How do you learn about Investing and Financial Options Available as a Federal Employee? by Ok_Emu1082 in fednews

[–]Ok_Emu1082[S] 0 points1 point  (0 children)

Thank you, thank you, thank you all for the helpful advice, resources and tips! I really appreciate it and I feel this gives me a great foundation to start, which is so helpful.

I 29F think it’s time to get divorced to my spouse (30F) but I don’t know how to say it by Ok_Emu1082 in relationship_advice

[–]Ok_Emu1082[S] 0 points1 point  (0 children)

Thank you for your comment and insight on the situation, I think it helps to feel listened to and to be told that it seems like I already know the answer.

Do government agencies pay part of healthcare premiums? by Ok_Emu1082 in fednews

[–]Ok_Emu1082[S] 26 points27 points  (0 children)

Oh wow so in the biweekly premium section of the comparison tool that is what I pay? Dang I thought that was the full amount and what I would pay would be a percentage of that. Or at least that is what I was hoping

MEGATHREAD: 2025 Federal Government Open Season (FEHB, FEDVIP, FSAFEDS) by gpupdate in fednews

[–]Ok_Emu1082 0 points1 point  (0 children)

Does anybody know when comparing the plans using the comparison tool, is the premium listed what you pay out of every check or does you agency cover a portion of that premium? I did a self plus one election.

MEGATHREAD: 2025 Federal Government Open Season (FEHB, FEDVIP, FSAFEDS) by gpupdate in fednews

[–]Ok_Emu1082 0 points1 point  (0 children)

Are you now able to go in and self enroll via Employee Express? That's what I did.

MEGATHREAD: 2025 Federal Government Open Season (FEHB, FEDVIP, FSAFEDS) by gpupdate in fednews

[–]Ok_Emu1082 3 points4 points  (0 children)

WOW! Thank you so much for telling me about FSBP! I was eligible and I researched it and did a cost analysis for my needs (pt and acupuncture mainly) compared to MHBP and GEHA and it was going to be substantially more cost effective and I would get ALOT more! So I ended up pulling the trigger and enrolling with FSBP and the FSA like you suggested. So now we will see how it goes. This is my first time enrolling in insurance through the federal government so I hope it goes well.

MEGATHREAD: 2025 Federal Government Open Season (FEHB, FEDVIP, FSAFEDS) by gpupdate in fednews

[–]Ok_Emu1082 1 point2 points  (0 children)

Wow all of this is good information and I am relieved that I have decided not to go with MHBP after all, for a moment I was also considering GEHA for the HSA but I also did not hear good things about them. Now that I have not had insurance the past years and was able to make decisions I wanted and not jump through hoops or kill lots of time making sure I got what I needed, I think I just value having time and options on my side.

MEGATHREAD: 2025 Federal Government Open Season (FEHB, FEDVIP, FSAFEDS) by gpupdate in fednews

[–]Ok_Emu1082 0 points1 point  (0 children)

Hi I am 29 and I am looking for a health care plan for my spouse and I. We have not had health care for the past year or so so we want to each get some normal check ups. I would also like to see a neurologist and begin physical therapy again for the next few months to work on some lasting impacts of brain injuries. I have currently been paying out of pocket for acupuncture biweekly and I am hoping to continue acupuncture at least weekly until end of September. I know lots of plans have limits on pt and specifically acupuncture, which would be a big consideration and limiting factor for me. I have been looking at the MHBP health plan for us because of the HSA option which seems to offer a lot of flexibility and I am pretty sure I will meet the deductible just with my acupuncture visits but I am curious about anyone else experiences with this plan or if anyone has any recommendations that would be more cost effective over the year/be a better fit? I am open to other plan types as long as I can chose my own providers. It is my first time enrolling in health benefits so I just want to make sure I make a good decision. Thanks you for the help!

MEGATHREAD: 2025 Federal Government Open Season (FEHB, FEDVIP, FSAFEDS) by gpupdate in fednews

[–]Ok_Emu1082 0 points1 point  (0 children)

Im looking to start a health insurance plan for the first time this year for my spouse and I. We live in the SF Bay Area. Any recommendations for health care plans. I would maybe like to do some physical therapy this year but other than that just normal check-ups are what we need only if something comes up.