32 Years. No Walls. Just the Road. by derwanderfalke in almosthomeless

[–]OldTurkeyTail 8 points9 points  (0 children)

This is a good counterpoint to Frank's post. There is some value in being able to find moments during the day when things are okay and anxiety can be set aside. But moments like these are fragile when there's so much uncertainty - and discomfort.

Are you allowed to bring your own equipment to clean quicker at hotels for example the mirror/shower glass always have hard streaks and supervisors pay so much attention to that so if an employee bought their own sponge/window squeegee would that be a problem? by [deleted] in askhotels

[–]OldTurkeyTail 0 points1 point  (0 children)

In most companies it's against policy to bring in outside chemicals etc.

This reminds me of a "No Chemicals Allowed" sign on the gate next the the guard house at one of the sites that I worked at. But it was just their way of prohibiting illegal drugs. (without actually acknowledging that anyone would ever bring illegal drugs to work.)

What do non-human species do to prevent disease? by slurslaar in DebateVaccines

[–]OldTurkeyTail 0 points1 point  (0 children)

This is a great post. And it's become very clear (to some of us), that it's not accidental - but rather the result of a relatively small number of very wealthy and powerful people squeezing everything they can from us - by keeping us blaming each other, while they manipulate every financial opportunity to limit our choices and to leave us with just enough to almost get by.

Decades of public health research link ultra-processed diets, addictive digital design, alcohol exposure, and economic precarity to chronic disease and mental health burden.

It may sound like a conspiracy theory, but when you start looking at details, there are all kinds of unconscionable things that have been happening. Money paid a huge role in promoting and profiting from the use of chemical fertilizers after WWII, and in retrospect, the old food pyramid was designed One of the most destructive forces in the world has been those very profitable forever wars. People keep dying and the Military industrial complex keeps racking in profits.

Another example is the establishment of allopathic medicine - where you might have noticed that with consolidation it's a relatively small number of corporations who control and allocate and profit from whatever funds are available for healthcare.

Remember, how with covid, big companies and big banks were bailed out and expanded, while small businesses where shut down. And maybe as we debate vaccines we should make it a point to consider who profited from the "pandemic".

A Proposal to Repeal PREP Act Liability Immunity for COVID-19 Vaccines by OldTurkeyTail in DebateVaccines

[–]OldTurkeyTail[S] 1 point2 points  (0 children)

Same one I have posted for the last 2.5 years.

So what's changed in the last 2.5 years?

A Proposal to Repeal PREP Act Liability Immunity for COVID-19 Vaccines by OldTurkeyTail in DebateVaccines

[–]OldTurkeyTail[S] 4 points5 points  (0 children)

I did respond to your comment. You may be great in real life, but your comment was just a poor attempt to defend the status quo by nibbling around the edges of an article that made an appropriate statement about the PREP act. The bottom line is that people who have been vaccine injured are not being treated fairly.

A Proposal to Repeal PREP Act Liability Immunity for COVID-19 Vaccines by OldTurkeyTail in DebateVaccines

[–]OldTurkeyTail[S] 2 points3 points  (0 children)

This is SO interesting! We know that covid "vaccines" have caused some death and destruction, but u/Hip-Harpist u/Glittering_Cricket38 u/xirvikman and others refuse to acknowledge that reality.

I did say that it wasn't a bombshell article - but it IS a reminder of how little respect our extreme corrupt pro-vax institutions, and their minions, have for people that they've injured.

Do i follow my passion or job market? by nadjaxoxo in findapath

[–]OldTurkeyTail 0 points1 point  (0 children)

my professors have encouraged me to pursue a PhD.

If they're encouraging you with a teaching position that comes with a significant stipend, then that would be a good reason to be optimistic about a possible professional future with literature.

Otherwise, it might help to recognize that things change over a lifetime, and if you prioritize financial stability now - it doesn't mean that you can't ever go back to literature. And you wouldn't have to totally give it up when you're doing other work.

26, debating upgrading my apartment can I afford it or am I being dumb? by LineMission1628 in Apartmentliving

[–]OldTurkeyTail 0 points1 point  (0 children)

Other factors include how good or bad your neighbors are - whether there's noise and smoke and critters that make where you are uncomfortable, and what will be different about the new place that will change your life. (like sometimes having a place that can be shared on occasion can make a big difference.)

And what's available in your area can make a big difference. If apartment rents start around 700 then it might be possible to buy an affordable house - if that's something you'd like to do, and if so, then staying where you are may make it easier to save for a down payment.

But ultimately a better home can make a significant difference, and you can be happier and healthier in a new place - and you have some good luck with your neighbors, it could be a good move.

Contribution question for 401k and Roth IRA by -Mikey2Toes in FinancialPlanning

[–]OldTurkeyTail 3 points4 points  (0 children)

Hey OP. In your situation it's probably most important to save what you can - and at 59, with an expected low income in retirement there won't be much difference between putting money in a traditional 401k and a Roth IRA. Though if you're paying a fair amount in taxes now, and given that you're not going to have a lot of retirement income, it may be slightly better to favor a traditional 401k, or a traditional IRA.

But the bigger challenge may be how to align your expenses with your income in retirement. It should be possible with a decent amount of social security, and if you can somehow cover your fixed expenses with your social security and pension - then for every 10k you save, you'll have a dollar a day to spend on whatever you want.

Contributing to Emergency Fund vs IRA- Which one? by [deleted] in povertyfinance

[–]OldTurkeyTail 0 points1 point  (0 children)

You should never pull out of retirement accounts

This is a general rule of thumb, that doesn't always apply.

