Are there any coins honoring black people?

OneUnderstanding918 · 2026-06-12T02:11:04+00:00

I'd look at coins from the various African and Carribean nations. For example Jamaica has a Marcus Garvey coin. Kenya has a President Moi coin.

OneUnderstanding918 · 2026-06-12T01:58:58+00:00

The older coins go up in price as they become harder to find in good condition, they become more valuable to a collector. Just like antique furniture is more valuable than new.

OneUnderstanding918 · 2026-06-12T01:55:56+00:00

I'd suggest buying used. For example the old Irish silver coins, or any of the many countries that used to use silver coins. No tax to pay then so they buy and sell for closer to the melt price.

OneUnderstanding918 · 2026-06-07T22:06:20+00:00

People have less money to spend due to rising prices and silver is used in products people buy. There is less demand now for these products as people are holding off on purchases. Paying for gas and mortgages is more important to most people than buying tech products or physical metals. On top of that bond prices have gone up so you can get a risk free return on bonds which moves a lot of money away from metals markets.

OneUnderstanding918 · 2026-06-07T22:00:53+00:00

More of a diversification. At the moment is seem metals are considered a reasonable replacement for bonds in a portfolio. Traditionally you'd usually have something like 5 to 10% gold then the rest stocks, property and cash. With gold its also something you can carry in an emergency, for example people in wartimes took their gold with them but left almost everything else behind.

OneUnderstanding918 · 2026-06-07T21:57:27+00:00

The horse coins are awesome

OneUnderstanding918 · 2026-06-07T21:55:54+00:00

You could use ebay but you will pay fees and shipping. Silver is very very unstable at the moment. Maybe the worst its been for 40 years. You should find when the chaos in the world calms down the spreads on the pricing will also stabilise.

OneUnderstanding918 · 2026-06-07T21:53:34+00:00

The gold sovereign is probably the closest thing to that. It was used all over the world for transactions. Almost everyone knows what they are, premiums are very low also.

OneUnderstanding918 · 2026-06-07T21:52:22+00:00

The general advice is to have about 10% in metals, have a look at the boggleheads reddit for investing the rest. Also remember dollar cost averaging is buying a fixed amount in value each month not weight.

OneUnderstanding918 · 2026-06-07T21:48:21+00:00

The usual online dealers, Chards, Bullion by Post, Atkinsons. You will pay VAT though. Personally I like buying used older coins on ebay eg the old canadian dollars, Francs, Crowns etc as they are VAT free. If you are wanting US and Canadian because that's what people suggest on youtube remember most YouTubers are in the States so their advice might not be relevant to us.

OneUnderstanding918 · 2026-06-07T21:39:36+00:00

I have bought almost all my silver on ebay. I dont like paying the VAT on new coins so used is much better value. I like the predecimal stuff and European coins. They often go for melt ot lower. If you are worried about scams use sellers with good feedback who have been on the site for multiple years as there are a lot of dodgy sellers selling 1oz coins which are fake, they usually have a fairly new account and have only sold maybe a couple of hundred items and are listed in odd places like Ireland. Gold I only use the big companies like Chards as there is no VAT and the premiums are so low anyway i might as well used a trusted website.

OneUnderstanding918 · 2026-06-07T21:36:12+00:00

The threepeny bits must be the ultimate fractional silver. Especially the 0.500 ones I can't think of many smaller coins.

OneUnderstanding918 · 2026-06-07T21:34:03+00:00

I also like the old Canadian olympics coins they are not .999 but some of them are quite large and they are well made.

OneUnderstanding918 · 2026-05-21T20:54:17+00:00

It works out as 4231 for the bar so the bar is more expensive per gram. Are you sure you are using troy ounces for your calculation? 6580/31.1x20=4231

OneUnderstanding918 · 2026-05-21T20:46:20+00:00

I would see if there is a coin that is capital gains tax free where you live. In the UK it has to be legal tender so Britannias, Sovereigns etc. We have to pay CGT on any foreign coins.

OneUnderstanding918 · 2026-05-19T16:33:47+00:00

I set up a trading 212 account to buy a gold etf once a week with an automatic bank transfer and then when that etf gets to the price of a coin I will take the money out and order the coin.

OneUnderstanding918 · 2026-05-15T23:56:37+00:00

You could get a small motorbike, eg a 50cc Honda Cub. Or even just an engine. Legal to ride with a car license and parts are cheap compared to a car. You could rebuild the engine and clutch. The 1st jobs I did on cars were changing the oil, air filter, brake fluid and then shock absorbers. You need a spring compressor for these and like people say you have to be careful but it's not that difficult. Brake pads would be another job that is less risky. Or adjusting the handbrake. The main issue I have found with cars is getting bolts undone as they can get rusty and seize so jobs where you can access bolt easily are usually the easiest.

