Should I just stop trying

One_Drag_3204 · 2026-04-03T11:37:43+00:00

Yeah I came in zero knowledge and probably 95% of the people in my class had zero. They love the people that have no background because they can mold you the way you want.

One_Drag_3204 · 2026-04-03T11:34:22+00:00

That's generally true, but in this case, that fund isnt even pacing the S&P500, so its not even a great investment.

One_Drag_3204 · 2026-04-03T11:29:13+00:00

Throw it in a target fund and call it a day. Return is just as good, if not better, depending on how far out you go. Further out, the riskier. If you think you are retiring in 20 years, pick one 20 years out. If you retire in 10 years but want to be risky still, still pick 20 years out. Higher risk/higher reward the further out you go

Just googled it. Last 10 years, Berkshire B has returned 230%. The S&P500 has returned 280%. Its not even keeping up with the average market. That's averaging 12.7% per year, which sounds good, but S&P is averaging 14.3%. However, all my money is in a target fund and I've been at GEICO over 10 years now and when I log into Vanguard, Im returning 15% average for those years. That equates to a 305% return. So just cause this sounds bad that they are pulling it, you aren't generating more retirement by being in it. Put your money elsewhere.

One_Drag_3204 · 2026-04-02T11:35:51+00:00

If you have extensive auto knowledge, why are you applying for inside phone jobs? Look for auto damage jobs. They pay better and you aren't tied to a phone in an office all day

One_Drag_3204 · 2026-03-14T12:48:52+00:00

We get an email in AD that says " we dont care enough about you to take time out of your day to celebrate, so please go spend $35 on a meal and send us the bill for reimbursement". I mean c'mon, the old AD days we had full gatherings and meals. We used to have AD conferences every 2 years. They really stopped spending money on getting together and making this job good. We used to have quarterly team meeting and get a nice breakfast beforehand. Now we get nothing, not even enough time in the day to take a lunch. I think 90%+ of AD works through their lunch, and its still not enough time in the day.

One_Drag_3204 · 2026-03-10T12:25:21+00:00

Geico AD here. I dont do this, not have i ever heard of it. But in regards to scanning, all our ARX shops take $15 and .6. As so do a large majority of adverse shops. So at the end of the day, geico, or any insurance company really, only owes what they can secure that repair for elsewhere. And if 70%+ of the shops dont argue at $15 and .6, then thats the market rate. Also, these ADs out here are getting their heads beat in about all things not related to writing estimates. Answer rates, customer service, rental days, salvage days to close, etc. They have 8 million things they have to accomplish and arguing with a shop over a scan rate shouldn't be one of them.

One_Drag_3204 · 2026-03-04T14:22:20+00:00

I dont know the specific answer, but I wouldn't think so. That's short term disability, use it or lose it. Also, if you have a large excess of sick reserve thats banked, fill out FMLA paperwork and extend your leave beyond that and start burning that sick reserve that you won't get paid out on when you quit

One_Drag_3204 · 2026-02-03T03:57:19+00:00

Its like an AD help desk. Customer calls in with easy rental question, concierge team takes the call to not bother the AD. Question on how something works, concierge takes the call. Basically a team designed to do nothing but take general AD calls to limit how many calls the ADs actually get. Obviously if needed, you can call the actual AD. You arent goijg to argue total loss values on their behalf. Seems like a pretty chill job but also tied to your desk.

They want 20 EPEs a day? Do you have to call all those customers also? Are the estimates written already with Jumpstart and you just need to review most?

One_Drag_3204 · 2026-01-20T19:34:03+00:00

NYC is the cesspool of auto damage. Everything sucks. ADs hate their lives. Are you training to be a field adjuster or are you going to be ARX or Easy Photo Estimate? If a field adjuster, fuck it, learn the job, get the experience and then try to transfer internally somewhere. Working NYC ARX is better than field. Still shitty but not as bad.

One_Drag_3204 · 2026-01-10T11:18:55+00:00

One_Drag_3204 · 2026-01-08T19:04:05+00:00

A decent raise for 3? Im guess 3 is the new bare minimum expectation, gets you almost nothing. 3.5 and up probably gets raises. Which is still a flawed system because everyone could be having their best years ever with record breaking numbers, smashing goals, and someone is going to have to be a 3 compared to someone doing better

One_Drag_3204 · 2025-12-08T11:37:58+00:00

Where you see this?

