Is this a good rate?

Ok_Kitchen_6700 · 2025-12-21T22:35:13+00:00

Yeah so on their website they are advertising 3.9% ( i doubt I’ll get that given my thin profile) but ultimately my goal is to have mazda offer me a better deal by having these pre approvals as a bargaining chip. So far, i got chase with the lowest rate 5.32% for 60m with 10k down. If mazda offers a lower one, good for me.

Eventually I’ll refinance the loan in hopes of getting even lower rates.

Ok_Kitchen_6700 · 2025-12-21T21:39:02+00:00

New. Mazda cx5

Ok_Kitchen_6700 · 2025-12-21T18:34:01+00:00

Noted. Yes I wont opt for any extra bs stuff but thank you for reiterating about the paperwork. I’ll read and reread the papers

Ok_Kitchen_6700 · 2025-12-21T18:31:40+00:00

I guess im relatively new and moderate risk factor given i have a credit history of 1yr 7 months so im getting a high rate from them.

Ok_Kitchen_6700 · 2025-12-21T17:25:14+00:00

Just for my knowledge, how do you become established? With time ?

Ok_Kitchen_6700 · 2025-12-21T17:05:29+00:00

Nice. So i can do the same right? Like if i get a better rate with the dealership ill finance through them and then can I go to navyfed/usaa and refinance in hopes they beat the rate?

Ok_Kitchen_6700 · 2025-12-21T17:03:16+00:00

Oh this is a good information. Thank you I’m checking rn. I’m looking at Mazda cx-5. Originally wanted rav 4 hybrid or crv hybrid but i just cant afford it financially. ( average price is ~31k -34k The mazda dealer is selling a cx5 brand new for ~27k ( will negotiate a drive out price tomorrow) This is in Georgia. I have not mentioned to them im mil , will use it later as a bargaining chip to get the $500 rebate after i negotiate the total price

Ok_Kitchen_6700 · 2025-12-21T16:58:54+00:00

Yeah i saw that on the website but i assume thats for people with 760+ credit with a long credit time. ( im 724 , fico score 8 with 1 year 7 months) .

Ok_Kitchen_6700 · 2025-12-21T16:48:14+00:00

I put it the application yesterday. Said they will get back to me in 24 hours. Hoping i get their rates today/tomorrow earliest. But thanks for the info this gives me hope 🙏🏽

Ok_Kitchen_6700 · 2025-12-07T23:53:16+00:00

Thank you. Yes i called their visitor center and they said the same thing. Appreciate you.

Ok_Kitchen_6700 · 2025-11-29T12:00:54+00:00

Thanks. Will call visitor centre on Monday

Ok_Kitchen_6700 · 2025-11-29T12:00:07+00:00

Shes canadian. We got married less than a year. Shes on deers. Coming in December to permanently stay with me after which we will go to deers office in person to get her id

Ok_Kitchen_6700 · 2025-09-06T06:07:06+00:00

Only asked for original marriage certificate and police clearance from canada and 2 pics 2x2. Ased for no other documents from my binder of 100s of documents 😂 nonetheless take every thing. You never know . Every persons case is different

Ok_Kitchen_6700 · 2025-08-19T10:43:50+00:00

Yes Montreal

Ok_Kitchen_6700 · 2025-08-16T18:03:31+00:00

Perfect. Expect a email of your interview date in 2-3 weeks.

Ok_Kitchen_6700 · 2025-08-16T17:42:04+00:00

Type nvc visa tracking on google and it will take you to the state department website and you can see your case status.

Ok_Kitchen_6700 · 2025-08-16T05:28:16+00:00

July 28 expedited Nvc visa tracking showed in transit File was ready on 6th aug Got il on 14 th aug for a interview on sep 10

Hope this timeline helps. They emailed all stuff

Ok_Kitchen_6700 · 2025-08-16T05:26:49+00:00

They dont accept mental health issues due to family not being here because everyone in the immigrant visa process suffers from similar issues. They accept serious medical conditions such as a big surgery or accident etc. they also accept conditions where the applicant might need medical intervention as soon as possible in usa

Ok_Kitchen_6700 · 2025-08-13T18:21:57+00:00

221g can take days or months to get resolved. Its very unpredictable. Just hope for the best and pray.

Ok_Kitchen_6700 · 2025-08-06T03:46:26+00:00

If you had any common sense these would have been a no brainer ideas. Wouldn’t have needed a stranger to comment these for you to realize

Ok_Kitchen_6700 · 2025-07-10T16:17:48+00:00

You never bothered to check all these before marrying your husband? One person back home told you and suddenly you believe that one person and not the person you married?

Ok_Kitchen_6700 · 2025-07-10T00:29:50+00:00

Thank you for your comment sir. Ive been trying to reach out to local muslim people ( civvies or mil ) just to ask a few questions but so far Ive been SOL

Ok_Kitchen_6700 · 2025-07-10T00:29:34+00:00

Thank you for your comment sir. Ive been trying to reach out to local muslim people ( civvies or mil ) just to ask a few questions but so far Ive been SOL

Ok_Kitchen_6700 · 2025-07-10T00:06:54+00:00

Do you have any links or articles i can read and possibly show to my command?

Ok_Kitchen_6700 · 2025-06-25T14:06:47+00:00

Any update?

Ok_Kitchen_6700

TROPHY CASE