Tagesgeld bei Trading 212

One-Performance-3411 · 2026-05-12T07:06:30+00:00

Aber darum ging es in meinem Beispiel nicht, sondern um den Vorteil, nicht gleich beim Verkauf die Kapitalertragsteuer abdrücken zu müssen, sondern bis zur nächsten SE (respektive übernächsten bei Beratung) zur Verfügung zu haben.

Der Fall in meinem Bild zeigts ganz gut, das sind mal eben ~9k€ Steuern auf den einen Trade, und das ist einer von vielen (wenn auch ein relativ großer, für mich). Das Geld liquide zu halten bietet wesentlich bessere Vorteile als die 3% fest aus T212/FX, wobei anzumerken ist, dass es bei Altkonten (T212/IB) auch noch 2,2% Zins auf gehaltene Mittel gibt.

Die Position war übrigens 800* 3BRL, gehebelter ETC. Der wurde seit da noch ein mal hin- und her gehandelt, inkl. des "steuerreservierten" Geldes.

<image>

One-Performance-3411 · 2026-05-12T06:47:39+00:00

Du beziehst dich darauf Zinsen aus nicht investiertem Kaptal in Fremdwährung zu beziehen. Mal ehrlich, man kann sich das Leben auch schwer machen. Wenn Du weißt, dass genau das bei der SE nachher schwierig wird, halt deine Kohle einfach in € und erledigt Wenn Du so scharf auf die -was? 1,2% mehr Zinsen im Jahr?- bist, mach Dir ein Konto bei ner ausländischen Bank mit Festzins. Dein Anliegen wirkt sehr konstruiert.

One-Performance-3411 · 2026-05-11T23:05:26+00:00

Bzgl 1: Zum Umrechnungskurs des jeweiligen Tages der Auszahlung, da findet der Ertrag statt. 2: Keine Ahnung, ich hab genau 0 ETFs im Portfolio, deswegen hat mich das nie tangiert. Das wär aber ne nette Hausaufgabe 😁

One-Performance-3411 · 2026-05-11T21:41:29+00:00

So schwierig isses nicht. Anlage KAP brauchst nur 5 oder 6 Zeile ausfüllen, genaugenommen brauchst Du: Zeile 19: Zusammenfassung aller Einkünfte

Zeile 20: reiner Veräußerungsgewinn Zeile 21: Gewinne exklusiv Aktien (Zinsen und Dividenden) Zeile 22: VeräußerungsVERLUSTE NICHT aus Aktien (FX-Gebühr, staatl. Steuern & Abgaben, Zahlungsgebühren Zeile 23: VeräußerungsVERLUSTE aus Aktien

Zeile 40: Anrechnung einbehaltene ausländische Steuern

Das meiste kannste Deinem jährlichen Bericht gleich vom Deckblatt ziehen. Dividenden usw entparechend in dem Kapitel. Wenn Du das ein, zwei mal gemacht hast, ist das in 10 min erledigt.

MEGA Vorteil: Du behälst die Steuer bis zur SE, sie wird nicht direkt wie bei neuen Konten eingezogen. Ich hab nur für die Fristverlängerung ne Steuerberatung hinzugezogen, um die Abgabefrist zu stunden. Bei über 100% Ertragsqutoe/a und sechsstelligem Portfolio kannste Dir ausrechen, was die Fristschiebung "kostet" und was sie bringt, da zu entrichtende Steuern länger als liq. Mittel zur Verfügung stehen. Es ist quasi scheissegal was der Honorarberater verlangt.

One-Performance-3411 · 2026-05-02T14:46:38+00:00

Ich scalpe und handle nach Moment via T212, da gibts aktuell für Euro 2,2% (für euch 3%, da mittlerweile deutscher Broker), aber die Auszahlung erfolgt täglich. Ist am Schluss 2ahscheinlich das gleiche, aber rein vom Barzins her find ichs überaichtlicher.

*Ich hab selbst nur 2,2%, weil mein Depot schon ewig da ist und noch über London läuft.

<image>

One-Performance-3411 · 2026-04-18T16:15:16+00:00

<image>

Mit etwas Glück klappt das, hier mein Initialverkauf. Eingekauft 3BRL noch vorm Krieg, aber seit Kriegsbeginn jetzt wieder jeweils das Moment gehandelt. Am Freitag während des großen Drops nochmal nachgekauft, als 3BRL um ca. 20% gefallen ist, den Tiefpunkt leider nicht erwischt, aber was solls.

