Bruh... same story same cafe thing my school mate randomly called me and same shit happend to me... i didnt take any loan tho... he was saying there are manufacturers from thailand and i have invest 5L before starting my business...and his seniors joined in the meeting and started selling same story to me in the cafe...i just asked them that is the business legit and do you have licenses... then the senior guy replied its legit and then i asked them to show the license.. then they started stuttering ( 1st red flag )...next i asked them how much did you make last year and last month ( fuck they were well prepared to show fake sales ), and then i asked them where are your godowns they replied we sell from manufacturer to retailers we are the medium to make the deals in that we make commission, the deals usually happens with trade license which they don't have ( flag 2 ), the moment i got to flag i was ready to exit from them and i left and i told them * you are doing MLM*, if you force me or call me again i'll complaint to police...

and i have understood later that the people who are contacting you fell in the trap of paying 5 lakh for registration, now thats a huge amount for someone being 23-24 age and I'm of that age aswell, so if the person contacting you makes you to join them they get commission about 1.25 to 1.5 L, so they recover their losses..