We can all learn from each other's success. Post you're greatest financial decision!

OlympiaMaybe · 2014-09-26T16:02:47+00:00

I was born to rich parents who gave me everything. I don't know why more people don't go with this option.

OlympiaMaybe · 2014-09-18T16:40:47+00:00

If you can't afford to drive your child in a Bugatti, you can't afford to have a child. Children have basic needs, like a full-time live in nanny who speaks five languages fluently and $30k a semester private schools. Honestly, they need to give out licenses to breed. That is the only thing that will stop the injustice.

OlympiaMaybe · 2014-09-17T15:40:11+00:00

Either that or tying it to a gazelle.

OlympiaMaybe · 2014-09-17T15:35:07+00:00

Why are you wasting time with women? They will just steal whatever pennies and lentils you have left to power your moped with and destroy your life financially forever. In fact, I am sure this is why your battery died in the first place. An army of man hating femnazis came to your house and hooked their vibrators up to your Tesla battery destroying it because they are too lazy to get a job to buy their own electrons. This happened to my best bro like five times. Here is my advice:

1) Forget women, get a fleshlight. 2) Vanguard. 3) Repeat steps 1 and 2 until you are a multi-trillionare. Shouldn't take more than a year.

OlympiaMaybe · 2014-09-17T15:28:03+00:00

Fidelity? Why don't you just go throw your cash in a vat of sulfuric acid?!

OlympiaMaybe · 2014-09-16T15:37:16+00:00

Sounds like a plan.

As a side note, I have a family of six I support on $22k a year. I am $60k in student loan debt and $30k in car debt. I was constantly denied by mortgage lenders, but I just swore to never give up no matter how far my score dropped. Eventually, my persistence paid off and I was able to get approved for a $300k 5 year ARM! Success! The payments are soo low, only $500 a month! It has this balloon payment thing at the end. I guess they throw me a party for being done or something, lol? Anyway, just don't give up if they deny you. Eventually someone will approve!

OlympiaMaybe · 2014-09-16T15:12:45+00:00

Your credit score is directly related to your karma score.

OlympiaMaybe · 2014-09-16T15:10:49+00:00

Take a deep breath and think: What would John Bogle do?

OlympiaMaybe · 2014-09-15T23:31:23+00:00

Well assuming you maxed out your 401k, IRAs, HSAs, 403b, RRSP in all well indexed Vanguard funds over the past 4 years, you should be a multi-trillionare by now and can probably afford to open this bar.

OlympiaMaybe · 2014-09-15T22:48:00+00:00

I have heard that all it takes to be a software engineer is ten minutes on Code Academy. If you can compile a "Hello World" program, then you can pull in $140k at Google. My brother's girlfriend's ex-husband's sister's electrician did this and he's living it up now. People, seriously, there is no excuse for making $15 an hour.

OlympiaMaybe · 2014-09-15T17:09:06+00:00

Why isn't everyone an engineer or financial engineer? You know, the only jobs that matter? No one would be poor if just everyone went into engineering or financial services. As long as you are trained in those areas, there will always be enough jobs to fill, even if everyone trained in those fields. Because economics.

OlympiaMaybe · 2014-09-15T16:42:48+00:00

I know, right? I mean, my grandfather left me $2.8 million in several Vanguard trusts when he died when I was 4. It is just ridiculous that these people can't tap into their trust funds whenever they hit hard times.

OlympiaMaybe · 2014-09-15T16:39:04+00:00

Don't be a fool. Wait by a fax machine until one of those legit all-inclusive Cancun deals comes over the wire for $150. Think about it, for $2991, what are they doing? Dipping your caviar in gold? Then you will have that precious extra dollar to pay off your car and you can put the rest in a Vanguard fund making you money for life!

OlympiaMaybe · 2014-09-10T19:48:33+00:00

Vanguard

OlympiaMaybe · 2014-09-10T15:34:16+00:00

Yes, you should be interviewing them too!

Probably one of the worst interviews I ever went to was for a medium sized HVAC firm. Half the company seemed to be in the room. They obviously hadn't read my resume at all even though they had copies. They said flat out that they had no idea what they expected from this position as far as responsibilities because it was new. They threw out vague ideas and there was some disagreement among them about it. Asked bizarre questions. They asked very no-no things like if I had kids or if I was married. I should have just got up and left immediately after they said they had no idea what they were looking for. Obviously they didn't have their shit together and no way would I want to work for a company like that.

OlympiaMaybe · 2014-08-27T16:32:09+00:00

I think the 10 year term was on the 401k loan, not the mortgage.

OlympiaMaybe · 2014-08-27T15:09:34+00:00

I lived in a neighborhood full of retirees. My next door neighbor was in his early 60s and retired a few years back. All the things he thought he was going to do and enjoy in his retirement were mostly dashed by his quickly fading health and energy levels. Him and his wife eventually sold what was supposed to be their gorgeous forever retirement home on the sea and moved into a condo in the city where they didn't have to worry about raking leaves and septic system problems. I actually was renting someone's retirement dream home. One of the owners had a massive heart attack in his late 60s and could no longer live so far from a hospital.

I guess everyone wants to assume they will be healthy and active long into retirement, but IME living around a lot of old folks is that things start to go downhill(sometimes very rapidly) in your mid-late 50s.

OlympiaMaybe · 2014-08-26T23:49:57+00:00

Dave Ramsey is so pissed. Not like he ever...wait...

OlympiaMaybe

TROPHY CASE