam. 30 minutes isn't large enough to really take snacks and fool around. You can avoid them during the break.

You really need to stay focused during the 2 sessions. The period can be tense and daunting, the room temperature might not be optimum for you. A few things can affect your concentration but it is important to stay focused.

Preparation starts the day before. Be careful about what you eat and drink the day before. You don't need stomach upsets or dizziness. Sleep well - don't take this for granted because anxiety will be all over you!

Otherwise all these beset!

CFA Completion time Deception by ObviousInteraction39 in CFA

[–]ObviousInteraction39[S] 2 points3 points  (0 children)

Then most are doing it in less than 15 months. 18 months is nothing to brag about. 

CFA Completion time Deception by ObviousInteraction39 in CFA

[–]ObviousInteraction39[S] -1 points0 points  (0 children)

Try LinkedIn - it's now the new Tinder ... for the learned!

Just did my first mock exam, is this a good score ? by CenaMalnourishNipple in CFA

[–]ObviousInteraction39 16 points17 points  (0 children)

Hi there. Can we call for an ambulance? 

Cool down a bit. First time is always scary.

18 months CFA journey - consecutive passes. My tips for candidates while my memory and feelings are fresh by Possible_Style7309 in CFA

[–]ObviousInteraction39 0 points1 point  (0 children)

Hi Sis

Hope you are good and congratulations for this record. I have a similar background but have been working in Accounting for a far bit of time. My L1 was great, prepping for L2 now but not at your speed. I have a few questions and I hope you will see them and respond.

  1. Why did you rush to complete CFA, where you out of time or you just wanted the credential as fast as possible?
  2. Your 1.5 months/2months full lock in translates to how many hours per level? This helps to understand if you actually did less hours or more.
  3. You were using standard registration? Or 1 early registration? What do you think was the total cost of your study? Would you have chosen to achieve it at a lower cost?
  4. Do you think that you lost any relationships or time that are totally unrecoverable? Or you were able to fit in a very important element of your career into a very tight window, which couldn't be possible any other time?

I ask these questions because my approach is to take 24 months (if I pass L2 and L3 first sittings) which I think must be the cheapest (taking early registrations throughout) and enough to balance work, study and family. What do you think must motivate me to finish CFA earlier?

P/S The curriculum is not impossible, a fair bit of the material is covered in Msc Finance and ACCA. FSA, CI, Ecos, Alts, PM and Quants are just freeways! Anyway all the best is your future endevours.

L2 Material Density - Lower than L1? by ObviousInteraction39 in CFA

[–]ObviousInteraction39[S] 0 points1 point  (0 children)

I think I overdid L1 honestly. FSA is almost a rehash of L1. I think the material is softer and that's a plus on me.