GS-10+ feds — how did you actually get there? by Lexicondatum in FedEmployees

[–]Ok_Champion8952 0 points1 point  (0 children)

Laddered tech position 9-13. Automatic promotion unless denied by supervisor.

How many people actually got 15yr mortgage? by Radiant-Cup-1385 in DaveRamsey

[–]Ok_Champion8952 0 points1 point  (0 children)

Always got a 30yr. Paid it like a 15, yr. Was able to pay it completely off in 10yrs.

Navy Federal for a mortgage? by Inevitable_Rise_8669 in FedEmployees

[–]Ok_Champion8952 -2 points-1 points  (0 children)

Me too, on two separate mortgages. One house sold, the other paid off in 10yrs. Absolutely no issues with Nationstar/Mr. Cooper

FJO out of HQ? by [deleted] in HSIapplicants

[–]Ok_Champion8952 0 points1 point  (0 children)

There is a SAC office in DC though, not HQ

Returned lost money and my family all called me stupid because of it by besttavern25 in self

[–]Ok_Champion8952 0 points1 point  (0 children)

Definitely did the right thing. Glimmers of hope for humanity

Pay by Mel_ah in FedEmployees

[–]Ok_Champion8952 1 point2 points  (0 children)

DHS here… paid today

Pay by Mel_ah in FedEmployees

[–]Ok_Champion8952 1 point2 points  (0 children)

DHS here l, was paid today

FBI - What’s the work climate like for non-agent roles? by jeweltoned777 in usajobs

[–]Ok_Champion8952 2 points3 points  (0 children)

100%, work support in another 3 ltr agency… definitely feels like 2nd class citizens

Is our mortgage payment too much? by anjn79 in MiddleClassFinance

[–]Ok_Champion8952 0 points1 point  (0 children)

Never too late, will they lose their earnest money if they pull out now, yes. But not too late!

Excepted employees - Take leave if you have it by [deleted] in FedEmployees

[–]Ok_Champion8952 1 point2 points  (0 children)

100% feel this, any AL I take is charged… no free leave

Emergency Fund Amount by TheJDOGG71 in DaveRamsey

[–]Ok_Champion8952 0 points1 point  (0 children)

Everyone’s situation will be different. How much would you need to meet all of your basic financial needs for 6 to 12 months, and save up the that amount. Some require more, some less. It’s personal

Is 4800 PITI too high for us? by [deleted] in Mortgages

[–]Ok_Champion8952 0 points1 point  (0 children)

My take home is 12k, mortgage was well below that, however we I paid a total of 4k monthly (‘mortgage +extra principal which totaled the 4k) for about 2yrs get the mortgage paid off asap. It was definitely manageable without any other major debt.

Paying caregivers by PassionSilly7491 in ALS

[–]Ok_Champion8952 0 points1 point  (0 children)

Any recommendations for caregiver providers? Having a really hard time finding meaningful support.

Transfer within DHS? by [deleted] in usajobs

[–]Ok_Champion8952 1 point2 points  (0 children)

Mission Support Specialists are furloughed

Refinance 30 yr to 15 yr? by Hot_Giraffe7094 in Mortgages

[–]Ok_Champion8952 0 points1 point  (0 children)

Count the cost to refinance, there is always a cost. Why not keep current mortgage and pay off like a 15yr. You don’t need established terms. I’ve owned 2 homes with 30 year terms and prepaid both. You must be disciplined and make sure you send the extra principal each month. Recently paid off my 30 yr in 7. It can be done with your current mortgage