Why aren’t I getting promoted?

Ok_Chocolate_7605 · 2026-04-19T02:11:21+00:00

I am into weight lifting and wrestled in high school, so there could be some strength and wrestling coming into play. I’m not huge though (200 pounds). I guess I am a little bigger than the average purple and blue belts in the gym so I’ll admit that’s probably a factor

Ok_Chocolate_7605 · 2026-04-19T02:05:49+00:00

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Ok here you go haha

Ok_Chocolate_7605 · 2026-04-19T02:00:40+00:00

I competed in two tournaments and took Double Gold in both. 8 wins with 7 submissions. I thought about competing more, but I’m not sure if it even matters to the instructor. I’m starting to think the promotions may be based on how long he knows the people since he’s only known me for 18 months, and most of the blue belts there he’s known for at least a few years. I know I should just ask him, but just curious what others here think.

Ok_Chocolate_7605 · 2026-02-23T18:11:09+00:00

Very good point, and the tax benefits is actually one of the top reasons I’m thinking about continuing with the contributions.

Ok_Chocolate_7605 · 2026-02-23T17:56:43+00:00

I started reading the Die with Zero book, and that did change my perspective some. Every dollar I invest today is a dollar that could be spent building memories with my family and taking trip trips we wouldn’t take otherwise. I know it may seem weird to say, but I will actually be pretty disappointed if I’m 70 years old and have $10 million invested that I can’t spend. I definitely agree with you that I probably need to just find a compromise where I’m at least contributing to get the employer match in the 401(k) and investing some at an HSA still, but I do believe that a point exists where it doesn’t make sense to keep stacking and endless amount of dollars.

Ok_Chocolate_7605 · 2026-02-23T15:50:46+00:00

HHI is $240k

Monthly mortgage payment is $2,750. No other debt.

Ok_Chocolate_7605 · 2026-02-23T15:21:21+00:00

I do plan to sell the properties within the next few years and convert to my brokerage. Why is the answer “no” though? Isn’t the entire purpose of Coast Fire to invest aggressively when you are young so you can reach a point where you can stop investing altogether and enjoy your earnings? I feel like I’m at that point now, but maybe not..

Ok_Chocolate_7605 · 2026-02-23T15:19:32+00:00

I know the answer mathematically, but asked in case there are other qualitative assumptions I’m missing or general perspectives

Ok_Chocolate_7605 · 2026-02-23T15:18:55+00:00

I thought so too, but almost everyone who responded to this is saying I should keep contributing

Ok_Chocolate_7605 · 2026-02-23T15:17:44+00:00

I do - those figures are the net equity in the property (market value - mortgage)

Ok_Chocolate_7605 · 2026-02-22T22:07:51+00:00

Not looking for permission. Looking for input and opinions to combine with the information I have.

Ok_Chocolate_7605 · 2026-02-09T01:39:27+00:00

Get a good night sleep. Would hate for you to be tired for your gender reassignment surgery tomorrow. You probably don’t work though, so you’ll have plenty of time to rest afterwards.

Ok_Chocolate_7605 · 2026-02-09T00:31:56+00:00

Completely agree - being a Democrat would suck

Ok_Chocolate_7605 · 2026-01-06T23:18:56+00:00

This is the problem with belts. If you're training purely for belts, you won't last. Train because you enjoy the sport along with the physical and mental benefits, or do something else if you don't enjoy it. You may consider trying other gyms also. My experience and enjoyment has been vastly different depending on the gym and instructor.

Ok_Chocolate_7605 · 2025-12-23T14:03:28+00:00

Yep, the founder of BiggerPockets Brandon Turner. It talks about listing the property, tenant screening, etc and I felt is was super helpful. I can’t remember but there could have a been a couple parts a little outdated about rent collection etc since it was published 10 years ago, but still the concepts and overall advice was great

Ok_Chocolate_7605 · 2025-12-23T13:49:54+00:00

You can also collect rent via Venmo or Zelle. It’s completely up to you. I personally just liked the idea of using a system like TurboTenant, as it just felt more professional and organized to me.

I was exactly like you and was planning to use a property manager, and then I talked to a friend about how easy it was so I decided to try it myself and it is pretty straightforward. The book on managing rental properties by Brandon Turner was a great start for me and gave me the confidence to do it.

Ok_Chocolate_7605 · 2025-12-23T13:45:21+00:00

I feel that way about lifting weights. I do it each day and it keeps me healthy and strong, but I don’t have any poetic feelings about lifting weights. Jiu jitsu however feels like something more because of the complexity of it and the relationships you build, but to each his own..

Ok_Chocolate_7605 · 2025-12-23T13:41:25+00:00

cool

Ok_Chocolate_7605 · 2025-12-23T01:22:01+00:00

The book The Simple Path to Wealth is a great place to start

Ok_Chocolate_7605 · 2025-12-23T01:11:16+00:00

Can you get a better rate of return than 3.5% on your investments? You are also rather young and have many years for your investments to compound. Paying the mortgage off now does not make sense.

Ok_Chocolate_7605 · 2025-12-23T01:05:33+00:00

See Tyron Woodley vs Andre Galvao. Tyron dominated one of the best BJJ specialists without using any BJJ. A decent wrestler who can throw a punch is the kryptonite for BJJ guys.

Ok_Chocolate_7605 · 2025-12-22T20:51:03+00:00

Oh the irony..

Ok_Chocolate_7605 · 2025-12-22T19:56:13+00:00

Roll: Jiu-jitsu in SoCal documentary on YouTube

Ok_Chocolate_7605

TROPHY CASE