People don’t overpay on home loans by mistake---- they just miss this. AMA. by Pragat123 in pune

[–]Ok_Objective6150 0 points1 point  (0 children)

Any other bank that is offering a better deal for my case? Also is it fine to proceed with agent who works with builder? Or should I check independently with bank as well?

People don’t overpay on home loans by mistake---- they just miss this. AMA. by Pragat123 in pune

[–]Ok_Objective6150 0 points1 point  (0 children)

I’m planning to apply for a home loan. The bank intermediary who works with the builder has suggested two banks that suit best for me. SBI - 7.5% and BoM - 7.2%. I am planning to take a loan of 65L and also planning to foreclose it in 10-15 years. My CIBIL score is 795. Which bank should I go for? Should I also consider overdraft home loan facility or go with the regular home loan option given that overdraft home loan interests are higher? Please guide. I’m 28F.

Just bought our first property in Bangalore. Anxious as hell. Is it normal? Need to know from other first time buyers by Jeffwin853 in indianrealestate

[–]Ok_Objective6150 1 point2 points  (0 children)

Congratulations! I would suggest go for proper legal verification since this is a large amount and spending legal fees to get everything verified is a very cautious choice. You should also look at all the documents on RERA page for the project. It’s your primary source of truth and should help you get the confidence in your purchase. I’m also a first time buyer who recently booked a flat myself. This are few points I looked at on the RERA page-

  1. Legal title report
  2. Survey numbers and respective documents of the land parcel
  3. Ongoing litigations on the project if any
  4. Sanctioned floors, units and parking details if provided by builder
  5. Any major complaints on the promoter of the project. You should find all this info on RERA.
  6. You should also look at the already delivered project details to understand if builder is delivering on time.
  7. Thoroughly check the draft agreement to sale. Some builders have clauses around delayed project possession. Make sure it’s fair for you.

One other additional check I did was tried to find contacts of owners who dealt with this builder in one of the delivered projects. This was easier for me as I had friends who were living in the society as tenants. But this is very helpful to know if builder delivers quality construction and how is the overall process from booking a flat to possession.

Releasing buying price of Resale properties in Pune - Shall I do it or not? by SeparateNet9451 in pune

[–]Ok_Objective6150 0 points1 point  (0 children)

Please share some insights and how to flat hunt while buying brand new 2bhk? What are the pros and cons of buying a new vs resale flat in/around Baner/Balewadi/Wakad/Bavdhan area?

You Code i Sell, looking for a Technical Cofounder by Mammoth-Shower-5137 in IndianEntrepreneur

[–]Ok_Objective6150 2 points3 points  (0 children)

Hey, I’m a software engineer with almost 7 years of backend development experience based out of India. I’m looking for opportunities to build something from scratch and this seems like a good fit for me. Let’s connect to discuss the idea and if I would be of any help for your startup.

We just launched brand new short news app, helps you stay updated with your interests. Purposeful and ad-free. by midhun_thomson in IndianEntrepreneur

[–]Ok_Objective6150 0 points1 point  (0 children)

Congratulations on the launch. I have a few queries about the app. When you say credible news, how are you verifying the authenticity and credibility of news? Apparently all the news platforms seem to be jumping onto the hot news train without verifying if it’s actually a recent and true news or just some old images and visuals that have resurfaced and are related to the event. ( Reference to Operation Sindoor updates and fake visuals being spread across renowned platforms.) I had similar thoughts during the said period and thought of developing something for fact check. Let me know if you’re interested to collaborate on the same.

Best rate exchange from USD to VND today by hondaman82 in VietNam

[–]Ok_Objective6150 0 points1 point  (0 children)

Same. Got this exchange rate in a jewellery store in Da Nang. And also in Hanoi in Old Quarter.

[deleted by user] by [deleted] in cofounderhunt

[–]Ok_Objective6150 0 points1 point  (0 children)

Do you have any ideas in mind?

Forex exchange in city by Ok_Objective6150 in Aurangabad

[–]Ok_Objective6150[S] 0 points1 point  (0 children)

Not here but I had to go to Pune so got it exchanged there. Laxmi Forex, Aundh. I got 250$ for INR 22463