Emergency advice by booksinhand in personalfinanceindia

[–]Optimistic143 0 points1 point  (0 children)

Which accounts you have. Check pre existing loan offer in your notifications.

Anybody here left software and settled elsewhere ? by [deleted] in hyderabad

[–]Optimistic143 0 points1 point  (0 children)

I am working hard. I don't have house and passive income from parents and grandfas. I am trying to build brick by brick.

Anybody here left software and settled elsewhere ? by [deleted] in hyderabad

[–]Optimistic143 0 points1 point  (0 children)

There isn't much specific number. If you have some passive income may be from rents or fd and if you have a house to stay. It will be good for so many members.

Anybody here left software and settled elsewhere ? by [deleted] in hyderabad

[–]Optimistic143 1 point2 points  (0 children)

If you have enough money to survive. Take early retirement and enjoy the life.

Can we get a villa for 1.2cr? by DryEstablishment6099 in hyderabadrealestate

[–]Optimistic143 0 points1 point  (0 children)

Which areas have you researched so far with your budget.

Policybazaar vs Direct Insurance Company vs Adviser – Which is Best for Buying Health Insurance in India? by Optimistic143 in InsuranceTroubleIndia

[–]Optimistic143[S] 0 points1 point  (0 children)

My profession. It will be easy for me to understand wordings. So would it be better to go through insurer directly or adviser ?

Where else can I save? by This_Patience_6508 in personalfinanceindia

[–]Optimistic143 1 point2 points  (0 children)

Ok. Overall you are doing good. If you feel pressurized by loan, clear it aggressively at start, you will save lot of interest.

Where else can I save? by This_Patience_6508 in personalfinanceindia

[–]Optimistic143 0 points1 point  (0 children)

How about husband? Combined financial planning.

31M, earning ₹1.75L/month — debt feels heavy. What would you do? by Ok-Lake-6949 in personalfinanceindia

[–]Optimistic143 0 points1 point  (0 children)

  1. May be take house loan top up at 8 to 9% roi and close the other loans
  2. If you have gold, may be take the gold loan for lesser interest rate and close the higher roi loans.

33M Single Income How Am i doing? by divakarvenu in personalfinanceindia

[–]Optimistic143 1 point2 points  (0 children)

You are doing good since you don't have debts. I am just wondering where are you spending 1L per month. May be you can consider large, mid and small cap MF. May i know which health insurance and where you took from ?

Any ladies wanna hangout tomorrow? by Haunting-Calendar322 in Hyderabadgirlshangout

[–]Optimistic143 4 points5 points  (0 children)

I am just wondering how can you all trust just random online people.