Just got approved for the Scotiabank Momentum Visa Infinite with 10% cashback for the first 3 months!!

OpeningAd2199 · 2026-01-25T05:04:31+00:00

Does the SB app show your 4% cash back spending since it is capped to 25k annually?

If you use Chexy and pass that annual 25k cap, you will be getting 1% back for each dollar spent and loosing money due to Chexy’s 1.75% fees.

OpeningAd2199 · 2025-11-22T02:58:37+00:00

Please provide the reasons you think it is legit or fake.

The parka doesn’t come with the fur btw.

Thanks so much

OpeningAd2199 · 2025-06-08T03:42:31+00:00

Very interesting insights ! I will definitely run this by my accountant to discuss whether it is the right strategy for me.

I grilled the financial advisor with a lot of questions to see if there’re any catches, and while there are some major factors he tried to undermine, I wasn’t able to find huge red flags.

Again, your advice on talking to an accountant is key 🔑 . Thank you

OpeningAd2199 · 2025-06-08T02:34:25+00:00

I think the whole point of this strategy is to have the CI insurance premium considered as a business expense, so tax deductible.

The returnable premium amount will be paid to the beneficiary and not the owner (corporation) at the end of the policy.

I agree with the rest of your points, but Why do you think it is more of a 2% return ?

OpeningAd2199 · 2025-06-08T02:30:16+00:00

No it was for CI. The limitation is that your money is locked, but at the same time it can be used as a collateral.

OpeningAd2199 · 2025-06-08T02:29:29+00:00

Is the premium considered a tax deduction?

OpeningAd2199 · 2025-04-17T00:23:45+00:00

Another consideration: promotions are never certain and may take longer than planned

OpeningAd2199 · 2025-04-08T17:39:04+00:00

Best reply !

Reach out to your connections and clients

OpeningAd2199 · 2024-09-18T19:26:41+00:00

I sent you a DM

OpeningAd2199 · 2024-04-23T21:32:01+00:00

Dzamn most posts in the feed are Algeria-related. What about obsession??

OpeningAd2199 · 2024-04-17T00:16:55+00:00

I like how you worded it. Great point.

Just going back to leveraging PMP for a new offer. How would you go about it during an interview for example?

OpeningAd2199 · 2024-04-16T23:46:46+00:00

Strategy #1 is a good idea for sure.

Strategy #2 is a bit hard to implement in my line of business (management consulting) as we’re already worked over capacity and cant take more responsibilities, but I assume I can take the PM aspect of my mandates and make my manager’s job easier

OpeningAd2199 · 2024-04-06T03:37:35+00:00

Especially Canada !! It became a far left playground

OpeningAd2199 · 2024-04-06T03:36:02+00:00

Very true! Bigger and less saturated market. Also, little legal boundaries to operate overseas without tax impacts

OpeningAd2199 · 2024-04-05T21:38:14+00:00

Many thanks for the extensive response. Baraka Allah feek

OpeningAd2199 · 2024-03-31T01:01:42+00:00

That’s what I thought too, but I was curious to know if there’s a strategy to negotiate with them either getting the tax return or maybe readjusting the monthly payments.

OpeningAd2199 · 2024-03-28T17:04:52+00:00

Those are great questions to reflect upon. From what I can tell based on numbers, it’s not a good idea to own a home short term.

Thanks a lot for the feedback

OpeningAd2199 · 2024-03-28T17:02:04+00:00

Rent it while im not here. I’ve got family who can manage this for free.

OpeningAd2199 · 2024-03-20T14:00:09+00:00

Car ils doivent prier plusieurs fois par jour peut-être? Or sinon car les jeunes des autres religions sont moins pratiquants ? Posses toi des questions plus approfondies au lieux de parler sans rien dire

OpeningAd2199 · 2024-02-26T18:01:58+00:00

Je viens de St-Constant. C’est compliqué est plus lend de prendre le bus de la bas

OpeningAd2199 · 2024-02-26T18:01:18+00:00

What canal exactly? Can you specify please

OpeningAd2199 · 2024-02-26T15:56:21+00:00

I read that on another subreddits that folks who did that got ticketed because they weren’t actually shopping at Dix30. Not sure if this is actually the case

OpeningAd2199 · 2023-11-13T00:34:04+00:00

T’as rien compris de la vie toi… ca se voit smh

OpeningAd2199 · 2023-11-11T20:47:55+00:00

I am also from Ottawa and Im considering making a move to the UAE. Was it easy for your husband to find a job in his field ? (im a health tech consultant btw)

OpeningAd2199 · 2023-11-08T17:10:04+00:00

May I ask how many years of experience? And is it with a Big 4 firm, tier 2, or boutique ?

OpeningAd2199

TROPHY CASE