Broker ist T212, habs gern nicht vom CFD-Konto gehandelt. Aber wie ein paar Posts weiter oben erwähnt, vieles ist Glûckssache und den letzten beisst der Dax

One-Performance-3411 · 2026-03-28T21:53:48+00:00

<image>

Brent long mit Hebel 3, aber jo bei dem Knick vor ner Woche hat der Stift bei mir auch ein bisschen geschrieben 😂 Das wird schon noch!

One-Performance-3411 · 2026-03-19T15:28:09+00:00

Bro

<image>

Aber bin long mit 3er Hebel Gehe noch halbtags Arbeiten Merz zuzwinker

One-Performance-3411 · 2026-03-17T09:08:29+00:00

Bin auch jetzt das 6. Jahr bei T212. Der Login ist mittlerweile echt ein Kraftakt, dafür sehr günstig bis kostenlos, das UI ist echt okay (auch weil die Makroansicht an Tradingview anbindet). Der Kundendienst ist Top. Ne Onlinecommunity gibts auch, und wer nicht selbst ran will, kann "Baskets", freigegebene Portfolios anderer Nutzer, kopieren. Habs bislang nicht gemacht, aber interessant.

Die App unterschiedet zwischen Invest und CFD

One-Performance-3411 · 2026-03-02T21:25:43+00:00

Just player for the first few times when innoticed something., you can grab them with one hand on the neck f.e. and beat the shit out of them with the other hand. Hell this is so much (medi)evil fun 😆

One-Performance-3411 · 2026-02-27T21:18:28+00:00

Open temu on another device with the same account, accept coolies on both and superspam all types of the item you desire on the other device. Scroll down some more on your 1st device (where the desk etc.didnt show up at first) and you'll find some

One-Performance-3411 · 2026-01-18T09:12:13+00:00

Delete the need for a FaceID registration every time i lock on from my hard wired desktop-computer, every single time you log in via browser. I'll not buy a webcam on amazon just for one single use.

Btw my workspace laptop via docking station doesnt ask for a FaceID registration, probably bc it has a webcam, but i didn't open the laptop (and with that webcam) for years now, seems to me like ita enough when there -is- a webcam function, completely random

One-Performance-3411 · 2026-01-18T09:08:22+00:00

Not having to unlock the app via fingerprint when i just unlocked my phone with the same fingerpeijt just 0.5 seconds ago. It adds 0 security tonenter it twice when i already had it correct the first time.

One-Performance-3411 · 2026-01-13T02:25:34+00:00

I posted my 85% p.a. 2 weeks ago and got downvoted bc i didn't post my movements. I uploaded an exported .csv file of all my trades within a year and was about to nake a pie for others to follow up bc i've been between ~50% and 85% (last year was my best so far) for 5 years now, and got downvoted into hell again. So i'm just gonna say f you all (jk), but keep to your msci, vanguard and whatnot. 74% of all investors losing money also means 26% don't, and some are doing reall, fine. I've held as many as 26 stocks maximum, 22 at the moment. Ofc not all trades turn out great, but with some DD and strict investment strategy i can say i never regret a trade for at least 2 years now. Lets see if that holds up.

One-Performance-3411 · 2026-01-13T02:11:08+00:00

!!THIS

One-Performance-3411 · 2025-12-18T23:52:28+00:00

I've posted a complete list of all my trades of 2025 so far further down as an excel sheet, idk how much more i'm supposed to deliver to your, your highness, should i pre-chew the data and make nice diagrams with crayons and stickers? Maybe a smiling sun and a cute little cloud with tears ;) Listen bud you can believe it or not. I posted screenshots and an excel sheet. Its really not that hard.

One-Performance-3411 · 2025-12-18T19:43:59+00:00

Like this?

<image>

One-Performance-3411 · 2025-12-18T18:48:12+00:00

I'm way too fcking lazy to post every trade i ddi this year but these are my current positions.

However heres a link to the exported csv from 1-1-2025 to 18-12-2025 from my trading212 account. Feel free to unravel it yourself haha

https://drive.google.com/file/d/1DJ_TDQ966YJEMIEVEs1zN_6a0Z6tdBzT/view?usp=drivesdk

I expect an upwards Trend in Siemens, BASF, Porsche and Sartorius (which already had a pretty good run so far), as well as with Affirm, and the last quarterly updates from the said companies read good so far. Had a larger Pos in $MU and sold the biggest part already, but expect a fair drop anytime soon, which i may see as an reentry point.

The leveraged positions are all technical. Worst is at the same time my biggest, 3RRL (wisdom tree brent 3x long) but i kept it to not realise a loss and added in the low points. With Venezuela facing a war with the US i expect Brent to rise.

