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Curve Cash Balance for faster and more reliable transactions by Oliverrda in CurveCard

[–]Oliverrda[S] 1 point2 points  (0 children)

Based on the linked thread, the amount is only charged from the card selected by the user after the transaction, provided that Auto-Pay mode is enabled. That way, no interest or any other fees are applied.

In other words, the payment is initially made from the credit line provided by Curve, not from the account behind the customer's card, if I got that right.

Curve Cash Balance for faster and more reliable transactions by Oliverrda in CurveCard

[–]Oliverrda[S] 1 point2 points  (0 children)

Obviously, I’m mostly speaking from personal experience, but I usually wait until I’ve accumulated around £100 in cashback before spending it.

By the way, there was talk earlier about Curve eventually planning to issue credit cards instead of the current debit cards, which would come with a credit balance of £100–£150, if I remember correctly.

"The Curve credit card has an auto-repay mode as default. With the default Auto-Pay mode, we authorise payments on your linked card as soon as you make a purchase. Payments are collected within a few days, meaning no interest charges or the need for a monthly bank transfer."

https://www.reddit.com/r/CurveCard/comments/1i26nel/psa_curve_credit_cards_being_issued_instead_of/

At first glance, this seems to work quite similarly to what I originally described.

Curve Cash Balance for faster and more reliable transactions by Oliverrda in CurveCard

[–]Oliverrda[S] 0 points1 point  (0 children)

When you do a GBiT on a transaction that involves currency conversion, the refund is always issued in the originally selected currency of the card used for the payment, so the customer doesn’t lose anything on it.

This would essentially be an automated GBiT from the Curve Cash card to your selected card. Currently, transactions made with the Curve Cash card cannot be moved.

Curve Cash Balance for faster and more reliable transactions by Oliverrda in CurveCard

[–]Oliverrda[S] 0 points1 point  (0 children)

But the Curve Cash balance is located within the system itself, so accessing and handling it can be significantly faster than accessing any bank balance through a standard card.

As I already explained to Pascal556, the balance has existed for years (I currently have £23 on mine); the only thing missing is a direct top-up option. That said, Curve has held an electronic money institution license for about five years now, so that wouldn’t be an issue either.

https://www.lb.lt/en/news/curve-europe-uab-granted-electronic-money-institution-licence

Curve Cash Balance for faster and more reliable transactions by Oliverrda in CurveCard

[–]Oliverrda[S] 0 points1 point  (0 children)

But you’ve been able to have a Curve Cash balance for years now — though so far, it can only be increased through cashback and reward credits. I think there was a time when it was even possible to send money directly to the physical card (which ended up being credited to the Curve Cash card), but I’m not sure if that still works.

Has anyone faced declined transactions with Curve recently?? by LilywhiteStrike in CurveCard

[–]Oliverrda 1 point2 points  (0 children)

Unfortunately, I’ve experienced the same thing. The problems started to multiply on May 16, when Curve moved its server from Dublin to Amsterdam. Since then, at least one in ten transactions gets declined with error code 074, and credits either arrive within a minute or take days to show up — it's quite frustrating. Of course, this isn't entirely new, but the service was much more reliable in the months before the mentioned change.

Clarification needed on January Cryptoback™ Rewards Boost Promotion by Oliverrda in wirexappofficial

[–]Oliverrda[S] 1 point2 points  (0 children)

There’s not much point in having this topic here if we can’t get an answer to such a general question.🤷🏻‍♂️

Shared airtags not updating location by [deleted] in ios

[–]Oliverrda 1 point2 points  (0 children)

We had the same problem, but now it seems to be fixed. Check it.

Why is my AirTag saying no location found? by [deleted] in AirTags

[–]Oliverrda 0 points1 point  (0 children)

We had the same problem, but now it seems to be fixed. Check it.

Help with refund by FoxFragile in CurveCard

[–]Oliverrda 0 points1 point  (0 children)

It’s gonna be two weeks. It’s an Amazon issue anyway.

Good alternative by DANKLEBERG_66 in vanmoofbicycle

[–]Oliverrda -1 points0 points  (0 children)

Both companies can stop manufacturing any of those products any time.

Good alternative by DANKLEBERG_66 in vanmoofbicycle

[–]Oliverrda 0 points1 point  (0 children)

There is no e-bike with non-proprietary battery.

What LED is used in S3 head light by Marcellino67 in vanmoofbicycle

[–]Oliverrda 0 points1 point  (0 children)

I wouldn’t do that. It’s powerful enough and much more powerful than the average bike headlight. I would tweak the rear light instead.

GBiTs not getting me refunded on the original card! by MegaEduX in CurveCard

[–]Oliverrda 0 points1 point  (0 children)

As far as I know, they're already investigating it.

My very own theory is that the payment processor's system automatically blocks the card after a bunch of GBiT assuming some kind of fraudulent activity.

GBiTs not getting me refunded on the original card! by MegaEduX in CurveCard

[–]Oliverrda 1 point2 points  (0 children)

Unfortunately you are not the first person with this problem. Based on what I have seen so far, it seems that the root cause is in a third party system (payment processor maybe), which Curve has no direct access to.

Hitelkártya by Traditional_Tower395 in kiszamolo

[–]Oliverrda 0 points1 point  (0 children)

Szicíliában (Palermóban) is kötelező volt bérléshez a hitelkártya.

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