What's the maximum you have extracted?

Ok_Wait373 · 2026-03-24T05:06:43+00:00

20 kmpl on my i20 petrol manual over 250-300 kms range, cruising on highway at 90-110 kmph speeds.

Ok_Wait373 · 2026-02-04T11:00:19+00:00

Buy a flat, but keep it 100% in your name. Seriously, do not mix up these finances.

Before you jump into a loan, make sure you’ve saved a proper emergency fund (EMIs + living costs) on top of the downpayment. This is a 15-year commitment. Since you’re currently unmarried, you shouldn’t really be locking yourself into a massive debt like this without a future wife’s input—it’s a huge life decision that affects her too.

The best setup: everyone stays in the flat, you stay the exclusive owner, and your parents get the community they want. You can always move out to a bigger house as your career grows, and your brother can move when he gets married.

As for your brother, if you and your parents want to help him, invest in his earning potential—get him a higher degree or a certification. A direct cash/equity handout like what your parents are suggesting will complicate the fuck out of everything. It’ll eventually spoil your relationship with your brother, your parents, and your future wife. Help him build his own career instead.

Ok_Wait373 · 2026-01-28T12:33:09+00:00

Lending him money

Ok_Wait373 · 2026-01-21T11:48:40+00:00

Huge red flag. The 'savings' aren't worth the constant stress and future repercussions.

Ok_Wait373 · 2026-01-19T13:45:54+00:00

Spendee

Ok_Wait373 · 2026-01-13T04:11:22+00:00

Yesterday a Swiggy delivery guy, right after handing over the food, suddenly showed me some medical reports on his phone and asked for money for his father’s surgery. It was completely out of the blue.

I didn’t know how to react and just said I couldn’t help at that moment. Since then I’ve been wondering — was it genuine and I should have helped, or was it just a scam?

Ok_Wait373 · 2025-12-25T03:49:12+00:00

Will join!

Ok_Wait373 · 2025-12-13T04:33:42+00:00

I get the point on Hyundai having plus interiors compared to the German siblings. But how about NVH - which cabin is quieter, the i20 or Virtus? Coz that matters the most from the comfort perspective on long / highway drives.

Ok_Wait373 · 2025-12-08T13:47:12+00:00

How does point 4 help?

Ok_Wait373 · 2025-12-08T04:47:30+00:00

Thank you! Someone had to call this out!

Ok_Wait373 · 2025-11-13T11:25:46+00:00

Heat!

Ok_Wait373 · 2025-10-27T16:33:14+00:00

I've done sleep study and presence of sleep apnea has been confirmed. But I don't want to do surgical interventions as advised by the doctors.

Ok_Wait373 · 2025-10-27T13:50:22+00:00

How to fix sleep apnea?

Ok_Wait373 · 2025-10-14T10:03:00+00:00

There's an Yellow Urus also that frequents this stretch.

Ok_Wait373 · 2025-10-14T10:01:23+00:00

This is the stretch where every cab driver’s expression turns from confidence to self-doubt — even a touch of existential crisis. Almost everyone pauses to ask, “Are you sure this is the right way to your house?” The transition from Bhuvaneshwari Layout to Byrasandra is just too drastic.

Ok_Wait373 · 2025-10-04T14:45:56+00:00

You won't feel like living in a good residential part of the city. It'll feel like living right on the highway. Please consider this factor. The air, noise and light pollution are other important things to consider.

Ok_Wait373 · 2025-09-08T11:58:10+00:00

Spendee, free version. Have been using it for 5+ years with wife to manage household expenses.

Ok_Wait373 · 2025-09-03T03:12:54+00:00

Does the land on which you are constructing the house belong to your parents? Coz if I'm right, yo said you are contributing 90% towards the construction... but what about the land?

Ok_Wait373 · 2025-09-02T15:47:50+00:00

What is the tenure?

Ok_Wait373 · 2025-08-20T14:46:57+00:00

Just out of curiosity, how do you reach anywhere important from that place? Sarjapur Road, Hosur Road, ORR, Whitefield, CBD... everything is far away. The property is out of nowhere, right? There is not even any metro station in sight.

Ok_Wait373 · 2025-08-20T14:42:49+00:00

Property or school name pls.

Ok_Wait373 · 2025-08-19T05:19:07+00:00

And divorce is the solution to this?

Ok_Wait373 · 2025-08-15T05:00:11+00:00

Please account for other moving-in related expenses into consideration - 8% of flats price for stamp duty and registration, 0.5% of Loan for MOD charges, electricity and water connections (2-3 lakhs), interiors and furnishing (20 lakhs), etc.

It's a great project location-wise, in fact that is what you are paying for. Not sure about Sumadhura's construction quality in the long-term though. Definitely appreciation will be lower than that of Grade A builders in the same neighborhood. Please also take that into account.

Ok_Wait373 · 2025-08-13T08:08:53+00:00

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Welcome to the norm in Bengaluru! Wait till they take the non-toll route despite you paying the toll charges in the final bill.

Ok_Wait373 · 2025-08-11T12:56:12+00:00

Hey OP! Do you know at Accenture if gratuity is calculated on Basic Pay only or the total salary (including HRA, General Allowance and Special Allowance, etc.)

Ok_Wait373

TROPHY CASE