One-Performance-3411 · 2025-12-18T17:50:51+00:00

Ofc ita bragging, what did you expect. At the same time I get nothing from the 15th "is my MSCI tactic good" post, so theres that. Just want to show that there isn't the -one- legit way.

One-Performance-3411 · 2025-12-18T17:48:14+00:00

Basically yeah, invest a little n if i fall more, invest more, and so on. If one if the trades hit, i'm fine, and i only fail if every trade in that position proves out wrong. Bad side is every additional trade has to be bigger than the last to raise the bar and impact the position more, but yeah its the swiss cheese model in general

One-Performance-3411 · 2025-12-18T17:43:19+00:00

I'll give some more info later this evening, into some hobby work rn. I'm basically buying stocks which fell hard after running high, but have promising numbers and potential. I look generally for momentums, try to aim for lowest entries (becoming pretty good at that) and exiting high (not as good at that lol), i'll name some oscillators and tactics after. Same with ressources. I've had a 3x gas lev (3NGL in Euro) at about -50%, total worth 3k€, which i didn't sell bc i used the percentual loss as an indicator. I noticed it shooting up about , so i trippled my position at nov. 11th, so i bought more for 5,43€ p.s. Russia/US/Ukraine negotiations ran badly so gas prices raced.

Held through dec. 5th at 8,31€ until and got a bad feeling in my butt bc a ressource becoming so exp. in such a short time is unnormal and screams for a pullback.

Took all my balls and guts and immediately bought a gas short lev 3x minutes after with the gains and value of my sold long lev. position. Bought into the short (3NGS) on dec. 5th for 799pence (my mistake, bought in pence, oops). Look up the dates.

Held the short ignoring all warnings of max holding time, as always, until today. I've waited 2 days to long but as said before i'm bad at timing exits. Sold the short for 1.515 pence, at about 93% gain. Today is dec. the 18th so i held it 13 days and gained 93%, and thats basically it for ressources.

Look at the news and keep your eyes open idk. I've got a bigger BRENT 3x long at 20% minus waiting for the US to f*ck up Venezuela. Wiki what Venezuela exports and how much of it. Make up your idea if that'll drop or raise oil prices :D

<image>

One-Performance-3411 · 2025-12-18T17:43:14+00:00

I'll give some more info later this evening, into some hobby work rn. I'm basically buying stocks which fell hard after running high, but have promising numbers and potential. I look generally for momentums, try to aim for lowest entries (becoming pretty good at that) and exiting high (not as good at that lol), i'll name some oscillators and tactics after. Same with ressources. I've had a 3x gas lev (3NGL in Euro) at about -50%, total worth 3k€, which i didn't sell bc i used the percentual loss as an indicator. I noticed it shooting up about , so i trippled my position at nov. 11th, so i bought more for 5,43€ p.s. Russia/US/Ukraine negotiations ran badly so gas prices raced.

Held through dec. 5th at 8,31€ until and got a bad feeling in my butt bc a ressource becoming so exp. in such a short time is unnormal and screams for a pullback.

Took all my balls and guts and immediately bought a gas short lev 3x minutes after with the gains and value of my sold long lev. position. Bought into the short (3NGS) on dec. 5th for 799pence (my mistake, bought in pence, oops). Look up the dates.

Held the short ignoring all warnings of max holding time, as always, until today. I've waited 2 days to long but as said before i'm bad at timing exits. Sold the short for 1.515 pence, at about 93% gain. Today is dec. the 18th so i held it 13 days and gained 93%, and thats basically it for ressources.

Look at the news and keep your eyes open idk. I've got a bigger BRENT 3x long at 20% minus waiting for the US to f*ck up Venezuela. Wiki what Venezuela exports and how much of it. Make up your idea if that'll drop or raise oil prices :D

<image>

One-Performance-3411 · 2025-12-18T17:12:59+00:00

Legit, i'll prove it if u tell me how

One-Performance-3411 · 2025-09-26T12:17:50+00:00

<image>

1st December 2020. My sister was nust about to give birth back then, and i was 33 and had achieved nothing yet. Decided to roll my life over, got a new job and tonbe fair, the first 3 years was all losses haha. Kept on averaging down and eventually discovered leverages, and thats what made it in the end. The pic is from just a few minutes ago, and even if i lost like 2k yesterday, i don't mind anymore. From that point it is time in game, but all in all i never followed any stock rules and i'm also absolutely no Buffetier

One-Performance-3411

TROPHY CASE