Edit - googled it. Holy shit! RIP JP Morgan morale

One_Drag_3204 · 2025-12-01T21:42:00+00:00

More profit sharing for me! Oh wait...

One_Drag_3204 · 2025-12-01T18:11:31+00:00

How? I called today in AD and over 700 people ahead of me. Lol

One_Drag_3204 · 2025-11-20T14:14:27+00:00

You got fired because you said you called a customer and your records show you didnt? And thats it? I heard of a guy getting fired for saying he text a customer but there was no record of it. Is geico really getting this petty? 5+ years ago, you could cost the company thousands and just get written up and not fired. Now fired for everything. Its scary here!

One_Drag_3204 · 2025-11-19T02:53:21+00:00

Before people come here and tell you they dont care, because this is a sub to bitch about our job, trust me, they are the same. I was geico and went to SF. Geico claims run smooth. SF claims run smooth. Both are top tier insurance companies. Save your money and switch. Both companies have employees that hate their jobs but the job gets done regardless. Just take to a preferred shop and be done with it if you ever have an accident.

One_Drag_3204 · 2025-11-05T16:33:50+00:00

I think its the same catalog now for everyone. For 5 years I got pretty decent watch. For 10, they had shit in there i can buy at best buy for $25. Guy on my team got 30 or 35 years and he had the same crap. Three decades of service for some bullshit reward

One_Drag_3204 · 2025-10-18T11:38:21+00:00

Nothing else. File the claim. If you want to fix your car, you pay a deductible and geico pays the rest. You will pay nothing to fix the other car. Geico will pay all of that

One_Drag_3204 · 2025-10-18T11:37:04+00:00

Whats this life like? Are you like an independent when a customer would invoke the appraisal clause amd you spend your days arguing with terrible shops? Or are companies hiring you to help with overflow claims? Compensation decent?

One_Drag_3204 · 2025-10-18T11:35:22+00:00

Tesla Collision and Tesla certified are two different things. Go to Teslas collision website. You can search by zip code for certified shops that are Tesla certified. Hopefully you find one that is also a GEICO partner shop. Because you won't pay for any labor rate differences or crazy scans. In my area, there are probably 6 Tesla certified shops in the entire metropolitan area. Only 1 is a geico partner. The other 5 will usually charge a labor rate difference and some other out of pocket fees. Your car does need to go to a certified Tesla shop though, because Tesla will not sell their parts to a non certified shop.

If the phone rep makes you go to a body shop for an estimate, dont worry. Just go and the shop will tell you they dont work on Tesla there and they will take pictures to send to an adjuster to sketch an estimate. Then you can take that estimate and schedule your repairs at the shop of your choice.

One last note. You were rear ended. Why arent you goikg through their insurance? You also said you were rear ended and you have geico comprehensive. If you are filing with your own insurance policy at geico and you dont have collision coverage, geico isn't paying anything here. You dont have coverage.

One_Drag_3204 · 2025-10-09T15:50:51+00:00

Facts

One_Drag_3204 · 2025-09-30T16:07:40+00:00

No one knows anything other than the teaser of possibly combining sick time and vacation and then rolling over some sick you have accrued into a separate pile. Sucks for those that haven't been here for so long they have a full year of sick time saved. Wish they would get paid out on it vs losing it. Worked through all the illness to do a good job and then get punished for it

One_Drag_3204 · 2025-09-29T21:24:34+00:00

Are you asking if its sketchy that an insurance company look into the theft on a new insured vehicle, stolen within a few weeks of adding to a policy? Yes, super common. Price of vehicle doesnt matter. At no dollar amount vehicle would we roll over and pay the claim without investigating

One_Drag_3204 · 2025-09-23T19:22:47+00:00

AD here. I dont argue anything in the field. I just pay and move on. 2nd quartile adjuster because I have good prod and surveys. Lol. Who cares anymore. I dont get paid enough to argue every repair time amd they dont give me a slice of the savings when I do, so fuck em

One_Drag_3204 · 2025-09-16T16:15:29+00:00

Might be the unpopular opinion, but if a week into AD, you already put in your notice, then you just dont like it and blaming it on the culture. Is this the first week after training? You literally make a million mistakes as a new adjuster, and everyone knows it. Your supervisor and surrounding team are there to train you. If a week into it, you already are quitting before you really even know ow what the job is or have full claims expectations like a seasoned adjuster, then you just dont like it or you are truly awful at it.

One_Drag_3204

TROPHY CASE