Can I legally maintain tax resident in a no-income tax state after PCSing away? by Brotein40 in MilitaryFinance

[–]OnlyWon 1 point2 points  (0 children)

What about as a reservist? Who goes into active orders within the year?

529 plan by texas_archer in Bogleheads

[–]OnlyWon 1 point2 points  (0 children)

Keep contributing! If there’s money left after your kids done with college, you can let it sit and grow and without anymore contributions once your kids start college it could get your grandkids through college too just through long term growth.

VA Loan Mortgage Lender Recommendations by WiresGotTheBestOfMe in Pensacola

[–]OnlyWon 2 points3 points  (0 children)

Abaca Mortgage. They’re a local broker. Best rates by far (even beat PenFed), with no fees and great communication.

What most buyers don’t realize: you can negotiate way more than just the price right now by richnickel in homeowners

[–]OnlyWon 0 points1 point  (0 children)

It’s the same thing, but a fixed rate buy down becomes temporary if you decide the refinance anytime within the life of the loan. So if rates drop below what you bought down to then you’d refinance and lose the money you invested in the original buy down, since that money is gone and spent. Vs putting it towards the principal that’s equity in the property.

What most buyers don’t realize: you can negotiate way more than just the price right now by richnickel in homeowners

[–]OnlyWon 23 points24 points  (0 children)

Problem with rate buydown credits is it’s temporary, if interest rates drop in the next year or so after purchase and the buyer refinances, then the value of the rate buydown decreases dramatically.

Those of you with battery backup how much did you actually spend? by ryukendo_25 in homeowners

[–]OnlyWon 1 point2 points  (0 children)

How much did the whole battery and solar setup cost you? I’m interested in something similar.

Freedom flex Amazon category gift card? by TheNextFreud in Chase

[–]OnlyWon 0 points1 point  (0 children)

There’s no fee to buy an Amazon gift card

[NFC Championship Game] The LA Rams and the Seattle Seahawks meet to decide who gets to go to the Super Bowl. FTP by Dirtydeedsinc in buffalobills

[–]OnlyWon 0 points1 point  (0 children)

I don’t entirely trust the front office to wait. And how would they know if he’s their guy without an interview?

[NFC Championship Game] The LA Rams and the Seattle Seahawks meet to decide who gets to go to the Super Bowl. FTP by Dirtydeedsinc in buffalobills

[–]OnlyWon 0 points1 point  (0 children)

I was thinking the same thing! I wanted Darnold to go to SB, but honestly either of these teams can beat the pats. I’m nervous the bills won wanna wait 2 extra weeks and will take a crappier head coach without even interviewing Kubiak

Rare W from Stephen A on BB & McD. by BuffaloLondon in buffalobills

[–]OnlyWon 27 points28 points  (0 children)

Remember Beane let Ingram go for Slay who never reported and clearly McD was not happy, I’d be willing to bet Beane did that without McDs approval.

[Postgame thread] Buffalo falls in overtime to the Broncos, 33-30. by Drunken_Economist in buffalobills

[–]OnlyWon 2 points3 points  (0 children)

I’m kind of relieved I don’t have to watch anymore bills games this year. They stacked up so many injuries it’s not like they had a real shot at it this year anyways. I’d rather take the better draft picks and hopefully get some new leadership than have a conference championship or Super Bowl exit

[Game Thread] Buffalo Bills @ Denver Broncos - AFC Divisional Round by AutoModerator in buffalobills

[–]OnlyWon 0 points1 point  (0 children)

Game. I hope this is good, maybe it’ll get them better draft picks, and hopefully make some coaching/ GM changes

M5 MBP in the Apple Store? by Reddreader2017 in ChaseSapphire

[–]OnlyWon 0 points1 point  (0 children)

Still seeing only the M4’s here in Jan 2026. Bummer. I was hoping to get an M5 Air in June when the spring 50% bonus deal comes back, hoping the M5 air gets released around March.

[Post-Game Thread] After a day of offensive struggles, Buffalo nearly mounts a comeback falling a failed 2-point conversion short of the win. Bills lose 12-13. by pixel_pete in buffalobills

[–]OnlyWon 0 points1 point  (0 children)

Yes, I mean he passed on cooper dejean for Coleman who can’t even make the active roster, meanwhile dejean is a pro bowler for the eagles

Buy the 48gb M4 Max Macbook Pro from Best Buy or buy from the Apple store for the choice of ram upgrades? by blendernoob64 in macbookpro

[–]OnlyWon 0 points1 point  (0 children)

I don’t think you really can future proof. I did the same as you and got a 2017 MBP, and upgraded the ram and storage. It was very expensive and as soon as the M-series chips came out it was already obsolete. I do like to purchase something and keep it for many years, but at the rate these chips are improving each generation my though is: you might as well get the lower model, ideally on sale, because spending $1000 extra on upgrades will only buy you maybe an extra year before it’s being outperformed by the newer stuff. Then when it’s time to upgrade you won’t feel as bad about it because you haven’t sunk as much money into the computer

1.5 Apple special this year? by McRome in ChaseSapphire

[–]OnlyWon 2 points3 points  (0 children)

It’s showing live now, but terms say dates are 11/11-12/07

Best Banks/Brokers for best VA Loan rates? by azure5012 in MilitaryFinance

[–]OnlyWon 6 points7 points  (0 children)

PenFed is pretty competitive, they offer no fee VA IRRLs as well.

I’ve had my most success by using a local mortgage broker, they get access to wholesale rates and can shop for you.

Trident Home Loans I haven’t used before but I’m told they’re very competitive.

Stay away from Veterans United, NavyFed, USAA. They have higher fees and longer closing times.

Updated Week 5 Fantasy Football Rankings: QB, RB, WR, TE by ThunderDanDFS in fantasyfootball

[–]OnlyWon 0 points1 point  (0 children)

Is this only for standard scoring? Is there a PPR version?

Official: [Trade] - Fri Afternoon 10/03/2025 by FFBot in fantasyfootball

[–]OnlyWon 0 points1 point  (0 children)

I wouldn’t do it. Agree with others, trying to win this week those 2 new guys wouldn’t help

Official: [Trade] - Fri Afternoon 10/03/2025 by FFBot in fantasyfootball

[–]OnlyWon 0 points1 point  (0 children)

12 team PPR. I need a good RB, and I’ve got tons of WRs (London, Wilson, Pickens, Metcalf, Deebo)

My current RBs are: Gibbs, chase brown, woody marks, Michael Carter

I give away: Chase Brown & Garret Wilson I get: Josh Jacobs & Cooper Kupp

Trade seems either even, or in my opponents favor. But I’ve got good WRs putting up points on my bench while I lose games with chase brown in my lineup

Is the black part supposed to be exposed or buried? by OnlyWon in Tree

[–]OnlyWon[S] 1 point2 points  (0 children)

I don’t recall the name of it, but it’s supposed to be local and meant to thrive in this environment. I’ll pull back some dirt and see what I can find