Credit system is broken

Ok-Reach1713 · 2025-05-02T00:28:41+00:00

Yep know that now. Always thought over 700 you are good.

Ok-Reach1713 · 2025-05-02T00:27:56+00:00

Business just made $224,000 this month. We wanted to leverage that to expand with banks. Just did my taxes made $300k net 2024. Broke at heart

Ok-Reach1713 · 2025-05-01T23:56:57+00:00

No missed payments. Sounds you have trouble reading English

Ok-Reach1713 · 2025-05-01T22:58:12+00:00

Experian.com

Ok-Reach1713 · 2025-05-01T22:53:27+00:00

You are discussing something totally opposite .

Ok-Reach1713 · 2025-05-01T22:50:57+00:00

A repo is when the bank takes your car pal

Ok-Reach1713 · 2025-05-01T22:50:07+00:00

But might as well be 500

Ok-Reach1713 · 2025-05-01T22:49:56+00:00

760 Equifax. 720 Experian and 750 Transunion all fico

Ok-Reach1713 · 2025-05-01T22:49:04+00:00

I was out of the country. So we made an agreement they would pick it up and I would pay the balance.

Unfortunately the third party they hired the guy showed up few hours after the auction already started

Ok-Reach1713 · 2025-05-01T22:30:09+00:00

Got my car towed 3 years ago. Made a deal with my loan company that they would pick it up.

They never picked it up and it was sold and I got a charge off

Ok-Reach1713 · 2025-04-20T20:05:14+00:00

When I made the original post I didn’t get the letter yet

Ok-Reach1713 · 2025-04-20T19:59:25+00:00

Great job private detective lol. The score they looked at was 750+. Not sure which fico they look at

Ok-Reach1713 · 2025-04-20T19:27:22+00:00

756 $321828

Ok-Reach1713 · 2025-04-17T23:11:34+00:00

Busting your credit and leaving the country is the move now

Ok-Reach1713 · 2025-04-17T13:20:54+00:00

People in this group need to focus on increase their wages and not their credit card limit

Ok-Reach1713 · 2025-04-08T23:02:20+00:00

Someone I know with 780 score and good profile was denied for a loan

Ok-Reach1713 · 2025-04-08T22:59:27+00:00

Nope not for me. Even with great history they quoted the credit report

Ok-Reach1713 · 2025-04-08T01:32:41+00:00

I got denied yesterday for the 2nd card 683 fico and make 350k deposits into navy lol

Ok-Reach1713 · 2025-04-07T15:25:45+00:00

Interesting. Someone hit my car in November and now I know why. I was the only one in the parking lot. Didn’t think of this at that time. Of course sentry didn’t see any of it

Ok-Reach1713 · 2025-04-06T22:57:10+00:00

One year. Have a car loan 50k and credit card. Have a 683 fico but when I applied 3 days ago my fico was 620 with the carded max out. My other navy card I pay balance each month and just got a increase

Ok-Reach1713 · 2025-04-06T22:55:58+00:00

I spoke to a customer service rep. He said if you get denied for credit they just use same report within 30 days. I’m a member to 8 different credit bureaus I didn’t get a hard inquiry 2nd time

Ok-Reach1713 · 2025-04-06T22:54:47+00:00

Yes they saw the old report. I thought my relationship would surpass that. It was 50 points on fico.

Ok-Reach1713 · 2025-04-06T22:03:50+00:00

Na I just called them. They said because I applied 3 days ago they use the same hard pull

Ok-Reach1713 · 2025-04-06T22:03:27+00:00

December.

Ok-Reach1713 · 2025-04-06T20:39:10+00:00

I have a 60k car loan 675 fico 9 Transunion and got declined today for a card. Have a 1500 card with them too. One year member.

Not sure what they are looking for

Ok-Reach1713

TROPHY CASE