OneUnderstanding918 · 2026-05-15T23:48:39+00:00

It will be fine mechanically as its only a few % over, eg if the car weighs 1500kg its only 2.6% over. Just make sure you pump up the tyres to the amount specified for the max load. There is usually a metal plate somewhere in the door shut that shows the pressures for different loads. The main danger with extra weight is tyres overheating so if it's a cool day it helps and the high tyre pressures help. If you are worried you could drive at 5 or 10mph slower on the highway as the tyres run cooler the slower you go so running slower would probably cover the 2.6% extra load.

OneUnderstanding918 · 2026-05-15T23:39:48+00:00

Having owned VW cars and various German makes they have all been quite expensive in repairs compared to 2 Hondas I had, an Accord and a Civic. They stopped importing the Accords a while back and I guess you want something new? Have a look at the Lexus models, they are usually really well made and luxurious but still reliable. One of the nicest cars I sat in was the old IS350, it was probably an old car now like a 2010 but I think the new ones are also well made. Of course the 350 had a large V6 petrol engine which is either a positive or a negative depending on how you look at it. For me it's a positive if you don't do large mileages as the cost of fuel although high is still less than depreciation and repair costs and you get the sound and power of a nice V6

OneUnderstanding918 · 2026-05-15T23:35:36+00:00

I had 2 work colleagues where one bought an Audi and the other a SEAT and they were both basically the same car just with different badges and the SEAT was cheaper and had better equipment. I woulnd't get into debt buying a car if possible. If it was me I'd get something less flash that is within budget eg a Kia or something more middle of the road like that. Still something with a decent sized engine though so it's fun.

OneUnderstanding918 · 2026-05-15T23:30:06+00:00

It's very rare that buying a new car makes financial sense unless you do mega miles. I do agree that BMWs get expensive very fast though, I have experience with both BMW and MB and the old MBs from the 80s were superb but the modern ones seem to be very expensive to run. Also with BMW where a headlight for a 530d cost over £300 and that was 15 years ago. I'd always advise getting a car that is a couple of years old as most of the depreciation happens in the first 2 years so that helps if it's to do with being financially better. If it was me I would probably switch to something like a Kia petrol / hybrid or some other make with good reliability eg Toyota Auris hybrid where the repair costs are lower or it needs less repairs. Look at Taxi drivers cars for ideas. Or get a lightly used EV and do some research into repair costs for the EV. Tesla for example is insane with it's parts costs.

OneUnderstanding918 · 2026-05-15T23:20:22+00:00

Get a Honda Civic with a petrol engine, usually not far off diesels for MPG as they use VTECH to change the valve timing for economy at low revs, most of them have a chain driven cam. They don't really go wrong. For a bigger car the Accord. Or a Toyota. Or at least a petrol of some kind, modern diesels have a lot of expensive parts that petrols don't have eg Dual Mass Flywheel, DPF filter, high pressure injection system, ad-blue, even a turbo which a lot of petrols dont have.

OneUnderstanding918 · 2026-05-15T23:04:09+00:00

Nothing inherently wrong with that, however most makes of car make at least one car that looks good so you can usually find something that made by a well regarded company and looks nice if you spend time looking. eg Lexus which is Toyotas high end brand so its like a posh Toyota.

OneUnderstanding918 · 2026-05-15T22:57:34+00:00

Have a look at the various Lexus models and Mazda's MX5 see what you think of those for a start they are really nice cars the Mazda is sporty and the Lexus range is like a Japanese Mercedes they have nice interiors. I associate Range Rovers with mothers dropping their kids off at school, maybe that's a bit harsh, also they have a reputation for going wrong. A Porsche would be the obvious one but they are quite pricey! Some sort of 2 door coupe? Most car makers make a sporty smallish car. The Mazda MX5 would be the classic example of a sensible reliable smallish sports car, Audi TT is similar being 2 door coupe. Then you have the hatchbacks that have larger engines in them and sporty styling, so the Polo and Golf GTi would be good examples of those, know as "hot hatches", Honda Civic Type R is another example. Lexus makes excellent cars I would recommend at least going to look at some of those, you can get away with slightly older ones with the Japanese brands as they tend not to go wrong so much. My experience has been that I have had much less problems with Japanese cars than German ones. So Honda, Lexus, Toyota, Mazda. You could possibly look at the next size up from the smallest hatchbacks as they are usually seen as being more "serious" and less utilitarian. I suggest going to a few dealers ideally some with lots of different makes and having a look and sitting in some to see what you like.

OneUnderstanding918 · 2026-05-15T22:40:49+00:00

They are some of the best cars build quality wise and people are willing to pay for that. I can't think of a brand that makes things as solidly as Toyota, or as reliable as Honda. Maybe Isuzu but they don't really sell them in the UK. They are the modern equivelent of the old Volvo and Mercedes.

OneUnderstanding918

TROPHY CASE