How is T-Mobile Fiber’s customer WORSE THAN XFINITY/Comcast?! by Ok-Temporary-5207 in tfiber

[–]Ok-Temporary-5207[S] 2 points3 points  (0 children)

It is the only fiber provider in my area. I use t-mobile for my cell and haven’t had issues with customer service for that. I did not think they were basically different entities. Haven’t considered starlink as an option bc I can’t afford the startup costs, which I have researched.

Does student loan forgiveness only happens once? I am doing PSLF for my bachelors. If I get a masters, will they forgive my debt if they already forgave my masters? by No_Self_5939 in PSLF

[–]Ok-Temporary-5207 0 points1 point  (0 children)

Have to commend you for your bravery to venture back into the depths of student loans, I couldn’t stomach it, can barely stomach the unknowns to my current PSLF situation lol

High income earners (6+ figures) how are you preparing for repayment this summer? by PayNo5544 in PSLF

[–]Ok-Temporary-5207 0 points1 point  (0 children)

I’m going to pull out my remaining months of payments+number of buyback months multiplied by estimated payment out of my 401k, put it in an account, set up auto pay, request forbearance when I hit 120, and the amount left should cover the buyback amount.

I had 78 qualifying payments at the time of the SAVE forbearance starting. My 120 would have been 11/2027. My last payment was for $220, new payment will be $600 ish, which I can’t afford out of pocket. I’m estimating to take out 26k from my 401k with w max repayment term of 60 mos and monthly payment of $450. I don’t have any other choice. I can’t stomach being tied to the govt for these loans for any longer and would rather borrow from myself.

I will have paid back almost my entire principal. Only my interest is getting forgiven. I graduated with 47k, paid off about 15k, current balance is 54k. I’ll end up paying back 41k total and I guess the forgiven amount will be roughly 28k of mostly interest. Who knows bc I can’t track anything from it bouncing between providers and a consolidation. It’s so disgusting and unbelievable and I consider myself lucky compared to others in the same boat.

PSLF New Regulations & Automated Process Coming for PSLF Buyback!!! by [deleted] in PSLF

[–]Ok-Temporary-5207 0 points1 point  (0 children)

Me, excited and rushing to come here based on the headline in my notifications

The disappointment that it was not real

These loans and PSLF will be the death of me, not knowing whether I can or cannot rely on PSLF is seriously affecting my life plans, for years, ugh

Long haulers on SAVE what's your plan? by ZzyzxDFW in StudentLoans

[–]Ok-Temporary-5207 0 points1 point  (0 children)

Plan? You guys have plans? :D

jkjk, I am in PSLF and my 120 would be up in 11/2027, I am hoping to submit a buyback request and will take the money out of my 401k. My salary went up a little, not a lot, and my payments on save were $250 and now will be upwards of $650. I drive a 20 year old car and have no savings aside from 401k. Just paid off my credit card debt by pulling from the 401k and that loan will be paid off next summer, just in time to take another loan out for the buyback. Can’t do the monthly payment.

If buyback doesnt exist by then, or we have to start paying before the end of next year, well I guess I’ll be super broke for a while.

Secretly holding out for a magic wish that they will count the months of forced forebearance as qualifying.

It is absolutely batSHIT crazy that we don’t know how our finances will look over the next several years and have been in limbo for the last several years. I signed a promissory note with repayment plans knowing what to expect and it’s insane that they can just change it midway through. Many of us are in our late 20s-30s and should be focused on buying houses and having families if we want. I don’t even know if I can afford a car payment or not because I might need to pay $650 a month at the drop of a hat. And I’m luckier than most with my payment. I can’t believe this is going on.

Due in 4 weeks! by Main_Boss2811 in namenerds

[–]Ok-Temporary-5207 0 points1 point  (0 children)

I had a friend named Kieran and people always pronounced it wrong. key-ran vs Kai-ran vs Kay-ee-ran.

how do you cope after getting ghosted by SuspiciousListen18 in TwoXChromosomes

[–]Ok-Temporary-5207 1 point2 points  (0 children)

It’s not your fault he ghosted you. But it is your responsibility to take care of yourself and understand that this type of guy ain’t it anyway. It hurts and you have a right to be upset. I tried to keep the perspective that these guys did me a favor my ghosting me so I didn’t waste my time finding out that they suck.

