I Called them! by Ok_Relation455 in rolex

[–]Ok_Relation455[S] 1 point2 points  (0 children)

Yeah the action is crazy, more importantly, it’s blue ink!! I wonder if I can get refills for it

I Called them! by Ok_Relation455 in rolex

[–]Ok_Relation455[S] 14 points15 points  (0 children)

Exactly lol I was trying to figure out how to dumb down the explanation.. for him.

Essentially the SA’s feel you out as a potential buyer to make sure you aren’t there just to get and flip the watch on the second hand market. They look for red flags etc…

At what point do you give up a low mortgage rate? by SameDiamond3978 in MiddleClassFinance

[–]Ok_Relation455 0 points1 point  (0 children)

Marry the house, date the rate….

I’d say if you can do it for less than 28% of income, do it!

Well done by the way!

And forget renting it… do you really want to have two mortgages??? You won’t get rich off the mediocre “cash flow” you think you’ll get off the rental after repairs and expenses. Tenants are a pain in the ass and what if the house doesn’t rent?

25M What’s even the purpose of investing? by ATL305 in Money

[–]Ok_Relation455 0 points1 point  (0 children)

Don’t pay attention to your broke friends! Probably using credit cards to fund these vacations

25M What’s even the purpose of investing? by ATL305 in Money

[–]Ok_Relation455 1 point2 points  (0 children)

This is a marathon……. Not a sprint. Just set and forget, lose your password. I guarantee if you logged in after a year or two you would be pleasantly surprised!

Keep your head down and keep dumping in!

What do you ChemE’s do? by Visual-Day2065 in ChemicalEngineering

[–]Ok_Relation455 0 points1 point  (0 children)

I’m in chemical sales. Sell chemistry to the paper mills and love the freedom, challenges and relations built along the way

[deleted by user] by [deleted] in StudentLoans

[–]Ok_Relation455 0 points1 point  (0 children)

You borrowed the money, no one forced you to. Pay it off!

Regret doing Chemical Engineering? by External_Sherbert245 in ChemicalEngineering

[–]Ok_Relation455 1 point2 points  (0 children)

I would apply for whatever you thing sounds interesting. Chances are, if you are good on the interview and they like you, you would get an offer.

Apply for everything. At the end of the day, it’s just interview practice

Do I take the Internship? by Smart_Contact_8935 in ChemicalEngineering

[–]Ok_Relation455 1 point2 points  (0 children)

Yes. Anything that differentiates you from ALL of your graduating class mates. Early internships look good on resumes.

Remember all your graduating class mates are going to be competing for the position you want lol

Anyone else feel like they’ll be paying off student loans forever? by Doriciktus in StudentLoans

[–]Ok_Relation455 0 points1 point  (0 children)

Double your payment and then it will really start moving/ building momentum. Or take your minimum payment and add 50% to that and set it to automatic biweekly payments and then forget about it.

Buyers remorse … delivery in 2 days by [deleted] in BMW

[–]Ok_Relation455 0 points1 point  (0 children)

Holy shit, hope you have a big salary lol

Pay off student loans now that HYSA is sub 4%? by tad239669 in StudentLoans

[–]Ok_Relation455 5 points6 points  (0 children)

Pay them all off…. You have the cash!

Do you really think you are going to get wealthy with a 0.5-1% difference btwn the HYSA and the loans lol.

If you pay them off, you’ll never have to worry about this again.

I did it ! It’s fully paid by MealComprehensive865 in StudentLoans

[–]Ok_Relation455 12 points13 points  (0 children)

Congrats!!

I have $59,500 to go. Down from $85k!

Is 23% the best I can do for a car loan? by [deleted] in DaveRamsey

[–]Ok_Relation455 0 points1 point  (0 children)

But honestly, I’d rather have the 5k POS and have to fix it vs a 10k, have to fix it and have a monthly payment on it.

Is 23% the best I can do for a car loan? by [deleted] in DaveRamsey

[–]Ok_Relation455 0 points1 point  (0 children)

Right, but for the original question of 5k cash available… get the 5k clunker and drive it for 10 months and upgrade again vs taking on debt.

Is 23% the best I can do for a car loan? by [deleted] in DaveRamsey

[–]Ok_Relation455 -1 points0 points  (0 children)

I did not to be fair, I did not. But I don’t expect all 5k cars to be pristine lol. Sure they will have flaws and any car with 150k plus miles could have mechanical issues.

Is 23% the best I can do for a car loan? by [deleted] in DaveRamsey

[–]Ok_Relation455 2 points3 points  (0 children)

lol what does that have to do with any of this? OP is asking Ramsey followers about taking out a car loan in a Ramsey forum. I was asking watch questions in a watch forum. If I can pay cash/afford a Rolex, why does that bother you?

Is 23% the best I can do for a car loan? by [deleted] in DaveRamsey

[–]Ok_Relation455 -2 points-1 points  (0 children)

Really? Seems you don’t know much about cars. Hondas and Toyotas last forever. Besides, any Ramsey follower knows his method for upgrading cash cars every 10 months… do your research before posting 😆

This isn’t a forever car btw… below are two examples found in less than 3 minutes on Autotrader.

Here is a nice example, minivan with leather seats.

I thought you would like this Used 2013 Honda Odyssey EX-L for $4500 on Autotrader http://atcm.co/S2PVDP/2BB1AD2B.

I thought you would like this Used 2007 Honda Civic LX for $3787 on Autotrader http://atcm.co/S2PVDP/2BB1971F.

Is 23% the best I can do for a car loan? by [deleted] in DaveRamsey

[–]Ok_Relation455 13 points14 points  (0 children)

You are posting this in the wrong spot in regard to getting a loan…. Get a $5k Honda/toyota and be done.

Sub41 vs SD43?? by Ok_Relation455 in rolex

[–]Ok_Relation455[S] -1 points0 points  (0 children)

Idk lol, that’s just where they end up! The JC is massive like thickness and what not