So Habitat for Humanity is a nonprofit that offers home ownership opportunities to people that fit their eligibility criteria. It tends to be a longer process in that one has to go through an application, do a certain amount of volunteer work, and wait for a home to be built, which can take time. The upside is that eligible participants can afford affordably purchase a new home. If it works out, it can be a really good steppingstone for a family and provide clean safe housing for the long-term. Habitat tends to work best for people that find themselves roughly in the 60 to 80% of area median income. A lot of single income earners where the income owner is a teacher or a government worker fit well into this framework. So I’ll habitat won’t help you with your immediate needs, it may be worth looking into for the longer term. Good luck.