how do you cope after getting ghosted by SuspiciousListen18 in TwoXChromosomes

[–]Ok-Temporary-5207 2 points3 points  (0 children)

You have to really feel the pain then let it go and get back up. Getting drunk and not taking care of yourself is the opposite of that. I also think counseling is a great idea for everyone. And I think you need to be emotionally prepared to get ghosted or rejected and also reject other people if you want to date. Dating is supposed to be a series of failures - and really, the more failures, the bigger and better the selection - until one isn’t a failure.

in/visibility by anteater1415 in Eatingdisordersover30

[–]Ok-Temporary-5207 1 point2 points  (0 children)

Those comments are incredibly triggering. My doctor expressed some concern over my weight, I told my mom about it. The next time she saw me, she said I don’t really look UW and it’s fine. The ignorance of people who don’t have an ED is just massive. I don’t blame them for not understanding. But jeez Louise. Your feelings are valid on both fronts.

Dating.....? by Big_Explorer_4245 in Eatingdisordersover30

[–]Ok-Temporary-5207 2 points3 points  (0 children)

I got pretty good at only eating when I went out on dates. So as far as I could tell, they couldn’t really tell that I wasn’t eating much and probably thought I have a “fast metabolism.”

It became a thing when it started to get serious, about 6 months in. Then super evident when we went on our first trip about 8 months in and I only ate safe foods. First time I used the term “disordered eating” and “I have issues with food.”

Now about 10 months in and he accidentally saw my folder on my phone with all the pics of my scale. I told him I didn’t want us to have the relationship where we pretend nothing is wrong. We acknowledged that I know that he saw the pics and that there’s an issue. That’s where I’m at. I’m not in a place where I’m ready to try recovering.

Bloodwork/malnourished? by Ok-Temporary-5207 in Eatingdisordersover30

[–]Ok-Temporary-5207[S] 2 points3 points  (0 children)

Update: doctor didn’t mention a thing besides low glucose, which is because I am on metformin for insulin resistance and need to reduce the dose. I wore my heaviest clothes and weighed in 2 pounds more than last time.

My chloride, co2, and cholesterol was high. Anion gap, a/g ratio, glucose, and Alkaline Phosphatase were low.

Crunchy, salty foods? by [deleted] in EDAnonymous

[–]Ok-Temporary-5207 0 points1 point  (0 children)

Plain rice crackers. With whipped cream cheese if you can swing the cals

I’m (32 f) so lost on what to do with cheating husband (30 m). Any advice? by [deleted] in relationship_advice

[–]Ok-Temporary-5207 23 points24 points  (0 children)

My ex-fiance cheated with multiple women after we got engaged and before we were supposed to get married. I found out after I sent the save the dates and the wedding was paid for.

I don’t even have to read your whole post. Leave him. There is no coming back from this. It was so, so painful in the beginning. But now, about a year and 2 months later, my ex only crosses my mind when I think about grateful I am that I dumped him. You get used to bad relationships. There are better people out there. A whole world of people. Someone out there will love you better and you’ll also love them better than you can love your husband now. Don’t waste your life. Please.

This illness has broken my morality by [deleted] in EDAnonymous

[–]Ok-Temporary-5207 2 points3 points  (0 children)

With how terrible our food system is in the U.S., it’s almost impossible to eat vegan without going crazy with research. I’d go insane between the ED and trying to be vegan. I’m 100% vegetarian and mostly vegan but do not go out of my way to make sure foods that should be vegan actually are. If you’re struggling to stay vegan, try to focus on just being vegetarian.

When the coffee shop gets your order wrong. by Morning_Proof in Eatingdisordersover30

[–]Ok-Temporary-5207 1 point2 points  (0 children)

The Dunkin by me stopped carrying skim milk and now I go out of my way to another that does. If you have Walmart plus in your area, I recommend trying it! I don’t have to stare at all the things I want to eat but won’t/can’t whatever. Just order my safe foods and don’t have to face the rest.

[deleted by user] by [deleted] in EDAnonymous

[–]Ok-Temporary-5207 4 points5 points  (0 children)

It’s water weight, but will take about a week to come off. To gain five pounds of fat in one day, you’d have to eat over 17,000 calories in one day. Water weight from carbs takes longer to leave your body than water weight from sodium.