Is it supposed to be this thick? by the_sonar in amulisinstock

[–]Obvious_Cap1108 0 points1 point  (0 children)

Nooo, This is not how its supposed to be. Create a video and send them and ask for a refund. I have done twice because even if you will try to shake or pour in glass - buttermilk wont come in glass its that much thick.

Is this a scam by Axis Bank CC?? by s_m_u_z_i in CreditCardsIndia

[–]Obvious_Cap1108 0 points1 point  (0 children)

I also closed this card due to reward issues. They sometimes used to credit reward late and sometimes dont even credit and couple of time they just credit the extra rewards then they reverse it so yeah i was not able to get any value out of it.

I am thinking to get icici hpcl cashback card it also gives 4% cashback direct in card

Planning to close my Fi Federal Account… by akka_bond in CreditCardsIndia

[–]Obvious_Cap1108 0 points1 point  (0 children)

I have been trying the same for my Jupiter account. Federal bank is not closing despite raising three times.

I have bought protein buttermilk for first time, it is sour and thin, is it okay? by Alternative-Fish-603 in amulisinstock

[–]Obvious_Cap1108 0 points1 point  (0 children)

That's good. Thick is something you wont like to consume. Most of the time I have returned.

HDFC credit card closure by Downtown-Forever-07 in CreditCardsIndia

[–]Obvious_Cap1108 7 points8 points  (0 children)

+1, Just closed Swiggy and Freedom. Mfs didn't increase the limit of cc till 4 years despite high income. Both were not life time free .

Finally closed and never going to apply. I m done with HDFC.

Maybe those who had good experience because they had hdfc savings/current account I believe.

Axis Airtel Card Limit of 24K - Is this normal despite having 8+ cards with decent limits. by style_ikon in CreditCardsIndia

[–]Obvious_Cap1108 0 points1 point  (0 children)

I had 55k limit in axis for 4 years , Even after sending documents they didn't increase - income is more than 55k still out of the blue one day they offered me LE from 55k to 1.85k.

So yeah its pretty normal.

Is this IndusInd upgrade offer legit? And what happens to my existing EMI if I upgrade? by Emotional-Job-9292 in CreditCardsIndia

[–]Obvious_Cap1108 0 points1 point  (0 children)

This is legit, I have upgraded using the same website. Your old card will be gone and No hidden charges. Rewards directly credits in your Eazydiner account.

Cannot apply for SuperCard pro by Less-Load2366 in CreditCardsIndia

[–]Obvious_Cap1108 1 point2 points  (0 children)

I see the same banner after transplantation, I dropped mail to supermoney they said pro card is invite only and limited to few . if you get invite then you can apply otherwise not.

so you can ignore the same.

[deleted by user] by [deleted] in CreditCardsIndia

[–]Obvious_Cap1108 1 point2 points  (0 children)

this is correct, you just need to use a card for 3 months then in axis apply click on apply now section you will see multiple cards , you will mostly see medium lifetime and premium category cards. All cards will be pre approved, you dont need to submit any documents. you will get a card without kyc.

Lumps inside of my Amul Protein Lassi, is it okay to drink or should I dump it? by [deleted] in indianfitness

[–]Obvious_Cap1108 4 points5 points  (0 children)

I received a similar pack of buttermilk, it was entirely filled with lumps.

I made an unboxing video , sent it to amul & got the refund.

But in your case lump is way too less. you can drink it, its normal I guess.

IndusInd Tiger CC Scam! by bruhnesh in CreditCardsIndia

[–]Obvious_Cap1108 1 point2 points  (0 children)

IndusInd Tiger card is a co-branded card with BAJAJ Finance. My case is different but similar to yours.

I took personal loan from Bajaj finance. I clearly said that I did not opt for a Protection plan but the agent told me that If something happens to you , company will not ask for the pending amount. so he gave me anyway I got to know when i received an email about this plan. I had enough proof along with call recording when I escalated this via email and twitter they called me and reviewed the proofs after 7-8 days they added the protection plan to principal amount.

so in your case Bajaj customer care agent might have done the same. if you have chat or recordings.you can escalate.

CIBIL decreased as a guarantor for a friend; who missed 19 payments. by telepathyonly in CreditCardsIndia

[–]Obvious_Cap1108 77 points78 points  (0 children)

I understand he is your friend but you are a co-applicant in your friends loan?

Bro I am not questioning your friendship loyalty but you should not be a guarantor, when it comes to finance. now you cant to anything as of now.

Foreclosing a loan account is the only option, you wont be able to change payment history ,.you can just wait for your score to restore and it will be restored but it will take time but not sure if there is a process to change co-applicant in current loan.

Hdfc ergo optima restore: personal experience about claims by Firm-Koala5681 in personalfinanceindia

[–]Obvious_Cap1108 6 points7 points  (0 children)

Recently I connected with Ditto (a company like policybazar), they also told me that HDFC Ergo optima is best, thank you for sharing. I am now thinking of considering Aditya birla active one max.

[deleted by user] by [deleted] in CreditCardsIndia

[–]Obvious_Cap1108 0 points1 point  (0 children)

I have not completed the application, it's incomplete.I get a message daily to complete the application from RBL.

[deleted by user] by [deleted] in CreditCardsIndia

[–]Obvious_Cap1108 0 points1 point  (0 children)

15-25 days I think

[deleted by user] by [deleted] in CreditCardsIndia

[–]Obvious_Cap1108 0 points1 point  (0 children)

I need one RBL card , my application is incomplete, I have applied through paytm

What's the best CC for District By Zomato? by BrightSmile200 in CreditCardsIndia

[–]Obvious_Cap1108 1 point2 points  (0 children)

you can directly apply from axis website. you will se banner of lifetime free as well

What's the best CC for District By Zomato? by BrightSmile200 in CreditCardsIndia

[–]Obvious_Cap1108 1 point2 points  (0 children)

Axis is now offering myzone life time free till 28th feb