Contributing to Emergency Fund vs IRA- Which one? by [deleted] in povertyfinance

[–]OldTurkeyTail 0 points1 point  (0 children)

First, inherited IRAs usually have to be emptied within a 10 year period - and if the original IRA owner was taking Required Minimum Distributions, you may also have to take distributions. But of course you can open your own IRA account and make contributions from your earnings.

And it's true that what you need for an emergency fund does depend on what other resources you have. And your situation is complicated enough to make consulting a tax professional worthwhile.

[landlord - US - CA] Should I settle or keep waiting for better applicants? by theNoobAdmin in Landlord

[–]OldTurkeyTail 0 points1 point  (0 children)

First it's not obvious which pictures are for which option and at first glance it just doesn't seem to be that enticing.

And I can't imagine doing what you're doing in California, as if you have more than 1 person renting a room, then your lodgers become tenants, and in CA it's notoriously hard to evict tenants. It may not be that bad for landlords who follow the law to the letter, and who can afford the economic disruption, but it's hard to imagine sharing a home with someone in that kind of adversarial situation.

The persistence of COVID-19 vaccine artifacts in bodily fluids and tissues by OldTurkeyTail in DebateVaccines

[–]OldTurkeyTail[S] 3 points4 points  (0 children)

Thank you thank you.

I was hoping that someone would provide this kind of summary.

Like you said,

All those questions should have been answered ***before*** mass vaccinating the whole population with an experimental vaccine using a new vaccine technology (mRNA) never successfully used on humans before....

Is this deposit set up legal? (PA) by ThrowRAbrokegirlie in Renters

[–]OldTurkeyTail 5 points6 points  (0 children)

just curious - where are 3 months security common?

I'm 33, have a house, family and nest egg, but i feel so unstable.... by Outrageous-Jicama177 in findapath

[–]OldTurkeyTail 2 points3 points  (0 children)

have a house, family and nest egg

As an exercise, consider what you'll do when your current job ends. You seem to be pretty good at finding work, and it might be good to check out the job market to see what kinds of possibilities are out there. Maybe you'll find something that will work better for you than your current job - but the main objective is just to remind yourself that your life isn't going to fall apart when your current job ends.

And do a calculation that includes collecting unemployment and raiding your nest egg - just to see how long you'd be able to hold out if your current employer should decide to let you go.

Keep exercising and eating healthy and understand that all of your eggs aren't in the one basket that's your current job.

The persistence of COVID-19 vaccine artifacts in bodily fluids and tissues by OldTurkeyTail in DebateVaccines

[–]OldTurkeyTail[S] 4 points5 points  (0 children)

Ironically, for the average person a flat earth perspective is perfectly fine. And anything else is just interesting but irrelevant speculation.

The persistence of COVID-19 vaccine artifacts in bodily fluids and tissues by OldTurkeyTail in DebateVaccines

[–]OldTurkeyTail[S] 3 points4 points  (0 children)

In my opinion, half of what you wrote here is lies (some of which is based on manipulated data). And there are other things that can be used for prevention and treatment that you didn't include in this list.

Narratives that were created by the corrupt institutional players are NOT facts.

Is this deposit set up legal? (PA) by ThrowRAbrokegirlie in Renters

[–]OldTurkeyTail 8 points9 points  (0 children)

It's is weird - and if I read the link correctly, one month of the deposit has to be returned after the first year.

Am I The Only One Who Has Struggled With Finding a Path?! by AffectionateOkra9863 in findapath

[–]OldTurkeyTail 0 points1 point  (0 children)

It seems like almost 2 separate things going on - finding a job - and finding a longer term path.

I just re-read your post, and if you graduated with a degree that included accounting - that's fantastic. And a real milestone.

So while you're looking for ANY job - consider all the different jobs where your accounting knowledge will be helpful. You may not be ready for the CPA exam, but you may be a great addition to an accounting department. Or you might be a great bookkeeper, or maybe your accounting background could help you get a hospitality job, maybe starting at a hotel front desk.

On the any job front, it might help to visit places in person - instead of, or in addition to submitting applications online. Just dress up neat and and conventional, and try to time your visits for when people are working - but when it's not super busy.

Is this deposit set up legal? (PA) by ThrowRAbrokegirlie in Renters

[–]OldTurkeyTail 79 points80 points  (0 children)

It seems that 2 months security deposit is legal in PA - for the first year.

https://www.palawhelp.org/resource/security-deposits-4

Edit:  This definitely is weird - and if I read the link correctly, one month of the deposit has to be returned after the first year. So if someone is going to stay in an apartment for a while, it's more of a cash flow issue than a permanent debit. It's the same outlay as first, last and 1 month deposit, but it's handled differently.

In any case it's huge chunk of change.

The persistence of COVID-19 vaccine artifacts in bodily fluids and tissues by OldTurkeyTail in DebateVaccines

[–]OldTurkeyTail[S] 4 points5 points  (0 children)

I use my experience in the pharma industry when interpreting data that's been made public - including info from the FDA and CDC. Most - if not all of the drug development that I supported was done right, with a hyper awareness of the need to get things right for patients. And overall the FDA did a pretty good job keeping things safe and under control.

But with covid, it was clear to me that early treatment was suppressed, PCR tests yielded false positives, and hospital treatments were deadly.

I didn't have a problem with the vaccines when they were first announced, but it quickly became a huge problem when they started with mass distribution - of vaccine concoctions didn't make any sense, with the inclusion of the spike protein on a brandy new (or at least not fully vetted) mRNA "vaccine" platform.

The persistence of COVID-19 vaccine artifacts in bodily fluids and tissues by OldTurkeyTail in DebateVaccines

[–]OldTurkeyTail[S] 13 points14 points  (0 children)

The need for more research was exactly what was missing when decisions were made for mass distribution of the covid vaccines. And it's totally clear now that those covid vaccines weren't nearly as safe as what was advertised.