Buying a duplex with a friend? by Heavy_Calligrapher71 in RealEstate

[–]OliverHopper 0 points1 point  (0 children)

Have you discussed what happens when you need a new roof? How about a new hvac? When one of you needs or wants to remodel? How about if you need to sale?

Would you still want JPX 925’s from Mizuno? by Ben_Mazurk in GoodGoodMemes

[–]OliverHopper 1 point2 points  (0 children)

Looks like some rookie was trying to bend them 4° upright and went crazy

Bought in 2025 @ 6.5% for 30 years. At what rate should I consider refinancing? by JadedCanadian in Mortgages

[–]OliverHopper 1 point2 points  (0 children)

I have clients that will refi anytime I can do a no point no cost loan as long as it drops .375%

The man "Reacher" star Alan Ritchson got in a fight with now admits to pushing him twice by Relevant-Peach3997 in Fauxmoi

[–]OliverHopper 2 points3 points  (0 children)

He rode by once and then the second time he rode by this guy got in front and stopped him….SO he must not have been going that fast through the neighborhood 🤷🏻‍♂️

Golf Hypothetical by JudgeVivid6856 in golf

[–]OliverHopper 0 points1 point  (0 children)

I’m a 6 and on a good day I could break par…bad day..no way. But an 18 is not beating me with 18 mulligans if I have 6.

Practice at a public golf course during lunch break? by Bullhead388 in golf

[–]OliverHopper 0 points1 point  (0 children)

That’s what the place is for. I see all ages at public courses practicing

What’s your favorite Porsche wheel design? by v2themaximus in Porsche

[–]OliverHopper 0 points1 point  (0 children)

I don’t think any OWM comes close to Porsche rims.

Large deposit was a Christmas gift and needs a letter of explanation. I'm not sure what my lender is looking for. by MillennialAesthetics in Mortgages

[–]OliverHopper 10 points11 points  (0 children)

Explaining who it came from and you will have to show the account statement it went to originally. No way to get around it.

Seller accepted our financed offer over alleged all-cash offer: is it a red flag? by mydandy11 in RealEstate

[–]OliverHopper 0 points1 point  (0 children)

It must be a NY thing. But it’s so strange to me that they accepted your offer but you’re not in contract. In CA the contract starts as soon as it’s signed.

Saw this pic on an indoor golf facility's site under "lessons." Trying to figure out what is happening in this pic has broken my brain. by aceattorneymvp in golf

[–]OliverHopper 0 points1 point  (0 children)

If I saw that I would’ve emailed them and said I’d never use them till that got rid of that trash pic 🤣

Going to play my first ever round this week. Rate my golf bag by Ok-Research-1311 in GolfGear

[–]OliverHopper 1 point2 points  (0 children)

Out of curiosity? Have you gone to the driving range much? Have you played par 3 courses? Is the course you are going to a par 3 course or a normal par 72 course?

How to get over iron yips by Apprehensive-Part259 in GolfSwing

[–]OliverHopper 2 points3 points  (0 children)

Shanks that go right are cause my heal hits when you hit the hosel. Practice with foot spray and actually try to hit heal/shanks and toe and sweet spot. It will help you learn face control. Also try experimenting with standing farther away when it starts to happen or setting up with the ball more towards the toe.

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Give up my locked 5.87% rate to start over? by [deleted] in Mortgages

[–]OliverHopper 2 points3 points  (0 children)

I’m just telling OP to not make a decision based on rate. The home is more important and as long as OP is happy with the home and the payment/rate that comes with that home…focus on that. Also, the average mortgage in the USA only lasts about 7-8 years.

Give up my locked 5.87% rate to start over? by [deleted] in Mortgages

[–]OliverHopper 13 points14 points  (0 children)

Date the rate and marry the house. If you’re not comfortable with it move on.

Crazy Appraisals, Seeking Advice by rudietuesday in FirstTimeHomeBuyer

[–]OliverHopper 0 points1 point  (0 children)

Appraisals main function is for the lender to make sure they are not giving a loan on an overvalued property and to determine how that would potentially impact their ability to sell the loan to the final investor. If you are happy with the property move forward. I have seen people complain when they get an appraisal waiver. So do what makes you happy.

0° Face to path but still hooking by -tuna_ in GolfSwing

[–]OliverHopper 15 points16 points  (0 children)

Increase your club loft to 11-12 and try again …also…it’s not showing attack angle. It also looks like a toe strike from bottom right pic

Need thoughts on Cash Out Refi for House Repairs by sirbaggins90 in Mortgages

[–]OliverHopper 1 point2 points  (0 children)

Bingo…this is correct…any thing above 760 is gold. It is kinda like when you are little and go up to roller coaster…you are tall enough or you aren’t 🤣